Unfortunately, this depends on the lender we apply you with and their capacity for processing applications. For most German lenders, it's still a manual and human process to review and verify your application. Direct banks like ING and DKB tend to process applications within 2-4 working days whereas other banks like Deutsche Bank or Sparkasse tend to process between 5-10 working days. In some cases it may take longer due to higher demand or less availability of credit specialists. If time is an issue, our experts can help you find a lender who can process the application quickly.
Use Hypofriend's affordability calculator to see what you can afford based on your personal situation.
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