Mortgages in Germany explained

Real Estate Broker vs. Buyers Agent: The Difference Having an Agent by your Side Makes
Compare traditional German real estate agents, which are seller-side brokers with dedicated buyer representation for Berlin and elsewhere in Germany.
Read more
What Germany's aging population means for the Housing Market
We show why baby boomer properties won’t flood the German real estate market - backed up by data.
Read more
How Real Estate Investors Can Use Depreciation to Maximize Their Tax Refund and Returns in Germany
Depreciation rules were already exceptionally generous in Germany compared to other countries, where depreciation of buildings is rarely possible.
Read more
Financing Certificate: Always one step ahead
With a financing certificate, you stand out from other prospective buyers. It serves as a confirmation of your financing potential to brokers.
Read more
The 6 most important insurances in Germany for you & your home
Once you have finalized your mortgage, the next thing to think about is insurance. This is an overview of the common types of insurance.
Read more
How to Find the Best Interest Rates on Your Mortgage
In this article, we show how to secure the best rates and what traps to avoid. Keep in mind that it is also about the best advice, as the wrong mortgage--especially fixation, but also the repayment rate and down payment--can cost you dearly.
Read more
Ehegattenschaukel: A Great Tax Hack For Rental Properties in Germany?
The Ehegattenschaukel simply means selling your home, or your share in it, to your partner. This tax strategy increases the amount you can depreciate and deduct from your taxes in Germany, saving you thousands of Euros, but it applies only to rental properties.
Read more
New real estate commission law: How much to pay?
A new law on real estate commission changes the amount of the commission to be paid. Here's what will change at the end of 2020.
Read more