What are the latest mortgage interest rates in Germany and how do they evolve?

You can find here the latest and the historical fixed mortgage rates in Germany together with the government bond yield that banks use to set the mortgage rates. We also explain how the rates relate and how we can help you choose the best fixed rate period. Learn how to select the best fixed period for your mortgage with personalized advice tailored to your finances.

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Published on Apr 3, 2024 Published on Apr 3, 2024 . Updated 11 days ago

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

What are the latest mortgage interest rates, how do they evolve and how do they differ for different fixed interest periods? You not only can find the key mortgage rates in this article, but also the core government bond yield that drives the mortgage rates. You can also find answers to key questions, like the predictability of rates, how rates typically relate, and how to choose the best rate.

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

deep-dive

How Real Estate Investors can use Depreciation to maximize their Tax Benefits and Returns in Germany

Depreciation rules were already exceptionally generous in Germany compared to other countries, where depreciation of buildings is rarely possible. Recent measures, including those announced on March 22, 2024, make it even more generous with up to 10% depreciation possible.

deep-dive

Should I buy a tenanted property for own-use in Germany? A trap or an opportunity?

Buying a tenanted property can have its advantages and disadvantages. The following article will walk you through some considerations on how you can and should approach buying a tenanted property in Germany.

deep-dive

Mortgage for Blue Card holders: Should you buy now or later?

We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.

Hypofriend
/
Deep Dive
/
Latest Interest Rates Germany