The shortest path to your dream home.

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Hypofriend can help you at every stage

See what you can afford

Use Hypofriend’s affordability calcuator to see what you can afford and if you qualify.
Popular use-cases we cover:

  • EU Residents
  • Freelancers
  • Blue-Card Holders
Optimal Mortgage

Find the right mortgage

Get the best mortgage reccomendation online from Germany’s most advanced recommendation engine.

  • Personalized Recommendation
  • Built by World Class Experts
  • Explained in Simple English
Chris Mulder
Dr. Christian Mulder

Hypofriend Cofounder

Our industry experts have advised over 500 mortgages and are equipped with the most powerful tools to give you the best advice in Germany.

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The right mortgage can save you thousands

Our intelligent algorithm will calculate the right mortgage for your personal situation taking into account factors nobody else does.

10 year

Fixed Interest Period
1,29 %
507.677 €
0 €
131.910 €

15 year

Fixed Interest Period
1,74 %
400.899 €
12.486 €
120.270 €

20 year

Fixed Interest Period
2,10 %
298.707 €
40.814 €
139.860 €
Interest rate
Loan balance
at end of period
Additional cost of
5 years fixation
Expected Total
Mortgage Cost
How does our recommendation work?

“Wonderful mortgage broker
that can help in the extremely complex German mortgage financing process.”

Brett & Anita

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More reviews with average rating 9.3 on TrustPilot

Why it pays to use Hypofriend

We’re not affiliated with any banks so our results are objective, factual and honest.

Traditional Broker

  • No Recommendation at all
  • No English Experts
  • Slow Approval
  • Biased Advice
  • Hidden Fees


  • Objective Recommendation
  • English Experts
  • Quick Approval
  • Bank Independent Advice
  • Free & Transparent

Hypofriend was founded by expats to help
other expats Find the right mortgage.

Read our story

Whole Market Coverage

We’ve integrated with over 400+ major lenders in Germany, this allows us to not only find you the right mortgage product, but the lender that offers this product at the lowest rate.

BB Bank
Deutsche Bank

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