[{"data":1,"prerenderedAt":130},["ShallowReactive",2],{"blog-category-mortgage-fundamentals-en":3},{"categoryInfo":4,"articles":13},{"urlSuffix":5,"categoryKey":6,"order":7,"colorClass":8,"localeSwitchSlug":9,"en":10},"fb","mortgage-fundamentals",3,"#C44E24","finanzierungsgrundlagen",{"slug":6,"title":11,"extendedTitle":11,"description":12},"Mortgage Fundamentals","You will find relevant information and answers, extending all the way to follow-up financing.",[14,19,27,35,43,51,59,67,75,83,91,99,105,111,117,123],{"slug":15,"title":16,"listPicture":17,"listPictureMobile":17,"listPictureWebp":17,"listPictureMobileWebp":17,"preview":18,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"mortgage-in-germany","How to Get a Mortgage in Germany?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F42Vx0zYqCYhKO9FemgPy9Z\u002F152a0dad49337697e2b5d8a4e674e6eb\u002Fmortgage-in-germany.jpg","To make the home buying experience a bit easier, we will show you how it works and includes tips to help guide you through the process and prepare you for the purchase of your first home in Germany.",{"slug":20,"title":21,"listPicture":22,"listPictureMobile":23,"listPictureWebp":24,"listPictureMobileWebp":25,"preview":26,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"current-interest-rates-germany-2026","What Are the Current Mortgage Interest Rates in Germany and How Do They Evolve? ","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3e8IaEw23YZk7idFRXhun9\u002Fcd0500f42f6c93c574782835d8149a58\u002Flist_image_blog___800_x_511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3Q0MFmLnVKgaGVS57d9qW5\u002F0622aa644497735c07f4a715220013e5\u002Fmobile_list_image_blog___380_x_243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1iTKKUZXycg5MCfXdX8By0\u002Fe2f01a1212a42829b251db3e8024cafb\u002Flist-image-blog-_-800-x-511__1_.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2ONJpyTNlNqYkPSQ7VvnIO\u002Fc94eab2aa29c38a41027290e53359ffe\u002Fmobile-list-image-blog-_-380-x-243__1_.webp","What are mortgage rates in Germany right now? See our real-time chart, compare 5 to 20-year fixed rates and get a free personalised recommendation in minutes.",{"slug":28,"title":29,"listPicture":30,"listPictureMobile":31,"listPictureWebp":32,"listPictureMobileWebp":33,"preview":34,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"parental-help-for-buying-property","Helping your kids buy a home in Germany: When is this a good idea?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5c8QK5vjMYsc8F3D9fhB4k\u002F8b05f84ccee0fb94790975f91cb0bfc9\u002Fhelping-your-kids-800x430.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3LR7rLHkfnUJAqZBXeVHbq\u002F46f0ce2f7434244a14237e765c463513\u002Fstate-pension-germany-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3rrzW8EO7B6tpnvbgJ6xPt\u002F70181a1c0a7bde456c4d181259d5a802\u002Fhelping-your-kids-800x430.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6mUiYSk29VLxbLGza86doV\u002Ffc998def5963ae9c9e0be748b40e9355\u002Fstate-pension-germany-380x243.webp","Young adults often struggle with too little equity when trying to buy property in Germany. Learn what options parents have to help.",{"slug":36,"title":37,"listPicture":38,"listPictureMobile":39,"listPictureWebp":40,"listPictureMobileWebp":41,"preview":42,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"creditworthiness-schufa-mortgage","What’s the role of SCHUFA in getting a mortgage?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F30WiPh0T1ZSoCQJvRVzVsP\u002F2fe0791730b161f4d0584fcd98a0944a\u002Fschufa-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6T9uPCvzl7yZMwRtHbyHmQ\u002Fe0bcb46185147d4c93d325047fbe4f5e\u002Fschufa-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FTmy6YMyi4gGhemkiGoszG\u002F151bc2a3a86d04d30c6c4c8c5598b783\u002Fschufa-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FtA8LZVU9UBqQMZMdpfWbG\u002F96fc445e3cc79360794293ed92f2292e\u002Fschufa-380x243.webp","SCHUFA is Germany's largest credit agency and calculates credit scores that are used by banks when deciding on a mortgage.",{"slug":44,"title":45,"listPicture":46,"listPictureMobile":47,"listPictureWebp":48,"listPictureMobileWebp":49,"preview":50,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"financing-certificate-one-step-ahead-buying-property","Financing Certificate: Always one step ahead","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4ctwKxlymmUNRiOKAgFzAf\u002F61c1407e17cc12def8bdd38874c558a8\u002Ffinancing-certificate-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6dQViXzjm6wBNgWh1FuOCv\u002Ff160960e6a1947e55c1d88904c34172e\u002Ffinancing-certificate-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F7rAIx65nr3eACXTXOnUzRr\u002F6dfd4a8a10d3c688cba95769c66b5b1b\u002Ffinancing-certificate-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5NoDrgyhvrata2KBMOHJse\u002F07d8f520a281e417e04c5c05ab028918\u002Ffinancing-certificate-380x243.webp","With a financing certificate, you stand out from other prospective buyers. It serves as a confirmation of your financing potential to brokers.",{"slug":52,"title":53,"listPicture":54,"listPictureMobile":55,"listPictureWebp":56,"listPictureMobileWebp":57,"preview":58,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"dont-fall-for-low-mortgage-rate-advertising","Don't fall for low mortgage rate advertising","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FNZk3WTpKGdMpybWdZ3TCX\u002Fac66f46814750c44213c92cbf8b96fe9\u002Fthe-lowest-mortgage-rates-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4uXY2CpmZLZCrnIdsGgD42\u002F499cd33696b1b2a05271efb815add794\u002Fthe-lowest-mortgage-rates-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FWWYoRRCXI7FvxDf26Qret\u002F8e955b47bbc29315e88ddac32a34e0ba\u002Fthe-lowest-mortgage-rates-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002Fs2O1V6OeWCJPeyXe90pgc\u002Ff7129dc39545b1955a0119937e8c5e2c\u002Fthe-lowest-mortgage-rates-380x243.webp","Interest rates for you mortgage that are too good to be true? There's a hook and we tell you why. \n",{"slug":60,"title":61,"listPicture":62,"listPictureMobile":63,"listPictureWebp":64,"listPictureMobileWebp":65,"preview":66,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"commitment-fees-germany","Commitment fee: How much to pay if your new build isn’t ready?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5N2LbHRfNUpkV4qzlidXbH\u002F4c03c28e6425c9141601d898f06a1d82\u002Fbereitstellungszins-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1op7k09dNUIa1QIBSGMIBh\u002F45745fbf200c91ecbbc2488dcbf84bfe\u002Fbereitstellungszins-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1E28Z6cuaFL3x6nOUhEXmu\u002F0c00357411c98316cad5fb510cd1b55a\u002Fbereitstellungszins-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F61qZYWx7emwpPoUMB2QdsZ\u002Ff3e68a2e757bab45dd2b3c2cadd4fd8a\u002Fbereitstellungszins-380x243.webp","With a new build project, you have a tough schedule. That's necessary if you want to avoid paying commitment fees to your bank.",{"slug":68,"title":69,"listPicture":70,"listPictureMobile":71,"listPictureWebp":72,"listPictureMobileWebp":73,"preview":74,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"5-mistakes-with-mortgage","5 Mistakes to Avoid With Your Mortgage in Germany","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4laOeU0rAZZWEftSm0wIpB\u002F7357a5b943325488aff0144d7b9aec43\u002Ffehler-immobilien-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6x9BouTUXqbkRrsZLijSXv\u002F3ede78ec97e560419c4dad8cf1eacd17\u002Ffehler-immobilien-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2ZNYs0W8nQaD7VSzpVNwWg\u002F4016c2541dfb838b9b45255ce7cb9a20\u002Ffehler-immobilien-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1SFPvUH4PHQHnAr18CWPcQ\u002Ff9d81b5b39b633ee816442f91f5e14ad\u002Ffehler-immobilien-380x243.webp","Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage.",{"slug":76,"title":77,"listPicture":78,"listPictureMobile":79,"listPictureWebp":80,"listPictureMobileWebp":81,"preview":82,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"sondertilgung-a-popular-but-overrated-option-for-your-german-mortgage","Sondertilgung: A popular but overrated option","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5xnqPkerGmZzqAelJp4Lyp\u002F953f32263af6dfcb044ea362464e2e6d\u002Fsondertillgung-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6raj6xn34Bw10qb1L3VRsb\u002F4b3fbc844a985d76c6c1d1e94bfd283c\u002Fsondertillgung-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5vd1ArTe5ICGM4ngPHDK4V\u002Fa5cb6e007c5fbd51d62fb407c266f625\u002Fsondertillgung-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F64bwYQzJUFIuvDqyx0VK5W\u002F4a0e1f087765df142571b7cbd6dd07ad\u002Fsondertillgung-380x243.webp","Who doesn't like the idea of being able to repay extra on their mortgage? That is what “Sondertilgung” is. But is it a good idea?",{"slug":84,"title":85,"listPicture":86,"listPictureMobile":87,"listPictureWebp":88,"listPictureMobileWebp":89,"preview":90,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"mortgage-blue-card-holders","Mortgage for Blue Card Holders: Should You Buy Now or Later?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F73BKhDY4fQOvdqCp4ElamN\u002F372e754358e01b5197127f12d2f2000d\u002Fblue-card-holder-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002Fsvdm4RKRfhKtlf4ELFYZi\u002Ff14c65ee53663bf8ca5a7c2cab3d37ed\u002Fblue-card-holder-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2Zfz4rVHK40ZzNgmNYZ7v\u002F047f9c3e20ad26969864c234d72816d0\u002Fblue-card-holder-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3OUZyRIKIFRo9mV8b6FeLn\u002Fa2d45c9fb52b2e3c9683d7d44d898758\u002Fblue-card-holder-380x243.webp","We explain what options you have as a Blue Card holder to expedite your home purchase, and when it makes sense to wait.\n",{"slug":92,"title":93,"listPicture":94,"listPictureMobile":95,"listPictureWebp":96,"listPictureMobileWebp":97,"preview":98,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"how-to-find-the-best-mortgage-interest-rates","How to Find the Best Interest Rates on Your Mortgage","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F61qlPPB7YcT6uGtMuEZxVD\u002F0031d19efd13eccef6c230ae7fbfe6eb\u002Fnews-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2U5AF4Jzh0sbYHDa3wNoKK\u002F8cf082a20057781fed438467ba5877ed\u002Fnews-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6bf2ZgIc6NGtMGyDDL8WdE\u002F8e617188029d1d7d7ca56c32e9b45e51\u002Fnews-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1rJVpZ1NLJnsW62W5biSOf\u002Fab4284c09dfa1afc3e3670d4f879c4ee\u002Fnews-380x243.webp","In this article, we show how to secure the best rates and what traps to avoid. Keep in mind that it is also about the best advice, as the wrong mortgage--especially fixation, but also the repayment rate and down payment--can cost you dearly.",{"slug":100,"title":101,"listPicture":102,"listPictureMobile":102,"listPictureWebp":103,"listPictureMobileWebp":103,"preview":104,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"german-mortgage-documents","These documents you need to apply for a German mortgage","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Fdocuments-to-apply-for-a-mortgage-list-image.jpg","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Fdocuments-to-apply-for-a-mortgage-list-image.webp","Germans banks are very meticulous when it comes to paperwork. Here is a list of all the documents you need to apply for a mortgage.",{"slug":106,"title":107,"listPicture":108,"listPictureMobile":108,"listPictureWebp":109,"listPictureMobileWebp":109,"preview":110,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"mortgage-germany-bluecard","Can I get a mortgage with a temporary residence permit?","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Fresident-permit-mortgage-list-image.jpg","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Fresident-permit-mortgage-list-imag.webp","The short answer is: Yes, it is possible to get approved for a German mortgage as a non-EU citizen living in Germany with a temporary residence permit.",{"slug":112,"title":113,"listPicture":114,"listPictureMobile":114,"listPictureWebp":115,"listPictureMobileWebp":115,"preview":116,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"german-mortgage-presentation","How to get a mortgage in Germany: key decisions and terms","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Fhow-to-get-a-mortgage-in-germany-list-image.jpg","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Fhow-to-get-a-mortgage-in-germany-list-image.webp","This section walks you through the key terminology you need to know when you intend to apply for a mortgage in Germany.",{"slug":118,"title":119,"listPicture":120,"listPictureMobile":120,"listPictureWebp":121,"listPictureMobileWebp":121,"preview":122,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"refinancing-your-german-mortgage","How to refinance your German mortgage?","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Frefinance-in-germany-list-image.jpg","https:\u002F\u002Fa.hypofriend.de\u002Fn\u002Frefinance-in-germany-list-image.webp","Here you will find everything you need to know about a forward mortgage and how to refinance your mortgage in Germany.",{"slug":124,"title":125,"listPicture":126,"listPictureMobile":127,"listPictureWebp":128,"listPictureMobileWebp":128,"preview":129,"category":6,"categoryCode":5,"categoryColor":8,"categoryTitle":11},"mortgage-broker-consultation","5 reasons why you should consult a mortgage advisor","https:\u002F\u002Fa.hypofriend.de\u002Fckeditor\u002Fpictures\u002Fdata\u002F000\u002F000\u002F145\u002Fcontent\u002F6b.jpg","https:\u002F\u002Fa.hypofriend.de\u002Fckeditor\u002Fpictures\u002Fdata\u002F000\u002F000\u002F181\u002Fcontent\u002F6b-mobile.jpg","https:\u002F\u002Fa.hypofriend.de\u002Fckeditor\u002Fpictures\u002Fdata\u002F000\u002F000\u002F183\u002Fcontent\u002F6b.webp","Find out how a mortgage advisor can save you thousands of euros and help you decide what the most optimal mortgage is for you.",1783414358548]