Is a Bausparvertrag useful when buying a home in Germany?

A Bausparvertrag is still quite popular in Germany. These are complex products that can be very useful, but also problematic.
Published on Oct 23, 2020
Is a Bausparvertrag useful when buying a home in Germany?

Category Deep Dive

Written by Stephan Raczak

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A “Bausparvertrag” is a type of loan that is still quite popular in Germany and is provided by building societies (“Bausparkassen”). These are complex products that many people (including unfortunately most mortgage advisors) don't understand well. They can be quite beneficial, but also problematic. At Hypofriend, we, therefore, have built special calculators for this product that help us to evaluate with you if the product makes sense for you.