[{"data":1,"prerenderedAt":227},["ShallowReactive",2],{"blog-article-new-law-real-estate-commission-in-germany-en":3},{"article":4,"recommendedArticles":209},{"slug":5,"title":6,"listPicture":7,"listPictureMobile":8,"listPictureWebp":9,"listPictureMobileWebp":10,"preview":11,"category":12,"author":13,"authorImage":14,"authorImageWebp":15,"authorDescription":16,"authorSlug":17,"content":18,"contentRaw":19,"order":195,"publishedAt":196,"createdAt":196,"updatedAt":197,"seoTitle":198,"seoDescription":199,"seoKeywords":200,"seoImage":201,"mainPicture":202,"mainPictureMobile":203,"mainPictureWebp":204,"mainPictureMobileWebp":205,"language":206,"subTitle":200,"actionLabel":200,"actionType":200,"actionText":200,"id":200,"introduction":207,"tableOfContentArray":208},"new-law-real-estate-commission-in-germany","Home affordability: Buyers can now afford up to 24% more house","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3612WsXGO7tG7GbRGfTh1S\u002F9483d78d7861b15969620cfe91165453\u002Freal-estate-law-germany-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5t7gO56d0CF3EyAPBa8HlT\u002Fb0e3791770dc2c12b9000efa7993aad8\u002Freal-estate-law-germany-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4tzoVlCnG3b9oAFhKoLf4X\u002Fb35194a1012173dd013221832c9d49ca\u002Freal-estate-law-germany-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FJbj66jvenUZf8W3K0d4rl\u002F959ed12cc4920e13e9c0b8b06dd292e7\u002Freal-estate-law-germany-380x243.webp","A new law regulates the payment of the broker's commission in a new way. This affects how much house buyers can afford.\n","market-news","Dr. Chris Mulder","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.png","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.webp","Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.","chris","\u003Cp>A new law that takes effect on Dec. 23 will change who \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Freal-estate-commission-law-berlin.afb\">pays the real estate agent commission\u003C\u002Fa>. In states like Berlin and Brandenburg, sellers don't currently pay a dime when selling their real estate through a broker, and buyers pay the full 7.14%. \u003C\u002Fp>\n\u003Cp>Going forward, buyers will pay a maximum of 50%, or 3.57%. The same holds true in Bremen, Hamburg, and Hesse, although the fees are relatively smaller.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fgerman-mortgage-calculator\">Check your total purchase fees with our German mortgage calculator.\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>\u003Cb>We have surveyed over 575 potential buyers to find out what they think will happen. Here are the results:\u003C\u002Fb>\u003C\u002Fp>\n\n            \u003Cpicture>\n              \u003Csource type=\"image\u002Favif\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=avif&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=avif&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=avif&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=avif&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=avif&w=1922 2x\n                    \">\n              \u003Csource type=\"image\u002Fwebp\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=webp&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=webp&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=webp&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=webp&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?fm=webp&w=1922 2x\n                    \">\n              \u003Cimg loading=\"lazy\" class=\"image-fluid\" alt=\"EN-law-revision-real-estate-fees-germany-new@2x\" sizes=\"(min-width: 961px) 961px, 100vw\" width=\"961\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?w=1922 2x\n                    \" src=\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png?w=961\">\n            \u003C\u002Fsource>\u003C\u002Fsource>\u003C\u002Fpicture>\n          \n\u003Cp>\u003C\u002Fp>\n\u003Cp>\u003Cb>Almost half (47%) of actively looking buyers think that they can now afford more house\u003C\u002Fb>\u003Ci>. \u003C\u002Fi>Right now, they have limited savings. Their income is good, but in Germany, homebuyers need an enormous amount of savings to buy their first home and pay the sizable purchase fees.\u003C\u002Fp>\n\u003Cp>The new law means that fees go down for buyers, and hence, they would need fewer savings. As a result, half of the potential buyers think they will be able to afford a larger or more expensive house. And the buyers are right. Even those with larger savings and who aim for favorable interest rates will benefit.\u003C\u002Fp>\n\u003Cp>\u003Cb>Nonetheless, more than half (55%) of the buyers think they will not gain directly from the reduced fees.\u003C\u002Fb> They expect sellers to offset their cost increase with a higher purchase price and that buyers will not benefit from reduced costs.\u003C\u002Fp>\n\u003Cp>\u003Cb>Buyers want to see real deep cuts in the overall real estate fees.\u003C\u002Fb>\u003Ci> \u003C\u002Fi>Over half of the respondents think the fees should be capped at 2%, and another 20% think that 3% is high enough. Just a mere 5% of respondents would like to keep the current national maximum (7.14% when VAT is 19%). \u003C\u002Fp>\n\u003Cp>\u003Cb>Buyers can look at some other countries with envy, where real estate agent fees are indeed much lower.\u003C\u002Fb>\u003Ci> \u003C\u002Fi>Real estate agent fees in efficient markets like the UK and the Netherlands are 1.42% resp 1.38% on average, including VAT. This amounts to about ⅕ of the maximum fees in Germany. Germany is more or less at the top (or should we call it the bottom) when it comes to \u003Ca href=\"https:\u002F\u002Fwww.bundestag.de\u002Fresource\u002Fblob\u002F571622\u002Ff421857e41ae109d8402c46e703bb914\u002Fwd-7-162-18-pdf-data.pdf\">real estate agent fees\u003C\u002Fa>. \u003C\u002Fp>\n\u003Cp>\u003Cb>German homeowners could potentially benefit massively from examining the practices in high-efficiency countries.\u003C\u002Fb> The overall economy, as well as lower fees, means more mobility and flexibility for people to move around the country. Moreover, higher homeownership could help people save for old age and reduce poverty among older people, who face ever-increasing rent payments and pensions that do not keep up. \u003C\u002Fp>",{"data":20,"content":21,"nodeType":194},{},[22,44,51,69,78,95,101,119,126,138,155,182],{"data":23,"content":24,"nodeType":43},{},[25,30,39],{"data":26,"marks":27,"value":28,"nodeType":29},{},[],"A new law that takes effect on Dec. 23 will change who ","text",{"data":31,"content":33,"nodeType":38},{"uri":32},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Freal-estate-commission-law-berlin.afb",[34],{"data":35,"marks":36,"value":37,"nodeType":29},{},[],"pays the real estate agent commission","hyperlink",{"data":40,"marks":41,"value":42,"nodeType":29},{},[],". In states like Berlin and Brandenburg, sellers don't currently pay a dime when selling their real estate through a broker, and buyers pay the full 7.14%. ","paragraph",{"data":45,"content":46,"nodeType":43},{},[47],{"data":48,"marks":49,"value":50,"nodeType":29},{},[],"Going forward, buyers will pay a maximum of 50%, or 3.57%. The same holds true in Bremen, Hamburg, and Hesse, although the fees are relatively smaller.",{"data":52,"content":53,"nodeType":43},{},[54,58,66],{"data":55,"marks":56,"value":57,"nodeType":29},{},[],"",{"data":59,"content":61,"nodeType":38},{"uri":60},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fgerman-mortgage-calculator",[62],{"data":63,"marks":64,"value":65,"nodeType":29},{},[],"Check your total purchase fees with our German mortgage calculator.",{"data":67,"marks":68,"value":57,"nodeType":29},{},[],{"data":70,"content":71,"nodeType":43},{},[72],{"data":73,"marks":74,"value":77,"nodeType":29},{},[75],{"type":76},"bold","We have surveyed over 575 potential buyers to find out what they think will happen. Here are the results:",{"data":79,"content":85,"nodeType":86,"asset":87},{"target":80},{"sys":81},{"id":82,"type":83,"linkType":84},"2FgD1AGAknBKbCAvjnYR1t","Link","Asset",[],"embedded-asset-block",{"fileName":88,"details":89,"url":94},"EN-law-revision-real-estate-fees-germany-new@2x.png",{"size":90,"image":91},182132,{"width":92,"height":93},1356,3946,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2FgD1AGAknBKbCAvjnYR1t\u002Fd36191c3ccdedd32fb0a12ab0f0efd7b\u002FEN-law-revision-real-estate-fees-germany-new_2x.png",{"data":96,"content":97,"nodeType":43},{},[98],{"data":99,"marks":100,"value":57,"nodeType":29},{},[],{"data":102,"content":103,"nodeType":43},{},[104,109,115],{"data":105,"marks":106,"value":108,"nodeType":29},{},[107],{"type":76},"Almost half (47%) of actively looking buyers think that they can now afford more house",{"data":110,"marks":111,"value":114,"nodeType":29},{},[112],{"type":113},"italic",". ",{"data":116,"marks":117,"value":118,"nodeType":29},{},[],"Right now, they have limited savings. Their income is good, but in Germany, homebuyers need an enormous amount of savings to buy their first home and pay the sizable purchase fees.",{"data":120,"content":121,"nodeType":43},{},[122],{"data":123,"marks":124,"value":125,"nodeType":29},{},[],"The new law means that fees go down for buyers, and hence, they would need fewer savings. As a result, half of the potential buyers think they will be able to afford a larger or more expensive house. And the buyers are right. Even those with larger savings and who aim for favorable interest rates will benefit.",{"data":127,"content":128,"nodeType":43},{},[129,134],{"data":130,"marks":131,"value":133,"nodeType":29},{},[132],{"type":76},"Nonetheless, more than half (55%) of the buyers think they will not gain directly from the reduced fees.",{"data":135,"marks":136,"value":137,"nodeType":29},{},[]," They expect sellers to offset their cost increase with a higher purchase price and that buyers will not benefit from reduced costs.",{"data":139,"content":140,"nodeType":43},{},[141,146,151],{"data":142,"marks":143,"value":145,"nodeType":29},{},[144],{"type":76},"Buyers want to see real deep cuts in the overall real estate fees.",{"data":147,"marks":148,"value":150,"nodeType":29},{},[149],{"type":113}," ",{"data":152,"marks":153,"value":154,"nodeType":29},{},[],"Over half of the respondents think the fees should be capped at 2%, and another 20% think that 3% is high enough. Just a mere 5% of respondents would like to keep the current national maximum (7.14% when VAT is 19%). ",{"data":156,"content":157,"nodeType":43},{},[158,163,167,171,179],{"data":159,"marks":160,"value":162,"nodeType":29},{},[161],{"type":76},"Buyers can look at some other countries with envy, where real estate agent fees are indeed much lower.",{"data":164,"marks":165,"value":150,"nodeType":29},{},[166],{"type":113},{"data":168,"marks":169,"value":170,"nodeType":29},{},[],"Real estate agent fees in efficient markets like the UK and the Netherlands are 1.42% resp 1.38% on average, including VAT. This amounts to about ⅕ of the maximum fees in Germany. Germany is more or less at the top (or should we call it the bottom) when it comes to ",{"data":172,"content":174,"nodeType":38},{"uri":173},"https:\u002F\u002Fwww.bundestag.de\u002Fresource\u002Fblob\u002F571622\u002Ff421857e41ae109d8402c46e703bb914\u002Fwd-7-162-18-pdf-data.pdf",[175],{"data":176,"marks":177,"value":178,"nodeType":29},{},[],"real estate agent fees",{"data":180,"marks":181,"value":114,"nodeType":29},{},[],{"data":183,"content":184,"nodeType":43},{},[185,190],{"data":186,"marks":187,"value":189,"nodeType":29},{},[188],{"type":76},"German homeowners could potentially benefit massively from examining the practices in high-efficiency countries.",{"data":191,"marks":192,"value":193,"nodeType":29},{},[]," The overall economy, as well as lower fees, means more mobility and flexibility for people to move around the country. Moreover, higher homeownership could help people save for old age and reduce poverty among older people, who face ever-increasing rent payments and pensions that do not keep up. ","document",4,"Mon, 21 Dec 2020 08:06:01 +0000","Mon, 19 May 2025 13:43:03 +0000","German Affordability: Buyers can afford more house","As of 23.12.2020, the new law on brokerage commission will apply. Buyers will pay only half the fee. This has an impact, on their buying power.",null,"https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6cSGVGbJAPU5m0QjjZBkkt\u002F88ef62aedcf43ed6f85916cea6fcd3a9\u002FSEO-real-estate-law-germany-800x534.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FdNKctqlj669rif3lLzmoi\u002Fe0c4f0fcb6c4258cc90d47dd6a106de2\u002Freal-estate-law-germany-1692x918.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F65QOnXE3cu5AQV3hFvfAih\u002F7b47f375dd8ac746a523866714698b63\u002Freal-estate-law-germany-523x366.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F239F9GLDrlkFFc7aPBIdbN\u002F6385554b8ceac99798fe14f07f2b8518\u002Freal-estate-law-germany-1692x918.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1D41NkjGrX0WHzZrFHZAbA\u002F0bd9e011a0af7a8fd2ee6fb60d983126\u002Freal-estate-law-germany-523x366.webp","en","Berlin, 21. December 2020 --- Dr. Chris Mulder, Hypofriend Co-founder, sees no stop to house price increases: \"Many of our clients expect that they can afford more house as a result of reduced agent fees in the revised law on real estate commissions and we agree. With interest rates low, and limited supply house prices will keep rising, despite Corona.\"",[],[210,220,223],{"slug":211,"title":212,"listPicture":213,"listPictureMobile":214,"listPictureWebp":215,"listPictureMobileWebp":216,"preview":217,"category":12,"categoryTitle":218,"categoryCode":219},"rent-or-buy-2026-does-buying-still-make-sense","Rent or Buy in 2026? Does Buying Still Make Sense?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F61qlPPB7YcT6uGtMuEZxVD\u002F0031d19efd13eccef6c230ae7fbfe6eb\u002Fnews-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2U5AF4Jzh0sbYHDa3wNoKK\u002F8cf082a20057781fed438467ba5877ed\u002Fnews-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6bf2ZgIc6NGtMGyDDL8WdE\u002F8e617188029d1d7d7ca56c32e9b45e51\u002Fnews-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1rJVpZ1NLJnsW62W5biSOf\u002Fab4284c09dfa1afc3e3670d4f879c4ee\u002Fnews-380x243.webp","Property prices in Germany are trending up again around their long-term average and 2026–2027 forecasts are converging.","Market News","hn",{"slug":221,"title":222,"listPicture":213,"listPictureMobile":214,"listPictureWebp":215,"listPictureMobileWebp":216,"preview":217,"category":12,"categoryTitle":218,"categoryCode":219},"whats-really-ahead-for-german-property-prices-2026-2027-forecast","What’s Really Ahead for German Property Prices (2026–2027 Forecast)",{"slug":224,"title":225,"listPicture":213,"listPictureMobile":214,"listPictureWebp":215,"listPictureMobileWebp":216,"preview":226,"category":12,"categoryTitle":218,"categoryCode":219},"our-german-housing-outlook-2025","Our German Housing Outlook (2025)","Maintaining a perspective that is both realistic and optimistic, our outlook for Germany heading into 2025 highlights continued positive trends in key areas. German house prices, having recovered significantly since late 2023, are expected to increase further due to persistent demand and constrained supply.",1787324818713]