Buy a house in Germany

The answer to the question about your budget for buying a property in Germany depends on various factors, but mainly on your income, which you will use for the monthly payments, and on your equity, which should cover at least the purchasing costs. Find out how much you can afford with our calculator.

Don't worry, we'll be with you all the way to your new house. The next step is to use our calculator to discover your budget for buying a property in Germany and then discuss your next steps with one of our mortgage advisors.

In Germany, the number of properties on offer continues to fall, but demand remains unabated high. This means that many houses and apartments are only available on the market for a few weeks, in some cases even just days, before they are sold.

Speed is, therefore, a key success factor when you want to buy a property in Germany. With the notification function in our property search, we help you discover a new offer that fits your search for buying a property directly after it has been published.

Just open the property search in your Hypofriend account, select the relevant filters on the right side, and click on the “Activate alerts” button next to it. We will then, depending on your preference, inform you daily, weekly or monthly by email about all new property offers that match your search query. So you will never miss an interesting offer again!

This depends on the purchase price, the purchasing costs, and your equity. With our German Mortgage Calculator, we compare the best offers from more than 750 banks and lenders. But we don't just look for the best interest rate, we combine modern financial theory with the expertise and experience of our mortgage experts. This is how our intelligent recommendation software determines the best offer for you and your individual situation.

We know that most of the interesting offers for properties to buy in Germany are only available for a short time, as the demand is very high. To stay ahead in the race with other interested parties, there is only one thing you can do: you have to be faster than them when it comes to proving to the seller that you are trustworthy and well-funded.

Our financing certificate will help you to confirm to real estate brokers that you can really afford the property you want to buy. In addition, it makes sense to upload the required documents for a mortgage to your Hypofriend account in advance so that your mortgage advisor can request your optimal mortgage as fast as possible once you have won the bid from the seller.

First, find out how much you can afford. Then you should determine what is important to you: Which neighborhoods do you like? How many rooms do you need? How many square meters do you want at least? Which features are must-haves and which ones are optional? Should it be a modern new building or rather an old building with special charm? Make a list and then use the filters in our property search to find the right property to buy in Germany.