How couples can split the mortgage cost and value of the house

When couples buy a house together, the question often arises how to split the mortgage costs. What you should consider.

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Published on Sep 18, 2020 Published on Sep 18, 2020 . Updated a year ago

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Today we consulted a lovely couple, obviously fond of each other, already one child, but they have different assets. In this case, the man has more equity, but the woman would bring in a guarantee from her mom.

Start with the basics
Bringing in different amounts of equity
What about each share in the monthly mortgage payments?
Only one has income?
In the end

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

first-time-buyers

KFW 300: Great Subsidy for Energy-Efficient Houses in Germany

KFW 300 is in principle a very attractive program; it comes with interest rates as low as 0,01 % and very high loan amounts, of up to 270.000 €. You may be able to save 60.000 € in interest payments and even more if you invest the savings.

first-time-buyers

KFW loans and conditions for 2024 and how it applies to your German mortgage

If you are planning to buy your first existing or new home in Germany, build or buy a new climate friendly home, or renovate a property, you should always take a look at KFW loans and subsidies. Your mortgage advisor should always check if and how much it helps.

first-time-buyers

Baukindergeld: Extra benefit for new homeowners with kids

Baukindergeld is a state subsidy (12K euros over 10 years per child) for families and single parents who want to buy their first home in Germany.

Hypofriend
/
First Time Buyers
/
Couples Mortgage Split

How couples can split the mortgage cost and value of the house

Table of Contents