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Is now a good time to buy property for own use?

If you are considering purchasing a property, but are still unsure of whether you should wait and save, there are a number of factors that you should take into account.

Having a relatively high rent indicates that the sooner you buy, the more you save. This is especially significant if property prices are rising quickly, under which circumstances it makes sense to buy sooner unless you can save at a higher pace per month. The longer you stay in a property the more buying makes sense as the purchase fees are spread over more years, therefore in most cases, buying a property that you will be able to own in the long run is important. Over time, buying in Germany, is still quite attractive as it helps you build up your net wealth, and in the end live rent free.

To calculate the impact on the net worth of buying a home (compared to renting), you can read this interactive article "Should I rent or buy a property in Germany?" and change the parameters to fit your case.

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