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Mortgages in Germany explained

Renovating a Property in Germany: What Can You Depreciate and For How Long?
Homebuying Basics

Renovating a Property in Germany: What Can You Depreciate and For How Long?

Learn which renovation costs in Germany are fully deductible and which over the life of a building, and what special rules help to reduce your taxable income under § 255 HGB.

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When Can I Start Deducting Interest And Depreciation From My Rental Property (2025 vs. 2026)
Market News

When Can I Start Deducting Interest And Depreciation From My Rental Property (2025 vs. 2026)

German new build rental tax deductions: Interest already deductible in 2025 (pre-rental), but AfA & acquisition costs only apply from the 2026 completion.

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10 steps: The notary procedure in Germany explained
Homebuying Basics

10 steps: The notary procedure in Germany explained

The notary process to buy a home in Germany with a mortgage is rather complicated, and with plenty of legal jargon.

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5 Mistakes to Avoid With Your Mortgage in Germany
Mortgage Fundamentals

5 Mistakes to Avoid With Your Mortgage in Germany

Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage.

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Step-by-step guide: How to buy property in Germany
Homebuying Basics

Step-by-step guide: How to buy property in Germany

The process of buying property in Germany explained in full detail. Beginning with the search all the way to becoming the legal owner.

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How to refinance your German mortgage?
Mortgage Fundamentals

How to refinance your German mortgage?

Here you will find everything you need to know about a forward mortgage and how to refinance your mortgage in Germany.

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Is a Bausparvertrag Useful When Buying a Home in Germany?
Mortgage Advanced

Is a Bausparvertrag Useful When Buying a Home in Germany?

A Bausparvertrag is still quite popular in Germany. These are complex products that can be very useful, but also problematic.

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Private Pension Insurance in Germany: Overview & Best Options
Pension

Private Pension Insurance in Germany: Overview & Best Options

Why a private pension plan can be a great option to enhance your pension and to secure your standard of living in old age.

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