Can I apply alone without my partner?

This depends on three factors, firstly on whether you are married or not, secondly on what legal arrangement you have and thirdly, with which bank you apply. If you are married, most lenders will require your spouse to be included in both the mortgage and purchase contract. Although having a prenuptial agreement according to § 1365 BGB can exempt you from this condition. Finally, some lenders may not necessarily require you to both be in the purchase contract.

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