Buying ETFs or a Home: What Makes More Sense in Germany?
This calculator helps you to determine if it makes more sense to invest in a home or buy ETFs – or how to use ETFs when you want to buy a home.
Dr. Chris Mulder
Published on Mar 2, 2023 . Updated 24 days ago

In this article you can calculate whether it makes more sense for you to buy an ETF or your first home: Of course, this depends very much on the return and risk assumptions for stocks versus a property, and then on your personal preferences.
For return and risk, we use the longest representative data series available in the world, covering 150 years of stock returns and over 300 years of house prices!
Let's see whether buying a property or investing in ETFs is better for you:
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