KFW loans and conditions for 2024 and how it applies to your German mortgage

If you are planning to buy your first existing or new home in Germany, build or buy a new climate friendly home, or renovate a property, you should always take a look at KFW loans and subsidies. Your mortgage advisor should always check if and how much it helps.

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Published on Oct 28, 2020 Published on Oct 28, 2020 . Updated 6 minutes ago

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

The Kreditanstalt für Wiederaufbau (KFW) promotes home ownership and climate friendly properties with various products. You can save up to tens of thousands of euros when buying real estate. Hypofriend shows you which KFW subsidies are available and which conditions apply.

How does KFW funding work?
KFW loans and grants for existing properties and new builds
KFW-Wohneigentumsprogramm (124)
KFW - Climate friendly residential properties (297, 298)
KFW - Climate friendly residential properties for families (300)
Energy Efficiency Modernisation (261)
How to apply for KFW loans?
Can I cancel a KFW loan?
Is unscheduled repayment possible for KFW loans?
KFW subsidies and affordability: a good option for your German mortgage

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

first-time-buyers

KFW 300: Great Subsidy for Energy-Efficient Houses in Germany

KFW 300 is in principle a very attractive program; it comes with interest rates as low as 0,01 % and very high loan amounts, of up to 270.000 €. You may be able to save 60.000 € in interest payments and even more if you invest the savings.

first-time-buyers

KFW loans and conditions for 2024 and how it applies to your German mortgage

first-time-buyers

Baukindergeld: Extra benefit for new homeowners with kids

Baukindergeld is a state subsidy (12K euros over 10 years per child) for families and single parents who want to buy their first home in Germany.

Hypofriend
/
First Time Buyers
/
German Mortgage Kfw

KFW loans and conditions for 2024 and how it applies to your German mortgage

Table of Contents