- What is a mortgage?
- How do I know if I am eligible for a mortgage?
- Should I buy or continue renting?
- Is now a good time to buy property for own use?
- I'm self-employed, am I eligible for a mortgage?
- How much can I afford or borrow?
- How does my residence permit affect my eligibility?
- How can I increase what I can borrow?
- I don’t live in Germany, can I still get a mortgage?
- Should I borrow the maximum amount or should I save some equity?
- How is the monthly rate calculated?
- How quickly should I pay off my mortgage?
- How can I get pre-qualified?
- What is Loan-to-value and why does my down payment matter?
- Can I get a mortgage in Germany without equity?
- How are the purchase fees for a property determined?
- Why are some properties sold with commission and others are not?
- What’s the difference between buying for own use and buy to let?
- Are my mortgage payments tax deductible?
- Can I use extra repayments to repay my mortgage quicker?
- What is Baukindergeld and how can I use it for my mortgage?
- Can I get a credit loan to increase my affordability?
- What more should I consider before closing my mortgage?
- What should I know if I expect to sell my house within 10 years?
- What are the different Tax Categories of the German Wage Tax system?
- What is a SCHUFA score?
- How is the SCHUFA score calculated?
- How can I improve my SCHUFA score?
- What is my SCHUFA score?
- How does my SCHUFA score affect my mortgage?
- Can I include modernisation or renovation costs into the mortgage?
- How do I know if a property is not overpriced?
- Can I use a German savings product as a down payment?
- Is there pre-approval in Germany?
- How do I get approved for a mortgage?
- Can I get a mortgage for property not in Germany?
- What happens after my mortgage request gets approved?
- Can I use a KfW subsidy with my mortgage?
- Which mortgage documents do I need?
- How quickly can I get approved?
- Can I apply to multiple banks at the same time?
- When do my mortgage payments start?
- What happens if my new build project is delayed?
- Can I apply alone without my partner?
- How to choose the right fixed interest period?
- Should I mention the moveable assets in the purchase contract
About Hypofriend
Use our FAQ to get to know Hypofriend or speak with one of our German mortgage experts to find out more.
- Who is Hypofriend?
- Is the service free?
- How is Hypofriend different from other mortgage brokers?
- How does Hypofriend's Optimizer work?
- How will Hypofriend find me the right mortgage product?
- Which lenders does Hypofriend work with?
- Who has access to my data?
- How is my data secured?
- Can I delete my data?
- How can I refer Hypofriend to a friend?
About Hypofriend
- Who is Hypofriend?
- Is the service free?
- How is Hypofriend different from other mortgage brokers?
- How does Hypofriend's Optimizer work?
- How will Hypofriend find me the right mortgage product?
- Which lenders does Hypofriend work with?
- Who has access to my data?
- How is my data secured?
- Can I delete my data?
- How can I refer Hypofriend to a friend?
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