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We work with hundreds of mortgage lenders to find you the right mortgage
Just answer a few questions to see what you can afford and where you qualify
Our service is free as we're paid by lenders
I really appreciate Hypofriend’s professional advice and supports that helped us go through the whole process efficiently from defining the needs based on my personal situation to finding a suitable mortgage offer in the market. Would definitely recommend their service to anyone.
Dylan
Our recommendation engine calculates your optimal mortgage comparing hundreds of lenders and thousands of loan options
Hypofriend assisted me by providing competitive interest rates, and a detailed understanding of the loan contract from the bank.
Andrew
Our mortgage advisors will guide you through your options using our proprietary video consultation software, helping you to understand, find and apply for the right mortgage.
We have been very happy with the service provided by Hypofriend. Buying our first property felt a bit scary, so we were very grateful to have someone to support us all along the way.
Steve
We use technology to recommend you the optimal mortgage for your situation.
module Mortgage
class Checker
def initialize(calcul
calculation.monthly_
@calculation = calcu
end
def possible_pay_off?
@payments = (
Amortization.table(
Date.current
Date.current + 40.
default_result
) do | result, monthly_payment,
previous_monthly_pay
| previous_monthly_p
Marie, 32
Berlin
45.000 €
Savings
3.200 €
Monthly Income
Permanent
Residency
Munich
Property Location
10 years
Likelihood to own the property
Yes
Partner
390.000 €
420.000 €
Estimated
property value
10 years Fixed Interest PeriodExpected interest rate | |
|---|---|
Purchase price | |
Loan amount | |
Loan to value | |
Monthly rate | |
Repayment rate |
Yes, our service is always free. Just like any German mortgage broker, we get paid a standard commission by the lender for processing a successful mortgage application. This commission will always be paid by the lender and not by you the customer. As a privately owned and independent company we strive to always deliver the best result for our customers without compromising our values.
Hypofriend was founded in 2017 by Nick Mulder, his father Dr. Christian Mulder, and later on Pavel Jurasek to help customers make smarter mortgage decisions. Together with a team of over 50 engineers, economists, and mortgage experts they have helped hundreds of customers understand mortgages better and realize their dream of buying a property in Germany.
Start by calculating what you can afford, our Property Radar will then suggest properties you may be interested in. Or simply fill in the details of the property you'd like to finance and we'll calculate your optimal mortgage, advising you on how long to fix the interest rate, how quickly to repay your mortgage and how much equity to invest. We'll then apply you for the best mortgage. You will typically get your mortgage approval within 3 to 10 working days.
