German Mortgages Solved

Finding the right property is hard enough. We make sure mortgages aren't.
We've helped over 600
people with their mortgage.

We'll find you the best mortgage for your situation

Free Online Quote

Calculate what you can afford online and see where you qualify.

Algorithm Powered

We search offers from hundreds of lenders and our advanced algorithms tailor them to you.

Personal Guidance

A dedicated mortgage advisor will guide you through the process. Free of charge.

We check the rates everyday, so that you can focus on the important decisions.

We check the rates everyday, so that you can focus on the important decisions.


Interest rate


Monthly rate


Interest rate


Monthly rate


Interest rate


Monthly rate

Based on a 200.000 € mortgage, 250.000 € property value, 10 year fixed, 2% repayment.

We’re an independent digital mortgage platform

We’re not affiliated with any banks so our results are objective, factual and honest.


  • First offer in just a few clicks
  • Compare over 400 lenders
  • We understand foreigners
  • Dedicated mortgage advisor
  • Superior, personalized advice

Traditional Lender

  • Nothing without a coffee ☕️
  • Single bank offer
  • Not their focus
  • Just another client
  • Standard advisor

But don't take our word for it.

Don’t take our word for it.

We’ve helped hundreds of clients understand mortgages better even when it means they’re better off renting or saving.

Sarah & Jack
“We used Hypofriend to get a better understanding of buying in Germany. In the end we decided to keep renting, otherwise helpful, friendly service.”
“Karsten from Hypofriend advised me through the entire process of buying my flat, it was simple.”
“I was skeptical of trusting a young company, but in the end the advisors were very good. Thank you!”

Read more reviews on: Trustpilot hypofriend

Ask David

Hi, I'm David

I'm your digital mortgage advisor. Our team is here to help make getting a mortgage easy. We're available on your schedule over text, email, or phone. Let's talk.