- Should I buy or continue renting?
- Is now a good time to buy property for own use?
- What are the additional purchase costs when buying a real estate in Germany?
- How much can I afford or borrow?
- How can I increase what I can borrow?
- Can I get a credit loan to increase my affordability?
- Can I get a mortgage in Germany without equity?
- What is Baukindergeld and how can it help me?
- I'm a freelancer, am I eligible for a mortgage and how much?
- Should I borrow the maximum amount or should I save some equity?
- What’s the difference between buying for own use and buying to let?
- How do I know if the property valuation is fair?
- Should I get pre-approved for a mortgage?
- Can I get a mortgage for property outside Germany?
- What happens after my mortgage request gets approved?
- How does the KfW subsidy work with my mortgage?
- Can I include modernisation or renovation costs into the mortgage?
- How can I get pre-qualified?
- How is the monthly rate calculated?
- How quickly should I pay off my mortgage?
- What is Loan-to-value and why does my down payment matter?
- How to choose the right fixed interest period?
- Can I use extra repayments to repay my mortgage quicker?
- Are my mortgage payments tax deductible?
- What more should I consider before closing my mortgage?
- What should I know if I expect to sell my house within 10 years?
- What is my SCHUFA score?
- How can I improve my SCHUFA score?
- How does my SCHUFA score affect my mortgage?
- Annuity Loan
- Anschlussfinanzierung
- Baukindergeld
- Bausparvertrag
- Bauträger
- Beleihungsauslauf
- Beleihungswert
- Bereitstellungszinsen
- Sondertilgung
- Forward Darlehen
- Grundbuch
- Grundschuld
- Haushaltsrechnung
- Kaufnebenkosten
- KfW Darlehen
- Laufzeit
- Restschuld
- Maklergebühr
- Monatsrate
- Immobilienfinanzierung
- Notarkosten
- Notar & Beurkundung
- Grunderwerbsteuer
- SCHUFA
- Selbstauskunft
- Tilgung
- Notwendige Unterlagen
- Volltilgerdarlehen
- Vorfälligkeitsentschädigung
- Zinsbindungsfrist
- Zinszahlungsdarlehen
Exploring my options: advanced questions
How do I know if the property valuation is fair?
In Germany, you can contact an independent appraiser to visit the property to make a real estate appraisal. Additionally, there are many online sources where you can check the price trends of similar properties in the neighbouring area, including:
For a more accurate property valuation, our experts can run a property valuation using the same property valuation software used by most major German lenders. Feel free to contact our experts for a property valuation.
Looking for a mortgage?
Use Hypofriend's affordability calculator to see what you can afford based on your personal situation.
- How do I know if the property valuation is fair?
- Should I get pre-approved for a mortgage?
- Can I get a mortgage for property outside Germany?
- What happens after my mortgage request gets approved?
- How does the KfW subsidy work with my mortgage?
- Can I include modernisation or renovation costs into the mortgage?
