Handy Definitions



A mortgage is a loan collateralized by real estate. For the purchase or construction of a property most people need a mortgage.

Important parameters for a mortgage in Germany are the annual percentage rate of interest, the length of the fixed interest period, and the initial repayment rate.
The Fixed Interest Annuity is the most common type of mortgage in Germany. 

Looking for a mortgage?

Use Hypofriend's affordability calculator to see what you can afford based on your personal situation.

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