The shortest path to your German home

Get a free online mortgage recommendation in minutes.

“Without Hypofriend we simply would not have been able to buy our apartment!"

Dream home

How we can help you

Hypofriend can help you at every stage of the home buying process. Our experienced mortgage experts are trained to advise you and answer your most important questions.

Our service is free for you, as we get paid by the lenders.

Understand your mortgage decisions

Understand which mortgage product is right for you and your financial situation.


Get personalized expert advice over video or in-person

One of our mortgage experts will guide you through your mortgage options.


Easily verify your eligibility online

In just 5 minutes, we’ll help you understand where you qualify and how to optimize your mortgage from hundreds of banks.


Upload all documentation & apply online

Securely & quickly upload your mortgage documents online to apply for a mortgage.

“Hypofriend assisted us by providing competitive interest rates, prompt feedback and a detailed understanding of the loan contract from the bank. We would certainly recommend Hypofriend.”

Krishna & Niharika

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We’ll find the best mortgage product based on your situation, saving you thousands

Our recommendation engine will calculate the optimal mortgage decisions for you.

10 years Fixed Interest Period
Best Interest rate
1,52 %
Initial Loan
405.000 €
Loan to value
95 %
Saving used
13.000 €

Saves you equity

Better for investors

10 years Fixed Interest Period
Best Interest rate
1,38 %
Initial Loan
373.000 €
Loan to value
90 %
Saving used
45.000 €

Saves you interest cost over 10 years

Lower risk


Speak to an expert

Our team of experts will support you throughout your journey, whether that’s in-person or via our proprietary video consultation software.

Why it pays to use Hypofriend

We're not affiliated with any banks so our results are objective, factual and honest.

Traditional Lender
  • No Recommendation at all
  • No English Experts
  • Slow Approval
  • Biased Advice
  • Hidden Fees
  • Objective Recommendation
  • English Experts
  • Quick Approval
  • Bank Independent Advice
  • Free & Transparent

“Wonderful mortgage broker”

Hypofriend is a wonderful mortgage brokering service that can help German citizens and expatriates alike in the extremely complicated German mortgage financing process. We are Americans buying a property overseas and we didn't think we would need assistance with securing a mortgage given that one of us speaks German fluently.