Here are the top six issues you should watch out for when viewing properties to ensure you avoid unforeseen pitfalls, such as unexpected costs, and have a safe home-buying experience.
1. I've arranged an apartment viewing tomorrow, anything I should be on the lookout for?
Don't assume that you'll have a second chance to view it: Apartments are often reserved during the first round of viewings. Take photos if permitted and make notes. Ask yourself: Will the layout and space distribution work for me: the ceiling heights, sun exposure, brightness, and access from room to room?
Many of Berlin's old apartments reflect generations that are very different from today's, and despite the old-fashioned charm, layouts can be uneconomical and not meet the modern needs.
Tip: Buy an inexpensive laser measuring device or download an app on your smartphone. The agent will not necessarily have all the details and dimensions.
Take a look at the electric meter box. The age and the quality of equipment might tell you something about when and to whatever extent the electrics have been updated.
Fix a beady eye on the condition of the building, both inside and out. Any flaking of the facade, balconies with signs of water damage, rotting window frames? Very often, the common entrance hall will tell you how much loving care the building has received over time.
Tip: Make sure to notice the doorbell plate on the way into the building: Many paper name tags jammed into the frame could mean holiday lets, noise, and partying. Proper property management shows on the doorbell list and in the courtyard.
In particular, take a hard look at the windows and walls: Is the lacquer/paint coat chipped? Are there spots on walls and ceilings caused by humidity? In the case of period buildings “Altbau”, are the ceiling moldings in good shape and original? What's the quality of the floor finish, and is it original?
How close are the opposite buildings, and what's the view? Most of all, how do you feel about the general brightness and light?
If there is a lift, take the stairs at least one way up or down; is there a runner, and what's the condition? If nothing else, this may tell you the noise level and tidiness of your fellow apartment dwellers.
Tip: If you're interested, come back at a later point and ring the bell of some potential neighbors, explain that you will be considering moving in. Would they be prepared to tell you about what it's like living there? It may take a bit of an effort, but if they agree to talk to you, that's where you'll get the real get-down-and-get-dirty.
Is there 'stuff' left outside, either within the property itself or on the pavement? Mattresses and furniture? This could tell you something about the quality of property management as well as the habits of shared building occupants!
Basement beware! An old German is saying: If potential buyers don't ask to see the basement after viewing a flat, they're not interested! Insist on taking a look at that valuable storage space in the cellar. Does it “smell” dry? Are pipes and wires installed in an orderly way, insulated, and reasonably new? Good storage space in the cellar or elsewhere in the building can make the difference between comfort and clutter after you move in.
Think about the view out from the inside, you'll be seeing it every day! Are there trees outside the windows (good!), but are they close, and will they block the light in spring and summer? Conversely, in winter, when there's more light, what do the leafless trees reveal?
Tip: Visit on a gray day if you can. When the sun shines, (almost) every apartment is bright. And come back to check out the area at different times of the day to see whether you're comfortable there day and night.
2. What do I need to know in terms of property documents’ due diligence?
Protocols of owners' association meetings (“Eigentümerversammlungsprotokolle”) may list past and future renovations and maintenance issues, leading to an overall or even specific impression of the building that may not be discovered during a viewing. They can hint at problems within a building or infighting between various owners, even reveal legal battles.
It is often tedious, dry, and boring, but it can be like visiting other occupants of the building. It's worth reading between the lines!
Deeds of division (“Teilungserklärung”) can tell you, for example, whether a majority owner is entitled to change the deed without approval from others. Is the addition of a lift pre-approved? Are the basement storage units assigned or owned? The permitted use of the property (commercial, residential, or both), internal house rules, and possible units owned by the owners' association providing rental income or future sales proceeds.
The budget plan (“Wirtschaftsplan”) will tell you how much money is going into it and what the balance of the building management fund is for future repairs, etc. If the terms of reference are unclear, find someone with a good command of German who can explain these to you.
Tip: The more documents of various properties you've gone through, the more you know what to look out for.
Tip: If the due diligence of documents has not been conducted properly, a new owner may, e.g., find that extraordinary payments (“Sonderumlagen”) are to be made for maintenance and repairs, which could have been detected in the property papers. This is relatively easy to anticipate at the outset with a little support.
3. What common mistakes should I avoid with the purchase contract?
Buyers must realize that, in many cases, they can influence/change the purchase contract. Someone once said: “The only time you get a pay rise is when you change jobs.” The same is true when buying an apartment. The only time you can move the odds in your favor is at the beginning when you are negotiating with a seller.
Another important issue to look out for is the seller's liability: What is it in particular as it relates to building guarantees? Remember, when you, as a buyer, sign the purchase contract, you are taking over liabilities along with the property.
There are complicated conveyance situations where a buyer should be represented by a specialist lawyer to look after their interest. It is important to note that in Germany, the notaries who administrate the sale/purchase do not represent either party. They only represent German law! They are, therefore, impartial, and while they have to explain the contract, their primary role is to uphold the law.
A frequent mistake by buyers unfamiliar with German property law is to commit to spending both time and agency commissions and, even in the final stages, the notary fees and property transfer tax, before thoroughly completing research on the legal issues affecting the property purchase.
Tip: If you have any doubts about the paragraphs and conditions of the contract, get advice. Once you've signed the contract, you're committed to whatever it says.
4. What should I pay attention to during the actual property transfer?
The different steps of conveyance are often confusing. Here is a step-by-step guide on how to buy property in Germany that includes what happens during the property transfer.
Tip: Check your mailbox regularly in order not to miss any correspondence from the notary, tax offices, or other authorities. If you are traveling after signing a purchase contract, ensure your mailbox is monitored by trusted friends or family and mail is forwarded to you.
5. What is Hausgeld, and what maintenance and utility costs will I pay?
If you buy an apartment (Eigentumswohnung) in Germany, you automatically become part of the Homeowners' Association (Wohnungseigentümergemeinschaft or WEG). As an owner, you must pay a monthly fee called Hausgeld to the property management company to cover the building's operational, maintenance, and administrative expenses.
What Hausgeld Typically Covers:
Maintenance Reserve (Instandhaltungsrücklage): A savings pool set aside for major future repairs (e.g., roof, facade, elevator).
Common Utilities & Maintenance: Heating and hot water (if central), stairwell cleaning, waste disposal, gardening, building insurance, and snow removal.
Property Management (Verwaltergebühr): The fee paid to the company managing the building's operations and finances.
Note: Personal electricity, internet, and landline costs are never included in Hausgeld—you must set up separate contracts for these.
What to Look Out For:
Unusually High Hausgeld: High monthly payments can point to poor energy efficiency (high heating costs), an elevator-heavy building, or a high monthly contribution to the maintenance reserve.
Unusually Low Hausgeld: Low payments might seem like a bargain, but if the maintenance reserve is underfunded, you risk facing expensive emergency out-of-pocket payments (
Sonderumlagen) when repairs are needed.
Investor vs. Owner-Occupier Split: If you plan to rent out the apartment, keep in mind that you cannot pass all Hausgeld costs onto a tenant. Administrative fees and contributions to the maintenance reserve must be paid out of your own pocket.
Tip: Check the annual budget plan (Wirtschaftsplan) during your due diligence. It breaks down the exact Hausgeld allocation per square meter so you can spot red flags before signing.
6. What costs can I expect as a property owner in Germany? Are there unexpected costs?
You're probably aware at this point of the price of the property, the property transfer tax, agency commissions as applicable, the notary and other legal fees, and you may be wondering what other regular costs, apart from the payments to the property management company, you will face in addition:
There is the property tax, and you can ask the seller or agent for the current assessment.
Should the building need major repairs that cannot be covered by the maintenance fund, extraordinary payments due from the owners may come unexpectedly if you don't catch the announcement in the owners' association meeting protocols.
Tip: Read the building documents carefully so that you won't be surprised by additional costs.
Don't Let Hidden Property Costs Catch You Off Guard
Before placing an offer on an apartment, ensure your budget covers all buying fees, taxes, and true Hausgeld allocations.
Use the Hypofriend Property Search and Mortgage Calculator to get an instant breakdown of your true monthly costs—or let our experts review the legal property documents before you sign.
