This German Mortgage calculator helps you understand how fast you should pay back your mortgage. One of the key decisions for your mortgage is choosing how quickly to repay your mortgage
This German mortgage calculator uses the realtime interest rates from 750 different German mortgage lenders.
| Real Estate Commission | 0,00% | €0 |
| Property Transfer Tax | 6,00% | €24,000 |
| Notary Fees | 2,00% | €8,000 |
| Property Price | €400,000 | |
| Total purchase costs | €432,000 | |
| Loan amount | €372,000 | |
| Annual interest cost | 2.83% | €10,528 |
| Annual repayment | 2.0% | €7,440 |
| Annual amount | €17,968 | |
| Monthly rate | €1,497 | |
| Fixation length | Monthly rate | Interest rate | |
| 5 Years | 1.522 € | 2,91 % | Verify eligibility |
| 10 Years | 1.497 € | 2,83 % | Verify eligibility |
| 15 Years | 1.587 € | 3,12 % | Verify eligibility |
| 20 Years | 1.652 € | 3,33 % | Verify eligibility |
| 25 Years | 1.674 € | 3,40 % | Verify eligibility |
| 30 Years | 1.699 € | 3,48 % | Verify eligibility |
You would be done repaying in 31 years at age 61 and would have a loan balance of €286,121 after 10 years.
Hypofriend is a certified German mortgage broker. We're the first broker to combine technology and finance to ensure homebuyers get the right mortgage and a transparent process.
Together with our team of local mortgage experts, equipped with advanced tools, we aim to give you personal, tailored advice. You can use our online tools to get a better understanding for how mortgages in Germany work and together with your personal advisor apply to the right lender from 750 partner banks.
We'll confirm your property budget based on your income and savings based on the criteria of 750 banks.
See what you can afford
We'll ask you a few questions to match you to properties you can afford from all the different real estate websites in Germany.
See property suggestions
Our intelligent recommendation engine will calculate the optimal mortgage decisions based on your personal circumstances like nobody else.
Find the right mortgage
Your personal mortgage expert has access to advanced mortgage calculators to compare and calculate your optimal mortgage offers.
Talk to an expert
In your secure, online account you'll be able to upload your personal, property and mortgage documents to get approved faster than traditional brokers.
This mortgage calculator is a first step to help you understand your mortgage options. Start by getting a personalized recommendation now.
How does the German mortgage calculator work?
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Are the results of the German mortgage calculator binding? How do I get a financing proposal?
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Does this German mortgage calculator guarantee I’ll receive a mortgage?
Are there additional purchase costs? Does the German mortgage calculator take them into account?
What is an annuity mortgage?
How much equity do I need for a mortgage in Germany?
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