Mortgage Calculator
for Germany

With the current outlook for interest rates and property prices uncertain it’s easy to be confused whether buying property makes sense. Use Hypofriend’s free calculator to understand if buying makes sense for you.

Getting a mortgage in Germany

German mortgage rates can change daily, and can vary widely depending on your personal situation. The difference can mean tens of thousands of euros over the life of the loan. More importantly however, is finding the mortgage that gives you the most flexibility and security. Whilst most first time homeowners tend to focus on the interest rate, we want to stress that the right mortgage for your situation is far more important for your long term financial security.


Check online

You may be tempted to just use the lender who your real estate agent typically works with, but that doesn't guarantee you'll get the right mortgage for your situation. Going to the bank directly can be a tiring endeavour as well. We strongly recommend to check online to get a first indication and understand what mortgage fits your situation. Instead of endlessly comparing we automatically find the best rate from all lenders.


Consult a mortgage expert

Mortgages are complex and there is no need to hesitate when reaching out to an expert. A large part of a mortgage expert's job is consulting you on your key decisions to ensure that you have the right mortgage for your situation and matching that with a lender who has a product that fits your criteria.


Finalize your mortgage together

Only after reviewing your documentation will we be able to give you a complete offer. This avoids the unnecessary back and forth with slow and unresponsive banks. Due to our software and partner integrations we are able to work quickly with lenders whilst continuously tracking the best rates. Get started by finding the right mortgage online.

German Mortgages Explained

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Ask David

Hi, I'm David

I'm your digital mortgage advisor. Our team is here to help make getting a mortgage easy. We're available on your schedule over text, email, or phone. Let's talk.