Mortgages in Germany explained

Renovating a Property in Germany: What Can You Depreciate and For How Long?
Learn which renovation costs in Germany are fully deductible and which over the life of a building, and what special rules help to reduce your taxable income under § 255 HGB.
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When Can I Start Deducting Interest And Depreciation From My Rental Property (2025 vs. 2026)
German new build rental tax deductions: Interest already deductible in 2025 (pre-rental), but AfA & acquisition costs only apply from the 2026 completion.
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10 steps: The notary procedure in Germany explained
The notary process to buy a home in Germany with a mortgage is rather complicated, and with plenty of legal jargon.
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5 Mistakes to Avoid With Your Mortgage in Germany
Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage.
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Step-by-step guide: How to buy property in Germany
The process of buying property in Germany explained in full detail. Beginning with the search all the way to becoming the legal owner.
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How to refinance your German mortgage?
Here you will find everything you need to know about a forward mortgage and how to refinance your mortgage in Germany.
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Is a Bausparvertrag Useful When Buying a Home in Germany?
A Bausparvertrag is still quite popular in Germany. These are complex products that can be very useful, but also problematic.
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Private Pension Insurance in Germany: Overview & Best Options
Why a private pension plan can be a great option to enhance your pension and to secure your standard of living in old age.
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