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Mortgages in Germany explained

Property Search

Where It Still Makes Sense to Buy a Home in Germany – 2025

For future homebuyers and investors, the question in 2025 isn't if you should buy in Germany, but where. This article examines the findings of the latest Postbank Property Atlas to reveal affordable regions with strong growth potential.

Mortgage Advanced

Cash-Out Mortgage: How to Unlock Wealth from Your Existing Property in Germany?

Whether your property is fully paid off or still under mortgage, here’s how to make the most of its value.

Mortgage Advanced

How Real Estate Investors can use Depreciation to maximize their Tax Refund and Returns in Germany

Depreciation rules were already exceptionally generous in Germany compared to other countries, where depreciation of buildings is rarely possible.

Mortgage Fundamentals

What are the current mortgage interest rates in Germany and how do they evolve?

Find the latest and historical mortgage rates in Germany and learn how they relate to bond yields. We help you choose the best fixed rate period with advice tailored to your finances.

Mortgage Advanced

KFW 300: Great Subsidy for Energy-Efficient Houses in Germany

KFW 300 is in principle a very attractive program; it comes with interest rates as low as 0,01 % and very high loan amounts, of up to 270.000 €. You may be able to save 60.000 € in interest payments and even more if you invest the savings.

Homebuying Basics

8 Ways to Increase How Much House You Can Afford in Germany

Find out how you can increase your affordability in times of high property prices and skyrocketing interest rates, and thus afford your German dream home.