Available across Germany
Call now
Hypofriend

Mortgages in Germany explained

Renovating a Property in Germany: What Can You Depreciate and For How Long?
Homebuying Basics

Renovating a Property in Germany: What Can You Depreciate and For How Long?

Learn which renovation costs in Germany are fully deductible and which over the life of a building, and what special rules help to reduce your taxable income under § 255 HGB.

Read more
Cash-Out Mortgage: How to Unlock Wealth from Your Existing Property in Germany?
Mortgage Advanced

Cash-Out Mortgage: How to Unlock Wealth from Your Existing Property in Germany?

Whether your property is fully paid off or still under mortgage, here’s how to make the most of its value.

Read more
KfW Loans and Conditions for 2026 and How It Applies to Your German Mortgage
Mortgage Advanced

KfW Loans and Conditions for 2026 and How It Applies to Your German Mortgage

Planning to buy, build, or renovate a home in Germany? Check KfW loans and subsidies—your mortgage advisor can assess their benefits for you.

Read more
Energy-Efficient House: How to Evaluate Energy Efficiency When Buying a Home in Germany
Mortgage Advanced

Energy-Efficient House: How to Evaluate Energy Efficiency When Buying a Home in Germany

Learn how the Energieausweis and Energieeffizienzklasse impact running costs, mortgage options, and legal GEG requirements when buying a home in Germany.

Read more
What Reddit Thinks About Hypofriend: Real Reviews From the Community
Customer Stories

What Reddit Thinks About Hypofriend: Real Reviews From the Community

See what people on Reddit think of Hypofriend.

Read more
8 Tips: How to find a property for sale in Germany
Homebuying Basics

8 Tips: How to find a property for sale in Germany

If you are looking to buy a property, you should be aware of these eight essential tips on how to find your dream property.

Read more
KfW 40 QNG: The Comprehensive Guide to Subsidies, Costs, and Requirements
Mortgage Advanced

KfW 40 QNG: The Comprehensive Guide to Subsidies, Costs, and Requirements

Here you will find out everything about KfW 40 QNG: what it is, which subsidies are available, and whether it is worthwhile for you.

Read more
Buying property in Germany: 6 things you need to know
Homebuying Basics

Buying property in Germany: 6 things you need to know

Navigate Germany’s real estate market with ease. Learn the 6 must-know tips for property viewings, legal checks, costs, and avoiding common pitfalls.

Read more
Yes, its free, online and non-binding!

Get a free online mortgage recommendation in minutes