Mortgage Calculators

Simplify your German homebuying journey with our expert-designed calculators.

German mortgage calculator

Use the calculator to understand your mortgage repayment options.

Interest rate calculator

We compare the best mortgage rates in Germany for the top 750 lenders.

Pension gap calculator

Calculate whether you'll have enough income in retirement to maintain your lifestyle.

All Home Loan Financing Calculators

Deep dive into different topics and calculate how each applies to your personal situation in Germany.

Should you rent or buy a home in Germany?

Is buying a home in Germany worth it? Use our interactive rent vs buy calculator to compare long-term costs, equity growth, and tax benefits. See your personal result with detailed graphs.

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Property Tax Calculator for Germany

This updated property tax calculator allows property owners, landlords, and foreign buyers to calculate yearly and quarterly property tax (Grundsteuer) in Germany after the 2025 tax reform.

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How Much House Can I Afford in Germany? Free Calculator

How much house can you afford in Germany? Enter your salary and savings into our free calculator and get your personalised budget instantly.

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Can I buy a home now in Germany or should I wait and save?

Calculate when you can buy your dream home in Germany. Find out how long it will take and discover how higher savings or lower prices can shorten the wait.

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Self-Employed Health Insurance in Germany: Costs, Options & Calculator (2026)

Compare GKV and PKV health insurance costs as a self-employed person in Germany. Use our 2026 calculator to estimate your monthly contributions based on your income, age, and family situation.

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Private Health Insurance Calculator for Germany

Is it worth shifting to private health insurance? Use our calculator to see the real cost of private health insurance over a lifetime, including the impact of kids and retirement.

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Buying ETFs or a Home: What Makes More Sense in Germany?

This calculator helps you to determine if it makes more sense to invest in a home or buy ETFs.

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How Much Equity Do You Need to Buy a Home in Germany?

When buying a home in Germany, you typically need a minimum amount of capital for the purchase costs. How much that is depends on the state you buy in and whether a real estate agent is involved or the property is commission-free (provisionsfrei)

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Should You Pay Off Your Mortgage Early or Invest Instead?

Don’t just look at when you’ll be debt-free, but review what happens to your overall net wealth. Check if the compounding of high returns of an alternative investment can boost your total net wealth by more, also considering investment risks.

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How much tax can you get back with a German property?

Following recent tax changes, there are now widely different depreciation rules for properties in Germany. You can calculate your current and future depreciation in our calculator.

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Power of Compounding: ETF Savings Plan Calculator & Compound Interest Calculator

Our compound interest calculator helps you visualize the powerful effect of compound interest of a savings plan in Germany.

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Buying a Rented Property in Germany: Investment Calculator & Guide

Thinking about buying a rented investment property in Germany and not sure if it's a good deal for you? Our calculator will show you!

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Property Purchasing Cost Calculator Germany

Purchasing costs for properties in Germany vary from state to state. With our calculator, you can easily find out what costs you can expect for your dream home.

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Mortgage Repayment Calculator Germany

Calculate your mortgage repayment (Tilgung) plan in Germany. See how your monthly payment, interest rate, and fixed-term period affect your total costs and remaining debt.

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Notary Fees Calculator Germany

Use our calculator to find out how much the notary and land registry costs are for your property purchase and how the costs break down.

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How to Calculate Tax on Rental Income in Germany: A Simple Guide

If you own and rent out a property in Germany, the income you receive is subject to tax. Navigating the rules around deductions and calculations can seem complicated, but our rental income tax calculator is there to help you out.

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Real Estate Investment Calculator for Germany

Does buying a new investment property in Germany make sense? Calculate the return on investment (IRR), and see the difference tax refund can make for residential investment properties in Germany.

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What to buy first in Germany: your own home or an investment property?

This is not an easy question. This calculator is the first of its kind and provides you with clear estimates of the options you have.

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Mortgage Calculators

All Home Loan Financing Calculators

Should you rent or buy a home in Germany?

Property Tax Calculator for Germany

How Much House Can I Afford in Germany? Free Calculator

Can I buy a home now in Germany or should I wait and save?

Self-Employed Health Insurance in Germany: Costs, Options & Calculator (2026)

Private Health Insurance Calculator for Germany

Buying ETFs or a Home: What Makes More Sense in Germany?

How Much Equity Do You Need to Buy a Home in Germany?

Should You Pay Off Your Mortgage Early or Invest Instead?

How much tax can you get back with a German property?

Power of Compounding: ETF Savings Plan Calculator & Compound Interest Calculator

Buying a Rented Property in Germany: Investment Calculator & Guide

Property Purchasing Cost Calculator Germany

Mortgage Repayment Calculator Germany

Notary Fees Calculator Germany

How to Calculate Tax on Rental Income in Germany: A Simple Guide

Real Estate Investment Calculator for Germany

What to buy first in Germany: your own home or an investment property?

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