Mortgage for Blue Card holders: Should you buy now or later?

We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Published on Jun 4, 2020 Published on Jun 4, 2020 . Updated 2 months ago

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Buying a home in Germany is the pathway to long-term financial health and wealth. Waiting a year can cost you about 40% of your income, each year! Here we spell out the mortgage options you have as a Blue Card holder (BC) to speed up the house buying journey and when it makes sense to wait.

Here are your five key facts
How can you maximize the house you can afford in Germany as a Blue Card holder?
Is it better to wait to get your permanent residence permit (PR) before buying a home in Germany?
Why buying a car is a bad idea
What about PR/BC couples?
What about other temporary residents (TR)?

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

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What are the latest mortgage interest rates in Germany and how do they evolve?

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deep-dive

Mortgage for Blue Card holders: Should you buy now or later?

We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.

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Mortgage for Blue Card holders: Should you buy now or later?

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