How can I improve my SCHUFA score?

Often you can not improve your SCHUFA Score scores overnight. But with a few simple steps, you can help improve your creditworthiness over several months if you:

  • Pay your bills on time.

  • Cancel unused checking accounts and credit cards.

  • Check every entry in your credit report for accuracy.

  • Allow erroneous entries to be deleted or corrected.

  • Get installments of any kind always on time.

  • Pay attention to a balance between your income and expenses.

  • Financial difficulties are not the end of the world. Communicate with the creditor, then you will find a solution. This can prevent negative SCHUFA entries.

Looking for a mortgage?

Use Hypofriend's affordability calculator to see what you can afford based on your personal situation.

See what I can afford
MichaelMichaelMichael

How can we help?

Speak to an expert