How are my investments protected and what happens if Pensionfriend or the partner companies involved go bankrupt?

In case Pensionfriend shuts down, it’s important to understand that your money never passes through our accounts. Your transfers are directly with our cooperation partner, Liechtenstein Life, which holds your assets.

Liechtenstein Life Assurance AG is based in Liechtenstein and is, therefore, subject to Liechtenstein national laws. 

This is a great advantage for you because this means your assets must be managed as special assets (Sondervermögen) according to Liechtenstein's bankruptcy code and are, in case of insolvency, transferred to you within 4 weeks after the necessary documents have been submitted.

Learn more about how your investments are protected as special assets.