Mortgages in Germany explained

Homebuying Basics

8 Ways to Increase How Much House You Can Afford in Germany

Find out how you can increase your affordability in times of high property prices and skyrocketing interest rates, and thus afford your German dream home.

Customer Stories

Ariella & Adrian: The Buying Story of the Happy Homeowner

When Ariella and Adrian finally found their dream home in Berlin, they were happy to be able to rely on their hypofriend advisor with the mortgage.

Property Search

Should I Buy a Tenanted Property for Own-use in Germany? A Trap or an Opportunity?

Buying a tenanted property can have its advantages and disadvantages. The following article will walk you through some considerations on how you can and should approach buying a tenanted property in Germany.

Mortgage Fundamentals

5 Mistakes to Avoid With Your Mortgage in Germany

Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage.

Mortgage Fundamentals

Mortgage for Blue Card Holders: Should You Buy Now or Later?

We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.

Mortgage Advanced

Ehegattenschaukel: A Great Tax Hack For Rental Properties in Germany?

The Ehegattenschaukel simply means selling your home, or your share in it, to your partner. This tax strategy increases the amount you can depreciate and deduct from your taxes in Germany, saving you thousands of Euros, but it applies only to rental properties.

Homebuying Basics

Being a Homeowner in 2025: 6 Residential Tax Law Issues to Be Aware of

In this interview with a tax advisor, you will learn about the 6 German tax law issues residential property owners need to know about.

Mortgage Advanced

Is a Bausparvertrag Useful When Buying a Home in Germany?

A Bausparvertrag is still quite popular in Germany. These are complex products that can be very useful, but also problematic.