Are you aware of the pension gap?
The state pension in Germany is higher than in many other countries, but we recommend that you do not rely on it solely. In practice, most do not receive an adequate minimum pension. Unfortunately, you probably will also be affected by this!
State-subsidized pension schemes? Not recommendable in most cases!
We have studied the German pension scheme in-depth and can now show you why state-subsidized pension schemes such as the Riester or Rürup pension are probably not worthwhile for you either.
A great option: ETF-based private pension insurance
Few people realize that ETF-based private pension insurances can offer you tax advantages over outright ETFs. We found the lowest cost options to make it more than worthwhile. Moreover, we advise ETFs that outperform.