Mortgages in Germany explained

First Time Buyers

8 Ways to Increase How Much House You Can Afford in Germany

Find out how you can increase your affordability in times of high property prices and skyrocketing interest rates, and thus afford your German dream home.

Insurances

Legal Insurance in Germany: Helping You Know Your Rights

Sometimes you just need the help of a lawyer. Luckily, a good legal insurance covers the costs. We explain what options you have in Germany.

First Time Buyers

10 Tips on How to Negotiate the Purchase Price of a Property

You want to negotiate the purchase price for a house or apartment? We give you 10 tips on how to do it and what you need to consider before.

First Time Buyers

4 mistakes to avoid with your mortgage in Germany

Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage.

Deep Dive

Why being a landlord is so attractive in Germany?

Germany has an unusually generous system for buy-to-let properties, and the returns are high. Read here what you need to know.

First Time Buyers

Sondertilgung: A popular but overrated option

Who doesn't like the idea of being able to repay extra on their mortgage? That is what “Sondertilgung” is. But is it a good idea?

Deep Dive

Mortgage for Blue Card holders: Should you buy now or later?

We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.

First Time Buyers

Baukindergeld: Extra benefit for new homeowners with kids

Baukindergeld is a state subsidy (12K euros over 10 years per child) for families and single parents who want to buy their first home in Germany.