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Deep Dive
Buying a tenanted property can have its advantages and disadvantages. The following article will walk you through some considerations on how you can and should approach buying a tenanted property in Germany.
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First Time Buyers
SCHUFA is Germany's largest credit agency and calculates credit scores that are used by banks when deciding on a mortgage.
When couples buy a house together, the question often arises how to split the mortgage costs. What you should consider.
Covid-19 causes an unknown shock to Germany's economy. Should we worry about home prices falling, or should we use it as a buying chance?
Interest rates for you mortgage that are too good to be true? There's a hook and we tell you why.
Hypofriend News
The Berlin rent cap was declared inadmissible. We explain what this means for tenants and property owners.
With a financing certificate, you stand out from other prospective buyers. It serves as a confirmation of your financing potential to brokers.
Are houses and apartments overpriced in Germany? What is the actual situation on the real estate market? An analysis.
Customer Stories
Rhianon and Oliver started looking for an apartment to buy and tried to get a mortgage with their house bank. Then they found Hypofriend.
If you are planning to buy your first home in Germany, build or renovate a property, you should always take a look at KfW loans and subsidies.
The process of buying property in Germany explained in full detail. Beginning with the search all the way to becoming the legal owner.
Who doesn't like the idea of repaying extra on their mortgage? That is what “Sondertilgung” is. But is it a good idea?
You want to negotiate the purchase price for a house or apartment? We give you 6 tips on how to do it and what you need to consider before.
With a new built project, you have a tough schedule. That's necessary if you want to avoid paying commitment fees to your bank.
We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.
Germany has an unusually generous system for buy-to-let properties, and the returns are high. Read here what you need to know.
Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage.
Once you have finalized your mortgage, the next thing to think about is insurance. This is an overview of the common types of insurance.
The notary process to buy a home in Germany with a mortgage is rather complicated, and with plenty of legal jargon.
What do you have to consider when buying an apartment in Berlin? Our guide answers the most important questions.
The topic of death is a very sensitive one. Nevertheless, this is a good time to think about securing your loved ones with a term life insurance.
Nothing can go wrong with a new build? It's not quite that simple. There are pitfalls waiting here, too. We explain what you need to consider.
When building a house, you can design the property according to your wishes and you can even get away cheaper. Hypofriend explains to you what you have to consider.
Aoife and Giacomo approached Hypofriend to buy their first home in Berlin. In this interview they share some of their experiences.
Fewer building permits were issued in Berlin in 2020 than in the previous year. This will further exacerbate the situation for purchase prices.
After moving from New York to Berlin, they didn't know how long they would stay. Then they felt in love with the city.
Women are much less likely to buy real estate than men. That is why we are launching the Hypofreundinnen-Initiative. A network for women.
Germans banks are very meticulous when it comes to paperwork. Here is a list of all the documents you need to apply for a mortgage.
If you are looking to buy a property, you should be aware of these six essential tips on how to find your dream property.
This article is about one of Hypofriend's happy new homeowner and her experience buying a property in Germany.
This section walks you through the key terminology you need to know when you intend to apply for a mortgage in Germany.
A new law regulates the payment of the broker's commission in a new way. This affects how much house buyers can afford.
The Coronavirus is a tragedy. Here is a deep dive to make sense of the impact on the economy, to help you in your housing decision.
The a short answer is: Yes, it is possible to get approved for a German mortgage as a non-EU citizen with a temporary residence.
Here you will find everything you need to know about a forward mortgage and how to refinance your mortgage in Germany.
Richard and Magda connected with Hypofriend right from the start of the process. This article tells their experience buying a property.
Germany has passed a law that allows you to pause the repayment for your mortgage for three months.
A new law on real estate commission changes the amount of the commission to be paid. Here's what will change at the end of 2020.
In this interview, our partners from BPS dive into the intricacies of viewing properties in Berlin. Here are the top 6 issues to look out for.
In this interview with a tax advisor, you will learn about the 6 German tax law issues residential property owners need to know about.
Baukindergeld is a state subsidy (12K euros over 10 years per child) for families and single parents who want to buy their first home in Germany.
A Bausparvertrag is still quite popular in Germany. These are complex products that can be very useful, but also problematic.
We spoke with Mr. Scheidacker, lawyer for residential property law, about the Berlin rent cap & other legal aspects of buying a house.
Find out how a mortgage advisor can save you thousands of euros and help you decide what the most optimal mortgage is for you.
There is ample evidence that buying a house leads to greater wealth, especially in Germany… Get Started
This German Mortgage calculator helps you understand how fast you should pay back your mortgage… Get Started
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