German Mortgage Glossary

German mortgages explained. In this glossary you will find all the relevant terms for getting a mortgage in Germany. In both English and Deutsch, translated for you.

Annuity Loan

(Annuitätendarlehen)

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Housing-and-Savings-Contract

(Bausparvertrag)

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Delayed Project/commitment interest

(Bereitstellungszinsen)

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Mortgage Maturity/Duration

(Laufzeit)

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Required Mortgage Documents

(Notwendige Unterlagen)

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Fixed Interest Period

(Zinsbindungsfrist)

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Forward Mortgage

(Forward Darlehen)

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Full-Repayment Loan

(Volltilgerdarlehen)

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Income-Expense Calculation

(Haushaltsrechnung)

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Interest Only Loan

(Zinszahlungsdarlehen)

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KfW Loan

(KfW Darlehen)

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Land Charge

(Grundschuld)

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Land Registration

(Grundbuch)

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Land Tax

(Grundsteuer)

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Collateral Value

(Beleihungswert)

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Loan-to-Value (LTV)

(Beleihungsauslauf)

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Mortgage

(Immobilienfinanzierung)

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Monthly payment

(Monatsrate)

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Notary & Notarization

(Notar & Beurkundung)

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Notary Fee

(Notarkosten)

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Prepayment Penalty

(Vorfälligkeitsentschädigung)

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Project Developer

(Bauträger)

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Property Transfer Tax

(Grunderwerbsteuer)

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Purchasing Costs

(Kaufnebenkosten)

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Refinancing

(Anschlussfinanzierung)

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Real Estate Commission/Fee

(Maklergebühr)

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Remaining Balance

(Restschuld)

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Self Declaration

(Selbstauskunft)

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Schufa Score

(SCHUFA)

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Additional Repayment

(Sondertilgung)

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Repayment rate

(Tilgung)

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Child subsidy for new home owners

(Baukindergeld)

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