- What is Hypofriend?
- Is the service free?
- Why do I need to sign up?
- How is Hypofriend different from other mortgage brokers?
- How does Hypofriend's Optimizer work?
- How will Hypofriend find me the right mortgage product?
- Which lenders does Hypofriend work with?
- Who has access to my data?
- How is my data secured?
- Can I delete my data?
- How can I refer Hypofriend to a friend?
- Can I include modernisation or renovation costs into the mortgage?
- How do I know if a property is not overpriced?
- Can I use a German savings product as a down payment?
- Is there pre-approval in Germany?
- How do I get approved for a mortgage?
- Can I get a mortgage for property not in Germany?
- What happens after my mortgage request gets approved?
- Can I use a KfW subsidy with my mortgage?
- Which mortgage documents do I need?
- How quickly can I get approved?
- Can I apply to multiple banks at the same time?
- When do my mortgage payments start?
- What happens if my new build project is delayed?
- Can I apply alone without my partner?
- How to choose the right fixed interest period?
- Should I include the moveable assets in the purchase contract
- What is a credit loan and how do I know if I am eligible to use one?
Handy Definitions
Use our FAQ to understand the different German mortgage terms and definitions or speak with one of our German mortgage experts to find out more.
Annuity Loan
Annuitätendarlehen
Anschlussfinanzierung
Refinancing
Baukindergeld
Child subsidy for new home owners
Bausparvertrag
Housing-and-Savings-Contract
Bauträger
Project Developer
Beleihungsauslauf
Loan-to-Value (LTV)
Beleihungswert
Collateral Value
Bereitstellungszinsen
Commitment interest fees
Forward Darlehen
Forward Mortgage
Grundbuch
Land Registration
Grunderwerbsteuer
Property Transfer Tax
Grundschuld
Land Charge
Grundsteuer
Land Tax
Haushaltsrechnung
Income-Expense Calculation
Immobilienfinanzierung
Mortgage
Kaufnebenkosten
Purchasing Costs
KfW Darlehen
KfW Loan
Laufzeit
Mortgage Duration
Maklergebühr
Real Estate Commission/Fee
Monatsrate
Monthly payment
Notar & Beurkundung
Notary & Notarization
Notarkosten
Notary Fee
Notwendige Unterlagen
Required Mortgage Documents
Restschuld
Remaining Loan Balance
SCHUFA
Schufa Score
Selbstauskunft
Self Declaration
Sondertilgung
Additional Repayment
Tilgung
Repayment rate
Volltilgerdarlehen
Full-Repayment Loan
Vorfälligkeitsentschädigung
Prepayment Penalty
Zinsbindungsfrist
Fixed Interest Period
Zinszahlungsdarlehen
Interest Only Loan
Additional Questions?
Contact us
© Hypofriend GmbH 2020
Certified by
Covered by
Licensed by
© Hypofriend GmbH 2020
Certified by
Covered by
Licensed by
Certified by
Covered by
Licensed by