Mortgages in Germany explained

Deep Dive

Cash-Out Mortgage: How to Unlock Wealth from Your Existing Property in Germany?

Whether your property is fully paid off or still under mortgage, here’s how to make the most of its value.

Deep Dive

What's better in Germany: buying a home for yourself or a rental property?

In Germany, it can be a smart move to begin your homeownership journey with a rental property.

Hypofriend News

Deductible vs. Depreciable Costs for a New Build Rental Property (2025 vs. 2026)

German new build rental tax: Interest often deductible in 2025 (pre-rental), but AfA & acquisition costs only apply from 2026 completion.

Hypofriend News

Hypofriend Interest Rate Update (April 2025)

Tariffs keep the world on tenterhooks - what needs to be done now?

Hypofriend News

Our German Housing Outlook (2025)

Maintaining a perspective that is both realistic and optimistic, our outlook for Germany heading into 2025 highlights continued positive trends in key areas. German house prices, having recovered significantly since late 2023, are expected to increase further due to persistent demand and constrained supply.

Hypofriend News

Why the Right Investment Property Matters – Case Study from Dresden

Many clients reach out to us daily to explore real estate investment opportunities - and often ask how these compare to other options in their region. We’d like to walk you through why choosing the right project is key to maximizing your investment potential.

First Time Buyers

How to Find the Best Interest Rates on Your Mortgage

In this article, we show how to secure the best rates and what traps to avoid. Keep in mind that it is also about the best advice, as the wrong mortgage--especially fixation, but also the repayment rate and down payment--can cost you dearly.

Deep Dive

How to refinance your German mortgage?

Here you will find everything you need to know about a forward mortgage and how to refinance your mortgage in Germany.