[{"data":1,"prerenderedAt":209},["ShallowReactive",2],{"ia-compound-interest-calculator-en":3},{"article":4,"inputs":149,"outputs":162,"charts":163,"calculators":145},{"author":5,"authorImage":6,"authorImageWebp":7,"authorDescription":8,"authorSlug":9,"title":10,"shortName":11,"content":12,"contentRaw":13,"tableOfContentArray":132,"slug":133,"category":134,"order":135,"createdAt":136,"publishedAt":136,"updatedAt":137,"seoTitle":138,"seoDescription":139,"seoKeywords":140,"seoImage":141,"mainPicture":141,"mainPictureMobile":141,"mainPictureWebp":141,"mainPictureMobileWebp":141,"listPicture":141,"listPictureMobile":141,"listPictureWebp":141,"listPictureMobileWebp":141,"language":142,"calculatorTitle":143,"calculator":144,"calculators":145,"id":140,"introduction":146,"preview":147,"sheetId":133,"sheetPageName":148},"Dr. Chris Mulder","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.png","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.webp","Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.","chris","Power of Compounding: ETF Savings Plan Calculator & Compound Interest Calculator","ETF Savings Calculator","\n            \u003Cgraph v-if=\"typeof graph_1 !== 'undefined' && graph_1\" key=\"graph_1\" :jiyu-data=\"graph_1\" :data-format=\"'legacy'\">\u003C\u002Fgraph>\n           \n\u003Cp>\u003Ccode>Compounding is the effect of interest on interest. Einstein called compounding the Eighth World Wonder because the effect is so powerful. The longer assets are invested at a high yield, for example in an ETF savings plan, the steeper the impact on the value.\u003C\u002Fcode>\u003C\u002Fp>\n\u003Cp>Research shows that people who use the Rule of 72 make the best predictions. This rule says that with a return of 7,2 %, your money doubles every 10 years. So in:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cp>10 years: 2x your money\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>20 years: 4x your money\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>30 years: 8x your money\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>40 years: 16x your money\u003C\u002Fp>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Pensionfriend aims for a return of over 7,2 % after cost and tax, about 2% more than investing in a global ETF index, the MSCI. \u003Ca href=\"https:\u002F\u002Fpensionfriend.de\u002Fen\">Make a free appointment here\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>Investfriend aims for even higher returns, but it does require a higher income to afford a new investment property. \u003Ca href=\"https:\u002F\u002Finvestfriend.de\u002Fen\">You can check the details here.\u003C\u002Fa>\u003C\u002Fp>",{"data":14,"content":15,"nodeType":131},{},[16,30,41,48,93,113],{"data":17,"content":23,"nodeType":24,"entry":25},{"target":18},{"sys":19},{"id":20,"type":21,"linkType":22},"3HK6YJrIKlgVPKtn08M9aI","Link","Entry",[],"embedded-entry-block",{"title":26,"graphId":27,"dataType":28,"type":22,"contentType":29},"compound_interest_graph",1,"legacy","graph",{"data":31,"content":32,"nodeType":40},{},[33],{"data":34,"marks":35,"value":38,"nodeType":39},{},[36],{"type":37},"code","Compounding is the effect of interest on interest. Einstein called compounding the Eighth World Wonder because the effect is so powerful. The longer assets are invested at a high yield, for example in an ETF savings plan, the steeper the impact on the value.","text","paragraph",{"data":42,"content":43,"nodeType":40},{},[44],{"data":45,"marks":46,"value":47,"nodeType":39},{},[],"Research shows that people who use the Rule of 72 make the best predictions. This rule says that with a return of 7,2 %, your money doubles every 10 years. So in:",{"data":49,"content":50,"nodeType":92},{},[51,62,72,82],{"data":52,"content":53,"nodeType":61},{},[54],{"data":55,"content":56,"nodeType":40},{},[57],{"data":58,"marks":59,"value":60,"nodeType":39},{},[],"10 years: 2x your money","list-item",{"data":63,"content":64,"nodeType":61},{},[65],{"data":66,"content":67,"nodeType":40},{},[68],{"data":69,"marks":70,"value":71,"nodeType":39},{},[],"20 years: 4x your money",{"data":73,"content":74,"nodeType":61},{},[75],{"data":76,"content":77,"nodeType":40},{},[78],{"data":79,"marks":80,"value":81,"nodeType":39},{},[],"30 years: 8x your money",{"data":83,"content":84,"nodeType":61},{},[85],{"data":86,"content":87,"nodeType":40},{},[88],{"data":89,"marks":90,"value":91,"nodeType":39},{},[],"40 years: 16x your money","unordered-list",{"data":94,"content":95,"nodeType":40},{},[96,100,109],{"data":97,"marks":98,"value":99,"nodeType":39},{},[],"Pensionfriend aims for a return of over 7,2 % after cost and tax, about 2% more than investing in a global ETF index, the MSCI. ",{"data":101,"content":103,"nodeType":108},{"uri":102},"https:\u002F\u002Fpensionfriend.de\u002Fen",[104],{"data":105,"marks":106,"value":107,"nodeType":39},{},[],"Make a free appointment here","hyperlink",{"data":110,"marks":111,"value":112,"nodeType":39},{},[],"",{"data":114,"content":115,"nodeType":40},{},[116,120,128],{"data":117,"marks":118,"value":119,"nodeType":39},{},[],"Investfriend aims for even higher returns, but it does require a higher income to afford a new investment property. ",{"data":121,"content":123,"nodeType":108},{"uri":122},"https:\u002F\u002Finvestfriend.de\u002Fen",[124],{"data":125,"marks":126,"value":127,"nodeType":39},{},[],"You can check the details here.",{"data":129,"marks":130,"value":112,"nodeType":39},{},[],"document",[],"compound-interest-calculator","immobilienfinanzierung",5,"Thu, 2 Oct 2025 15:02:57 +0000","Wed, 18 Feb 2026 13:31:36 +0000","Compound Interest Calculator","Compound interest is the process of earning returns not just on your initial investment, but on the accumulated interest as well. Use our ETF Savings Plan Calculator to see the development over time.",null,"https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5TV2VX3uItkc5ZV9jinjye\u002F4067e584bbab2a77a71f9adf0507d84f\u002Fibrahim-boran-r0zrjWheW2g-unsplash.jpg","en","Let’s see how your investments grow over time with our savings plan calculator","Your initial investment is {one_time_contribution}. You add a contribution of {monthly_contribution} each month. Your rate of return is {return} annually.",[],"\u003Cp>Compound interest is the process of earning returns not just on your initial investment, but on the accumulated interest as well. See how this looks in our ETF Savings Plan Calculator.\u003C\u002Fp>\n","Our compound interest calculator helps you visualize the powerful effect of compound interest of a savings plan in Germany.","Sheet1",{"one_time_contribution":150,"monthly_contribution":154,"return":157,"locale":161},{"formatted_value":151,"value":152,"type":153,"options":-1},"1.000 €",1000,"currency",{"formatted_value":155,"value":156,"type":153,"options":-1},"200 €",200,{"formatted_value":158,"value":159,"type":160,"options":-1},"6 %",0.06,"percentage",{"formatted_value":142,"value":142,"type":39,"options":-1},{},[164],{"type":165,"stackType":166,"domains":167,"series":180},"column","stacked",[168],{"domainName":112,"data":169,"range":140},[170,171,172,173,174,175,176,177,178,179],2027,2028,2029,2030,2031,2032,2033,2034,2035,2036,[181,195],{"serieName":182,"data":183,"color":194},"Total contribution",[184,185,186,187,188,189,190,191,192,193],3400,5800,8200,10600,13000,15400,17800,20200,22600,25000,"#1b915f",{"serieName":196,"data":197,"color":208},"Total return",[198,199,200,201,202,203,204,205,206,207],128.7902864444295,413.55082442094863,863.901517760014,1490.055604910689,2302.8562545216246,3313.815418157399,4535.155079365391,5979.851046894815,7661.679448985713,9595.26609532394,"#de8b67",1789908457742]