Available across Germany
Call now
Hypofriend

Mortgages in Germany explained

How Long Should You Hold a German Investment Property? The 10-Year Mark
Mortgage Advanced

How Long Should You Hold a German Investment Property? The 10-Year Mark

Discover how depreciation and taxes shape the real return on a German investment property, and why year 10 changes everything.

Read more
What Are the Current Mortgage Interest Rates in Germany and How Do They Evolve?
Mortgage Fundamentals

What Are the Current Mortgage Interest Rates in Germany and How Do They Evolve?

What are mortgage rates in Germany right now? See our real-time chart, compare 5 to 20-year fixed rates and get a free personalised recommendation in minutes.

Read more
Financing Certificate: Always one step ahead
Mortgage Fundamentals

Financing Certificate: Always one step ahead

With a financing certificate, you stand out from other prospective buyers. It serves as a confirmation of your financing potential to brokers.

Read more
KfW Loans and Conditions for 2026 and How It Applies to Your German Mortgage
Mortgage Advanced

KfW Loans and Conditions for 2026 and How It Applies to Your German Mortgage

Planning to buy, build, or renovate a home in Germany? Check KfW loans and subsidies—your mortgage advisor can assess their benefits for you.

Read more
Berlin Property Prices and District Guide
Property Search

Berlin Property Prices and District Guide

How much does an apartment in Berlin cost? Explore our overview with real estate prices and average cost per square meter across all Berlin districts. Get the data you need to buy.

Read more
Sondertilgung: A popular but overrated option
Mortgage Fundamentals

Sondertilgung: A popular but overrated option

Who doesn't like the idea of being able to repay extra on their mortgage? That is what “Sondertilgung” is. But is it a good idea?

Read more
The Wohndepot: A New Subsidy for Future and Existing Home Owners
Mortgage Advanced

The Wohndepot: A New Subsidy for Future and Existing Home Owners

Learn how to use the Altervorsorge Depot to Save for a Home or Reduce Your Mortgage in Germany: The Wohndepot Explained

Read more
Stephen and Alice bought their first home in Berlin
Customer Stories

Stephen and Alice bought their first home in Berlin

After moving from New York to Berlin, they didn't know how long they would stay. Then they felt in love with the city.

Read more
Yes, its free, online and non-binding!

Get a free online mortgage recommendation in minutes