[{"data":1,"prerenderedAt":414},["ShallowReactive",2],{"referral-program-en":3},{"urlSlug":4,"language":5,"website":6,"seoTitle":7,"seoDescription":8,"seoImage":9,"content":10,"contentRaw":11,"analyticsEventName":413},"referral-program","en","hypofriend","Refer Hypofriend to get free dinner with friends","Refer your mortgage advisor to your friends or colleagues and we'll treat you to a \"Dinner with Friends,\" covered by Hypofriend.","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriend\u002Fdinner-with-friends.jpg","\n            \u003CWidget type=\"heroBanner\" headline=\"Help your friends get the right mortgage—and enjoy a dinner on us!\" sub-headline=\"Refer your mortgage advisor and we’ll cover up to 199 € of your dinner expenses.\" background-color=\"#F7F7F7\" main-cta-label=\"Sign Up\" main-cta-link=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fstart?utm_medium=referral\" secondary-cta-label=\"Log In to Account\" secondary-cta-link=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Flogin?utm_medium=referral\" feature-strip=\"true\" :pictures=\"[{"url":"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FVHS1pjnZFCaRlOJJbpkCL\u002Fc88e6c3a31059f0bd93d9f77466260c9\u002Fnikita_hypofriend_Friends_with_distinct_facial_features_having__e8dd209d-c5f5-454d-9e33-131ea31a5218_Large.jpeg","title":"hero-dinner-with-friends","description":null}]\">\u003C\u002FWidget>\n           \n\u003Ch2>\u003Cb>What is «Dinner with Friends» by Hypofriend? \u003C\u002Fb>\u003C\u002Fh2>\n\u003Cp>At Hypofriend, we believe in celebrating the important things in life—like friends helping friends find their perfect home! Now, we want to return the favor. When you refer a friend or colleague to Hypofriend, and they secure a mortgage with us, we'll treat you to a "\u003Cb>Dinner with Friends\u003C\u002Fb>," covered by Hypofriend.\u003C\u002Fp>\n\u003Ch2>\u003Cb>Why choose Hypofriend?\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cul>\u003Cli>\u003Cp>\u003Cb>Dedicated Mortgage Expert:\u003C\u002Fb> Helping your friends understand which mortgage product is right for them and their financial situation.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cb>Personalized expert advice:\u003C\u002Fb> Our mortgage experts will guide your friends through the best options available.\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cb>The optimal offer from 750+ banks:\u003C\u002Fb> We'll help them understand where they qualify and how to optimize for the best offer.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\n\n            \u003CWidget type=\"callToActionBox\" headline=\"Tell your friends they could get a free online mortgage consultation\" background-color=\"#F7F7F7\" main-cta-label=\"Refer a friend \" main-cta-link=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Faccount\u002Frefer\" :pictures=\"[{"url":"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5mW1bkg6HGjz2e0mWCSiFy\u002F82ec45d5f988be897da39df6c54357a0\u002FIMG_3105-edit1__1__Large.jpeg","title":"cta-dinner-rennete-tom","description":"Photo of Tom and Rennette"}]\">\u003C\u002FWidget>\n           \n\u003Ch2>How does it work?\u003C\u002Fh2>\n\u003Ch3>\u003Cb>1. Refer a Friend\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>Log in to your \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Frefer\">account\u003C\u002Fa> or simply copy your personalized referral link. From there, you can share it via email, social media, or however you like. \u003C\u002Fp>\n\u003Ch3>\u003Cb>2. Your Friend Secures a Mortgage\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>When your friend completes the mortgage process and their loan is paid out by the bank, you’re all set for your reward! \u003Ci>The mortgage needs to be over 250.000 € \u003C\u002Fi>for you to qualify for the dinner treat.\u003C\u002Fp>\n\u003Ch3>\u003Cb>3. Enjoy Your Dinner!\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>Once your friend has moved in, it’s time to celebrate! Whether you want to treat yourself to a nice meal at a restaurant or order a special meal for your friend in their new place, we’ve got you covered. Simply share your dinner bill and your bank details by emailing \u003Ca href=\"mailto:billing@hypofriend.de\">billing@hypofriend.de\u003C\u002Fa>, and we’ll reimburse up to \u003Cb>199 €\u003C\u002Fb> for your dining experience.\u003C\u002Fp>\n\u003Cdiv class=\"video-container\">\n  \u003Cscript type=\"application\u002Fld+json\">\n  {\n     \"@context\": \"https:\u002F\u002Fschema.org\",\n     \"@type\": \"VideoObject\",\n     \"name\": \"Buying a home in Germany: Ed & Lotte | Hypofriend Stories\",\n     \"description\": \"The story of Ed and Lotte is a real romance: First Ed falls in love with Berlin during a tour and decides to stay.\",\n     \"thumbnailUrl\": \"https:\u002F\u002Fi.ytimg.com\u002Fvi\u002Fav4EGbFWPNM\u002Fmaxresdefault.jpg\",\n     \"uploadDate\": \"2022-08-16T09:00:00+02:00\",\n     \"contentUrl\": \"https:\u002F\u002Fwww.youtube.com\u002Fwatch?v=av4EGbFWPNM\",\n     \"embedUrl\": \"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002Fav4EGbFWPNM\",\n     \"publisher\": {\n        \"@type\": \"Organization\",\n        \"name\": \"Hypofriend\",\n        \"logo\": {\n           \"@type\": \"ImageObject\",\n           \"url\": \"https:\u002F\u002Fa.hypofriend.de\u002Fhypofriend-logo.svg\"\n        }\n     }\n  }\n  \u003C\u002Fscript>\n\n  \u003Ciframe\n    width=\"100%\"\n    height=\"100%\"\n    src=\"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002Fav4EGbFWPNM\"\n    loading=\"lazy\"\n    fetchpriority=\"low\"\n    title=\"Embedded video player\"\n    frameborder=\"0\"\n    referrerpolicy=\"strict-origin-when-cross-origin\"\n    allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen>\n  \u003C\u002Fiframe>\n\u003C\u002Fdiv>\n\u003Ch2>More about Hypofriend\u003C\u002Fh2>\n\u003Ch3>\u003Cb>Personalized Financial Guidance\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>Hypofriend prides itself on offering holistic financial advice. Unlike Interhyp, which only focuses on mortgage brokering, Hypofriend provides comprehensive financial planning, including investments and pensions. This approach ensures that your mortgage fits seamlessly into your overall financial strategy.\u003C\u002Fp>\n\u003Ch3>\u003Cb>Advanced Technology for  Better Recommendations\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>Hypofriend helps you optimize your key mortgage decisions — down payment, interest fixation period, and mortgage repayment rate — using modern finance. Our proprietary recommendation technology analyzes your full financial picture to suggest the optimal mortgage structure, rather than simply processing your stated preferences.\u003C\u002Fp>\n\u003Cp>Hypofriend makes interest rate predictions using best-in-class prediction models and knowledge accumulated by our founders in advising central banks and public debt managers. This enables data-driven guidance on interest fixation periods — a capability that is unique to Hypofriend in the German mortgage market.\u003C\u002Fp>\n\u003Ch3>\u003Cb>Extensive Network and Transparent Compensation\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>With access to over 750 banks, Hypofriend offers a broader range of options compared to Interhyp’s 500 banks. Furthermore, Hypofriend's advisors are employed with a team bonus structure, ensuring they work collaboratively to secure the best deals for you. This alignment means your advisor's success is measured by overall client satisfaction, not individual deal volume.\u003C\u002Fp>\n\u003Ch3>\u003Cb>Enhanced Property Platform and Document Checking\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>Hypofriend’s \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Faccount\u002Fproperty-search\">Property Radar platform\u003C\u002Fa> is a robust tool for finding and evaluating properties, providing several edges over Interhyp’s ThinkImmo, a tool better suited for investors. Additionally, Hypofriend offers thorough \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Flp\u002Fdocument-check\">document-checking services\u003C\u002Fa>, ensuring all your paperwork is in order, making it an excellent choice for first-time buyers. \u003C\u002Fp>\n\u003Ch3>\u003Cb>The Hypofriend Advantage\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>Choosing Hypofriend means opting for a modern, technology-driven approach to mortgage brokering with personalized, holistic financial advice. With a strong emphasis on client-centric services and comprehensive financial planning, Hypofriend stands out as the superior choice for your home financing needs.\u003C\u002Fp>\n\u003Cp>\u003Cb>Explore Hypofriend today and experience the future of mortgage brokering.\u003C\u002Fb>\u003C\u002Fp>\n\u003Cp>Visit \u003Ca href=\"https:\u002F\u002Fwww.hypofriend.de\u002Fen\">\u003Cu>Hypofriend\u003C\u002Fu>\u003C\u002Fa> to learn more and get started on your journey to securing the best mortgage for your needs.\u003C\u002Fp>\n\u003Cp>\u003C\u002Fp>",{"nodeType":12,"data":13,"content":14},"document",{},[15,46,57,74,82,132,152,159,168,188,196,213,221,249,264,271,279,286,294,301,308,316,323,331,362,370,377,385,406],{"nodeType":16,"data":17,"content":23,"entry":24},"embedded-entry-block",{"target":18},{"sys":19},{"id":20,"type":21,"linkType":22},"7My2mh5s9vzlxEN30tu8J6","Link","Entry",[],{"title":25,"type":26,"headline":27,"subHeadline":28,"backgroundColor":29,"mainCtaLabel":30,"mainCtaLink":31,"secondaryCtaLink":32,"heroFeatureStripEnabled":33,"pictures":35,"secondaryCtaLabel":44,"contentType":45},"Referral Hero EN","heroBanner","Help your friends get the right mortgage—and enjoy a dinner on us!","Refer your mortgage advisor and we’ll cover up to 199 € of your dinner expenses.","#F7F7F7","Sign Up","https:\u002F\u002Fhypofriend.de\u002Fen\u002Fstart?utm_medium=referral","https:\u002F\u002Fhypofriend.de\u002Fen\u002Flogin?utm_medium=referral",[34],null,[36],{"fileName":37,"details":38,"url":43},"nikita_hypofriend_Friends_with_distinct_facial_features_having__e8dd209d-c5f5-454d-9e33-131ea31a5218 Large.jpeg",{"size":39,"image":40},229147,{"width":41,"height":42},1280,964,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FVHS1pjnZFCaRlOJJbpkCL\u002Fc88e6c3a31059f0bd93d9f77466260c9\u002Fnikita_hypofriend_Friends_with_distinct_facial_features_having__e8dd209d-c5f5-454d-9e33-131ea31a5218_Large.jpeg","Log In to Account","widget",{"nodeType":47,"data":48,"content":49},"heading-2",{},[50],{"nodeType":51,"value":52,"marks":53,"data":56},"text","What is «Dinner with Friends» by Hypofriend? ",[54],{"type":55},"bold",{},{"nodeType":58,"data":59,"content":60},"paragraph",{},[61,65,70],{"nodeType":51,"value":62,"marks":63,"data":64},"At Hypofriend, we believe in celebrating the important things in life—like friends helping friends find their perfect home! Now, we want to return the favor. When you refer a friend or colleague to Hypofriend, and they secure a mortgage with us, we'll treat you to a \"",[],{},{"nodeType":51,"value":66,"marks":67,"data":69},"Dinner with Friends",[68],{"type":55},{},{"nodeType":51,"value":71,"marks":72,"data":73},",\" covered by Hypofriend.",[],{},{"nodeType":47,"data":75,"content":76},{},[77],{"nodeType":51,"value":78,"marks":79,"data":81},"Why choose Hypofriend?",[80],{"type":55},{},{"nodeType":83,"data":84,"content":85},"unordered-list",{},[86,102,117],{"nodeType":87,"data":88,"content":89},"list-item",{},[90],{"nodeType":58,"data":91,"content":92},{},[93,98],{"nodeType":51,"value":94,"marks":95,"data":97},"Dedicated Mortgage Expert:",[96],{"type":55},{},{"nodeType":51,"value":99,"marks":100,"data":101}," Helping your friends understand which mortgage product is right for them and their financial situation.",[],{},{"nodeType":87,"data":103,"content":104},{},[105],{"nodeType":58,"data":106,"content":107},{},[108,113],{"nodeType":51,"value":109,"marks":110,"data":112},"Personalized expert advice:",[111],{"type":55},{},{"nodeType":51,"value":114,"marks":115,"data":116}," Our mortgage experts will guide your friends through the best options available.",[],{},{"nodeType":87,"data":118,"content":119},{},[120],{"nodeType":58,"data":121,"content":122},{},[123,128],{"nodeType":51,"value":124,"marks":125,"data":127},"The optimal offer from 750+ banks:",[126],{"type":55},{},{"nodeType":51,"value":129,"marks":130,"data":131}," We'll help them understand where they qualify and how to optimize for the best offer.",[],{},{"nodeType":16,"data":133,"content":137,"entry":138},{"target":134},{"sys":135},{"id":136,"type":21,"linkType":22},"3hFJcUyWDC6VtVJGi0ic3K",[],{"title":139,"type":140,"headline":141,"backgroundColor":29,"mainCtaLabel":142,"mainCtaLink":143,"pictures":144,"imageAlignment":151,"contentType":45},"Dinner With Friend Middle CTA","callToActionBox","Tell your friends they could get a free online mortgage consultation","Refer a friend ","https:\u002F\u002Fhypofriend.de\u002Fen\u002Faccount\u002Frefer",[145],{"fileName":146,"details":147,"url":150},"IMG_3105-edit1 (1) Large.jpeg",{"size":148,"image":149},318603,{"width":41,"height":41},"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5mW1bkg6HGjz2e0mWCSiFy\u002F82ec45d5f988be897da39df6c54357a0\u002FIMG_3105-edit1__1__Large.jpeg","LEFT",{"nodeType":47,"data":153,"content":154},{},[155],{"nodeType":51,"value":156,"marks":157,"data":158},"How does it work?",[],{},{"nodeType":160,"data":161,"content":162},"heading-3",{},[163],{"nodeType":51,"value":164,"marks":165,"data":167},"1. Refer a Friend",[166],{"type":55},{},{"nodeType":58,"data":169,"content":170},{},[171,175,184],{"nodeType":51,"value":172,"marks":173,"data":174},"Log in to your ",[],{},{"nodeType":176,"data":177,"content":179},"hyperlink",{"uri":178},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Frefer",[180],{"nodeType":51,"value":181,"marks":182,"data":183},"account",[],{},{"nodeType":51,"value":185,"marks":186,"data":187}," or simply copy your personalized referral link. From there, you can share it via email, social media, or however you like. ",[],{},{"nodeType":160,"data":189,"content":190},{},[191],{"nodeType":51,"value":192,"marks":193,"data":195},"2. Your Friend Secures a Mortgage",[194],{"type":55},{},{"nodeType":58,"data":197,"content":198},{},[199,203,209],{"nodeType":51,"value":200,"marks":201,"data":202},"When your friend completes the mortgage process and their loan is paid out by the bank, you’re all set for your reward! ",[],{},{"nodeType":51,"value":204,"marks":205,"data":208},"The mortgage needs to be over 250.000 € ",[206],{"type":207},"italic",{},{"nodeType":51,"value":210,"marks":211,"data":212},"for you to qualify for the dinner treat.",[],{},{"nodeType":160,"data":214,"content":215},{},[216],{"nodeType":51,"value":217,"marks":218,"data":220},"3. Enjoy Your Dinner!",[219],{"type":55},{},{"nodeType":58,"data":222,"content":223},{},[224,228,236,240,245],{"nodeType":51,"value":225,"marks":226,"data":227},"Once your friend has moved in, it’s time to celebrate! Whether you want to treat yourself to a nice meal at a restaurant or order a special meal for your friend in their new place, we’ve got you covered. Simply share your dinner bill and your bank details by emailing ",[],{},{"nodeType":176,"data":229,"content":231},{"uri":230},"mailto:billing@hypofriend.de",[232],{"nodeType":51,"value":233,"marks":234,"data":235},"billing@hypofriend.de",[],{},{"nodeType":51,"value":237,"marks":238,"data":239},", and we’ll reimburse up to ",[],{},{"nodeType":51,"value":241,"marks":242,"data":244},"199 €",[243],{"type":55},{},{"nodeType":51,"value":246,"marks":247,"data":248}," for your dining experience.",[],{},{"nodeType":16,"data":250,"content":254,"entry":255},{"target":251},{"sys":252},{"id":253,"type":21,"linkType":22},"SaxcCq2mSvQCV493Vy20D",[],{"videoUrl":256,"title":257,"decription":258,"thumbnail":259,"uploadDate":260,"contentUrl":261,"embedUrl":262,"type":22,"contentType":263},"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002Fav4EGbFWPNM","Buying a home in Germany: Ed & Lotte | Hypofriend Stories","The story of Ed and Lotte is a real romance: First Ed falls in love with Berlin during a tour and decides to stay.","https:\u002F\u002Fi.ytimg.com\u002Fvi\u002Fav4EGbFWPNM\u002Fmaxresdefault.jpg","2022-08-16","https:\u002F\u002Fwww.youtube.com\u002Fwatch?v=av4EGbFWPNM","https:\u002F\u002Fhypofriend.de\u002Fen\u002Fhomebuying-story-ed-lotte.ait","video",{"nodeType":47,"data":265,"content":266},{},[267],{"nodeType":51,"value":268,"marks":269,"data":270},"More about Hypofriend",[],{},{"nodeType":160,"data":272,"content":273},{},[274],{"nodeType":51,"value":275,"marks":276,"data":278},"Personalized Financial Guidance",[277],{"type":55},{},{"nodeType":58,"data":280,"content":281},{},[282],{"nodeType":51,"value":283,"marks":284,"data":285},"Hypofriend prides itself on offering holistic financial advice. Unlike Interhyp, which only focuses on mortgage brokering, Hypofriend provides comprehensive financial planning, including investments and pensions. This approach ensures that your mortgage fits seamlessly into your overall financial strategy.",[],{},{"nodeType":160,"data":287,"content":288},{},[289],{"nodeType":51,"value":290,"marks":291,"data":293},"Advanced Technology for  Better Recommendations",[292],{"type":55},{},{"nodeType":58,"data":295,"content":296},{},[297],{"nodeType":51,"value":298,"marks":299,"data":300},"Hypofriend helps you optimize your key mortgage decisions — down payment, interest fixation period, and mortgage repayment rate — using modern finance. Our proprietary recommendation technology analyzes your full financial picture to suggest the optimal mortgage structure, rather than simply processing your stated preferences.",[],{},{"nodeType":58,"data":302,"content":303},{},[304],{"nodeType":51,"value":305,"marks":306,"data":307},"Hypofriend makes interest rate predictions using best-in-class prediction models and knowledge accumulated by our founders in advising central banks and public debt managers. This enables data-driven guidance on interest fixation periods — a capability that is unique to Hypofriend in the German mortgage market.",[],{},{"nodeType":160,"data":309,"content":310},{},[311],{"nodeType":51,"value":312,"marks":313,"data":315},"Extensive Network and Transparent Compensation",[314],{"type":55},{},{"nodeType":58,"data":317,"content":318},{},[319],{"nodeType":51,"value":320,"marks":321,"data":322},"With access to over 750 banks, Hypofriend offers a broader range of options compared to Interhyp’s 500 banks. Furthermore, Hypofriend's advisors are employed with a team bonus structure, ensuring they work collaboratively to secure the best deals for you. This alignment means your advisor's success is measured by overall client satisfaction, not individual deal volume.",[],{},{"nodeType":160,"data":324,"content":325},{},[326],{"nodeType":51,"value":327,"marks":328,"data":330},"Enhanced Property Platform and Document Checking",[329],{"type":55},{},{"nodeType":58,"data":332,"content":333},{},[334,338,346,350,358],{"nodeType":51,"value":335,"marks":336,"data":337},"Hypofriend’s ",[],{},{"nodeType":176,"data":339,"content":341},{"uri":340},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Faccount\u002Fproperty-search",[342],{"nodeType":51,"value":343,"marks":344,"data":345},"Property Radar platform",[],{},{"nodeType":51,"value":347,"marks":348,"data":349}," is a robust tool for finding and evaluating properties, providing several edges over Interhyp’s ThinkImmo, a tool better suited for investors. Additionally, Hypofriend offers thorough ",[],{},{"nodeType":176,"data":351,"content":353},{"uri":352},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Flp\u002Fdocument-check",[354],{"nodeType":51,"value":355,"marks":356,"data":357},"document-checking services",[],{},{"nodeType":51,"value":359,"marks":360,"data":361},", ensuring all your paperwork is in order, making it an excellent choice for first-time buyers. ",[],{},{"nodeType":160,"data":363,"content":364},{},[365],{"nodeType":51,"value":366,"marks":367,"data":369},"The Hypofriend Advantage",[368],{"type":55},{},{"nodeType":58,"data":371,"content":372},{},[373],{"nodeType":51,"value":374,"marks":375,"data":376},"Choosing Hypofriend means opting for a modern, technology-driven approach to mortgage brokering with personalized, holistic financial advice. With a strong emphasis on client-centric services and comprehensive financial planning, Hypofriend stands out as the superior choice for your home financing needs.",[],{},{"nodeType":58,"data":378,"content":379},{},[380],{"nodeType":51,"value":381,"marks":382,"data":384},"Explore Hypofriend today and experience the future of mortgage brokering.",[383],{"type":55},{},{"nodeType":58,"data":386,"content":387},{},[388,392,402],{"nodeType":51,"value":389,"marks":390,"data":391},"Visit ",[],{},{"nodeType":176,"data":393,"content":395},{"uri":394},"https:\u002F\u002Fwww.hypofriend.de\u002Fen",[396],{"nodeType":51,"value":397,"marks":398,"data":401},"Hypofriend",[399],{"type":400},"underline",{},{"nodeType":51,"value":403,"marks":404,"data":405}," to learn more and get started on your journey to securing the best mortgage for your needs.",[],{},{"nodeType":58,"data":407,"content":408},{},[409],{"nodeType":51,"value":410,"marks":411,"data":412},"",[],{},"Landingpage",1786700328203]