How couples can split the mortgage cost and value of the house

When couples buy a house together, the question often arises how to split the mortgage costs. What you should consider.

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Published on Sep 18, 2020 Published on Sep 18, 2020 . Updated 2 years ago

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Today we consulted a lovely couple, obviously fond of each other, already one child, but they have different assets. In this case, the man has more equity, but the woman would bring in a guarantee from her mom.

Start with the basics
Bringing in different amounts of equity
What about each share in the monthly mortgage payments?
Only one has income?
In the end

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

first-time-buyers

8 Ways to Increase How Much House You Can Afford in Germany

Find out how you can increase your affordability in times of high property prices and skyrocketing interest rates, and thus afford your German dream home.

first-time-buyers

10 Tips on How to Negotiate the Purchase Price of a Property

You want to negotiate the purchase price for a house or apartment? We give you 10 tips on how to do it and what you need to consider before.

first-time-buyers

Can I get a mortgage with a temporary residence permit?

The short answer is: Yes, it is possible to get approved for a German mortgage as a non-EU citizen living in Germany with a temporary residence permit.

Hypofriend
/
First Time Buyers
/
Couples Mortgage Split

How couples can split the mortgage cost and value of the house

Table of Contents