German Mortgage Calculator

Get a detailed understanding of your home loan options.

How to choose the right fixed interest period

A fixation period which is too short could cause you financial hardship if interest rates go up significantly in the future. However, too long a fixation period could result in high costs, inflexibility, or exorbitant cancellation fees if you move on early. Hypofriend’s Optimization Engine will recommend the optimal fixed interest period for your situation.

Hypofriend Advisors

We will support you throughout your homebuying journey

Your dedicated expert will help you understand your options and apply for the best mortgage

Partnering with 750+ lenders to find you the best matching offer

Deutsche BankVolksbannkSparkasseIngCommerzbank

From mortgage calculator to your dream home

See what you can afford

1. See what you can afford

We'll calculate your maximum property budget based on your income, savings, residency status and the criteria of our 750+ partner banks.

See what you can afford
Find your dream property

2. Find your dream property

We search across Germany's property platforms, so you can more easily find your dream home.

See property suggestions
Get matched with the best mortgages for your situation

3. Get matched with the best mortgages for your situation

Our custom optimization engine and expert advisors will help you make the optimal decision for your personal circumstances.

Find the right mortgage
Consult for free with an advisor to understand your options

4. Consult for free with an advisor to understand your options

Your personal mortgage expert will support you to review and understand all your options.

Talk to an advisor
Finalize your application online

5. Finalize your application online

In your secure online account, you can easily upload your required personal, property and mortgage documents to get approved faster than traditional brokers.

Move into your new home

6. Move into your new home

Join thousands of other Hypofriend clients in celebrating the financial independence and security of homeownership!