The shortest path to your dream home

Get the best mortgage advice online for free.

Dream home

Hypofriend can help you at every stage of the home buying process.

Partnering with 400+ lenders to find you the best matching offer

What you can afford?

See what you can afford

Use Hypofriend’s affordability calculator to see what you can afford and if you qualify. Popular use-cases we cover:

  • EU Residents
  • Freelancers
  • Blue-Card Holders
Find the right mortgage

Find the right mortgage

Unlike other brokers, our recommendation engine finds you the best mortgage product.

  • Personalized Offer
  • Best offer from 400 lenders
  • Explained over video or in person

Speak to an expert

Our mortgage experts are equipped with powerful tools to find you the optimal mortgage. Get started with our online questionnaire and then speak to an advisor.

We’ll find the best mortgage product optimized for your situation, saving you thousands.

Our recommendation engine will calculate the optimal mortgage decisions for you.

10 years Fixed Interest Period
Best Interest rate
1,38 %
Initial Loan
405.000 €
Loan to value
90 %
Saving used
45.000 €

Saves you interest cost over 10 years

Lower risk

10 years Fixed Interest Period
Best Interest rate
1,52 %
Initial Loan
405.000 €
Loan to value
95 %
Saving used
13.000 €

Saves you equity

Better for investors

How does the algorithm work?

Why it pays to use Hypofriend

We're not affiliated with any banks so our results are objective, factual and honest.

Traditional Lender
  • No Recommendation at all
  • No English Experts
  • Slow Approval
  • Biased Advice
  • Hidden Fees
  • Objective Recommendation
  • English Experts
  • Quick Approval
  • Bank Independent Advice
  • Free & Transparent

Hypofriend combines technology with finance to ensure future homeowners get the right mortgage and a transparent process.

Founding team