Mortgages in Germany explained

Property Search

Where It Still Makes Sense to Buy a Home in Germany – 2025

For future homebuyers and investors, the question in 2025 isn't if you should buy in Germany, but where. This article examines the findings of the latest Postbank Property Atlas to reveal affordable regions with strong growth potential.

Mortgage Advanced

Cash-Out Mortgage: How to Unlock Wealth from Your Existing Property in Germany?

Whether your property is fully paid off or still under mortgage, here’s how to make the most of its value.

Market News

Deductible Costs for a New Build Rental Property (2025 vs. 2026)

German new build rental tax deductions: Interest already deductible in 2025 (pre-rental), but AfA & acquisition costs only apply from the 2026 completion.

Mortgage Advanced

How Real Estate Investors can use Depreciation to maximize their Tax Refund and Returns in Germany

Depreciation rules were already exceptionally generous in Germany compared to other countries, where depreciation of buildings is rarely possible.

Mortgage Fundamentals

What are the current mortgage interest rates in Germany and how do they evolve?

Find the latest and historical mortgage rates in Germany and learn how they relate to bond yields. We help you choose the best fixed rate period with advice tailored to your finances.

Homebuying Basics

8 Ways to Increase How Much House You Can Afford in Germany

Find out how you can increase your affordability in times of high property prices and skyrocketing interest rates, and thus afford your German dream home.

Mortgage Fundamentals

5 mistakes to avoid with your mortgage in Germany

Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage.

Mortgage Fundamentals

Mortgage for Blue Card holders: Should you buy now or later?

We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.