Nick Mulder
CEO and Co-Founder
When trying to buy a property in Germany, Nick was utterly shocked by how overly complicated and non-transparent the real estate market and especially mortgages are in Germany. That’s why he founded Hypofriend, to spare other real estate buyers this experience.
Where It Still Makes Sense to Buy a Home in Germany – 2026
For future homebuyers and investors, the question in 2026 isn't if you should buy in Germany, but where. This article examines the findings of the latest Postbank Property Atlas to reveal affordable regions with strong growth potential.
Read moreCase Study: What Melun Can Teach Us About Zossen’s Future
As rising housing costs reshape both Paris and Berlin, this article examines how Zossen, near Berlin, could mirror the investment success of Parisian commuter town Melun, offering a timely opportunity in high-quality, subsidized new builds.
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8 Ways to Increase How Much House You Can Afford in Germany
Find out how you can increase your affordability in times of high property prices and skyrocketing interest rates, and thus afford your German dream home.
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Step-by-Step Guide: How to Sell Your Property in Germany
Would you like to know what to consider when selling your house or apartment? Don't want to pay a real estate agent? We show you what to do!
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Should I Buy a Tenanted Property for Own-use in Germany? A Trap or an Opportunity?
Buying a tenanted property can have its advantages and disadvantages. The following article will walk you through some considerations on how you can and should approach buying a tenanted property in Germany.
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10 Tips on How to Negotiate the Purchase Price of a Property
You want to negotiate the purchase price for a house or apartment? We give you 10 tips on how to do it and what you need to consider before.
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Step-by-step guide: How to buy property in Germany
The process of buying property in Germany explained in full detail. Beginning with the search all the way to becoming the legal owner.
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What Reddit Thinks About Hypofriend: Real Reviews From the Community
See what people on Reddit think of Hypofriend.
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These documents you need to apply for a German mortgage
Germans banks are very meticulous when it comes to paperwork. Here is a list of all the documents you need to apply for a mortgage.
Read moreHow we make sure Investfriend properties are fairly priced
Looking beyond the headline price is essential for smart property investing. See how energy standards, bank valuations and rental performance shape real costs and long term returns.
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Can I get a mortgage with a temporary residence permit?
The short answer is: Yes, it is possible to get approved for a German mortgage as a non-EU citizen living in Germany with a temporary residence permit.
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How to get a mortgage in Germany: key decisions and terms
This section walks you through the key terminology you need to know when you intend to apply for a mortgage in Germany.
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How to refinance your German mortgage?
Here you will find everything you need to know about a forward mortgage and how to refinance your mortgage in Germany.
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8 Tips: How to find a property for sale in Germany
If you are looking to buy a property, you should be aware of these eight essential tips on how to find your dream property.
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Buying property in Germany: 6 things you need to know
In this interview, our partners from BPS dive into the intricacies of viewing properties in Berlin. Here are the top 6 issues to look out for.
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Being a Homeowner in 2026: 6 Residential Tax Law Issues to Be Aware of
In this interview with a tax advisor, you will learn about the 6 German tax law issues residential property owners need to know about.
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Baukindergeld: Extra benefit for new homeowners with kids
Baukindergeld is a state subsidy (12K euros over 10 years per child) for families and single parents who want to buy their first home in Germany.
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Is a Bausparvertrag Useful When Buying a Home in Germany?
A Bausparvertrag is still quite popular in Germany. These are complex products that can be very useful, but also problematic.
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Mortgage payment moratorium: Pause repayments for 3 months
Germany has passed a law that allows you to pause the repayment for your mortgage for three months.
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Berlin’s rent cap: Interview with a real estate lawyer
We spoke with Mr. Scheidacker, lawyer for residential property law, about the Berlin rent cap & other legal aspects of buying a house.
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5 reasons why you should consult a mortgage advisor
Find out how a mortgage advisor can save you thousands of euros and help you decide what the most optimal mortgage is for you.
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