[{"data":1,"prerenderedAt":648},["ShallowReactive",2],{"blog-article-benefits-investment-property-germany-en":3},{"article":4,"recommendedArticles":628},{"slug":5,"title":6,"listPicture":7,"listPictureMobile":8,"listPictureWebp":9,"listPictureMobileWebp":10,"preview":11,"category":12,"author":13,"authorImage":14,"authorImageWebp":15,"authorDescription":16,"authorSlug":17,"content":18,"contentRaw":19,"order":604,"publishedAt":605,"createdAt":605,"updatedAt":606,"seoTitle":607,"seoDescription":608,"seoKeywords":609,"seoImage":610,"mainPicture":611,"mainPictureMobile":612,"mainPictureWebp":613,"mainPictureMobileWebp":614,"language":615,"subTitle":609,"actionLabel":609,"actionType":609,"actionText":609,"id":609,"introduction":616,"tableOfContentArray":617},"benefits-investment-property-germany","Why Being a Landlord is So Attractive in Germany?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2v1gVQ7rW8iroGk9v5BelF\u002F042913ad467ae079a9e8b3eff5774453\u002Frent-or-buy-in-germany-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1RJw8JzlKIZpFp8yqKyzd9\u002F73514c70b76371210677e870913a9d10\u002Frent-or-buy-in-germany-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F32i9vpXi8qTtbRP0tTzsCp\u002Fe6ffaa411151aa33b31d762369dd528d\u002Frent-or-buy-in-germany-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5sUcTnCNyhKIzPQcrQUDGl\u002F709d66fd60ce3d5b750a42b6de9eb96f\u002Frent-or-buy-in-germany-380x243.webp","Germany has an unusually generous system for investment properties, and the returns are high. Read here what you need to know.","property-search","Dr. Chris Mulder","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.png","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.webp","Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.","chris","  \u003Cdiv id=\"table-of-contents\">\n    \u003Cdiv class=\"headline\">\n      Table Of Contents\n    \u003C\u002Fdiv>\n    \u003Cul>\n      \u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-special-advantages-of-real-estate-investment-properties-in-germany\">\n    Special Advantages of Real Estate Investment Properties in Germany\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-leverage-is-a-key-consideration-when-buying-an-investment-property-in-germany\">\n    Leverage Is a Key Consideration When Buying an Investment Property in Germany\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-high-return-on-investment\">\n    High Return On Investment\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-tax-advantages\">\n    Tax Advantages\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-historical-returns-on-house-prices\">\n    Historical Returns on House Prices\n  \u003C\u002Fa>\n\u003C\u002Fli>\n    \u003C\u002Ful>\n  \u003C\u002Fdiv>\n\u003Ch2 id=\"h-special-advantages-of-real-estate-investment-properties-in-germany\">Special Advantages of Real Estate Investment Properties in Germany\u003C\u002Fh2>\n\u003Col>\n\u003Cli>\u003Cp>After ten years, you can sell a property that has been \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fshould-i-buy-a-tenanted-property-for-own-use-in-germany.add\">rented\u003C\u002Fa> without any capital gains tax, unlike, for example, ETFs.\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>You can deduct 2-3 % of the value of a used building in addition to your mortgage interest and maintenance costs from your income tax! With energy efficient new builts you can now depreciate up to about 50% in 10 years and get 20-25% of the purchase price back from the tax office.\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>Banks give you excellent terms: Interest rates and repayment terms are very similar to those of German own-use home buyers. These favorable conditions are not available to people who do not live or pay taxes in Germany.\u003C\u002Fp>\u003C\u002Fli>\n\u003C\u002Fol>\n\n            \u003Cwidget type=\"callToActionRich\" headline=\"Build your wealth in Germany\" background-color=\"#F7F7F7\" main-cta-label=\"See our projects\" main-cta-link=\"https:\u002F\u002Finvestfriend.de\u002Fen\" description=\"<p>Learn how to invest in energy-efficient, commission-free investment properties and save thousands in taxes every year.<\u002Fp>\" :pictures='[{\"url\":\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4fM1kNSRDAGXcEwuLLCTN3\u002Fbb759bee2f34818b8fb470c81193cfaf\u002FRent-Or-Buy-800x534.jpg\",\"title\":\"rent or buy 800x534\",\"description\":null}]'>\u003C\u002Fwidget>\n           \n\u003Cp>In an international context, these generous conditions are unheard of. Typically, mortgages need to be repaid in 20 years, and the interest rates are several percentage points higher for investors. Nearly everywhere, capital gains are taxable and rarely can build up costs to be depreciated.\u003C\u002Fp>\n\u003Cdiv class=\"video-container\">\n  \u003Cscript type=\"application\u002Fld+json\">\n  {\n     \"@context\": \"https:\u002F\u002Fschema.org\",\n     \"@type\": \"VideoObject\",\n     \"name\": \"Everything You Need to Know About Becoming a Landlord in Germany 🇩🇪\",\n     \"description\": \"In this video, we'll show you how to become a landlord in Germany, including all the important steps and requirements you need to know. If you're thinking of investing in German property or just interested in the process of becoming a landlord, then this video is for you!\",\n     \"thumbnailUrl\": \"https:\u002F\u002Fi.ytimg.com\u002Fvi_webp\u002Fi0y87qMaBxE\u002Fsddefault.webp\",\n     \"uploadDate\": \"2023-05-04T09:00:00+02:00\",\n     \"contentUrl\": \"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002Fi0y87qMaBxE\",\n     \"embedUrl\": \"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002Fi0y87qMaBxE\",\n     \"publisher\": {\n        \"@type\": \"Organization\",\n        \"name\": \"Hypofriend\",\n        \"logo\": {\n           \"@type\": \"ImageObject\",\n           \"url\": \"https:\u002F\u002Fa.hypofriend.de\u002Fhypofriend-logo.svg\"\n        }\n     }\n  }\n  \u003C\u002Fscript>\n\n  \u003Ciframe width=\"100%\" height=\"100%\" src=\"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002Fi0y87qMaBxE\" loading=\"lazy\" fetchpriority=\"low\" title=\"Embedded video player\" frameborder=\"0\" referrerpolicy=\"strict-origin-when-cross-origin\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen>\n  \u003C\u002Fiframe>\n\u003C\u002Fdiv>\n\u003Cp>Take advantage of the favorable conditions and \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fcriteria\u002Fstart\">become a landlord\u003C\u002Fa>.\u003C\u002Fp>\n\u003Cp>As a result, investing in rental houses can be as attractive as buying one for your own use in Germany. The return on the \u003Ci>capital you invested\u003C\u002Fi> (IRR) is, under reasonable assumptions, about 12 % in the first 10–15 years. \u003C\u002Fp>\n\u003Cp>The assumptions are a 95 % Loan-to-Value Ratio, a rental yield of 3 %, annual rent and price gains of 3 %, 11,5 % purchase costs, etc. Of course, you run the risk on the capital invested, but these are very attractive returns also compared to a stock-based index where you have gross returns of 6-8 % (net often as low as 4,5 to 6 %) and need long holding periods to avoid the risk of loss of capital.\u003C\u002Fp>\n\u003Cp>Interested in a smart, tax-effective way of investing? Take a look at \u003Ca href=\"https:\u002F\u002Fpensionfriend.de\u002Fen\">\u003Cu>Pensionfriend\u003C\u002Fu>\u003C\u002Fa>!\u003C\u002Fp>\n\n            \u003Cpicture>\n              \u003Csource type=\"image\u002Favif\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=avif&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=avif&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=avif&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=avif&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=avif&w=1922 2x\n                    \">\n              \u003Csource type=\"image\u002Fwebp\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=webp&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=webp&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=webp&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=webp&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?fm=webp&w=1922 2x\n                    \">\n              \u003Cimg loading=\"lazy\" class=\"image-fluid\" alt=\"sample-calculation-annual-return 2022\" sizes=\"(min-width: 961px) 961px, 100vw\" width=\"961\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?w=1922 2x\n                    \" src=\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png?w=961\">\n            \u003C\u002Fsource>\u003C\u002Fsource>\u003C\u002Fpicture>\n          \n\u003Cp>The total return for a relatively conservative appreciation of 3-5 % is up to 5 % for an existing built. For new built-with high tax \u003Ccontent-tooltip tooltip-content=\"Property depreciation refers to the gradual decrease in the value of a building's structure over time due to normal wear and tear, age, and obsolescence. For investors and businesses, it is an essential accounting and tax concept used to allocate the cost of the asset over its expected useful life\"> depreciation \u003C\u002Fcontent-tooltip> possibilities and special KFW borrowing conditions, the ROI (return on the money you actually put in) can be much higher, over 20%. Indeed, hard to believe, but this is what you get when a government stacks one benefit upon another. \u003Cbr>\u003Cbr>For more information on the increase in value, please refer to our \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fare-german-houses-overpriced.add\">\u003Cb>\u003Cu>detailed report on German house prices\u003C\u002Fu>\u003C\u002Fb>\u003C\u002Fa>. For a demonstration of return click on the above invitation to see our projects that qualify for the special depreciation and financing terms that make them so attractive.\u003C\u002Fp>\n\u003Cp>The return for existing builts is, of course, a simplified summary – our customers can get a detailed spreadsheet to calculate their returns and check the cash flows under different scenarios. The same applies for the new builts with special conditions. Note that the simple calculation for an old-built above ignores the following:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cp>Purchase costs: They can range from 5,5 to 12,25 %. They need to be amortized over the holding period. For example, a purchase fee of 5,5 percent reduces return by about 0,55 % if the holding period is ten years.\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>Taxation \u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>Compounding: Over time, all items, except the interest rate, will grow, adding to the return.\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>Interest rate risk: After the end of the fixed interest rate period, interest rates will change.\u003C\u002Fp>\u003C\u002Fli>\n\u003Cli>\u003Cp>Leverage: The return on the money you actually put in, the ROI, is higher.\u003C\u002Fp>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Freal-estate-investment-calculator-germany.ia\">Calculate your investment property returns\u003C\u002Fa>\u003C\u002Fp>\n\u003Ch2 id=\"h-leverage-is-a-key-consideration-when-buying-an-investment-property-in-germany\">Leverage Is a Key Consideration When Buying an Investment Property in Germany\u003C\u002Fh2>\n\u003Cp>Indeed, as an investor, leverage is a key consideration. Take the following example: If you spend only 20 % of your own money on a house with additional purchase costs of 10 % and borrow the remainder (90 %), your return is much higher.\u003C\u002Fp>\n\u003Ch3>A Quick Calculation for Existing Buildings\u003C\u002Fh3>\n\u003Cp>Say your average return is 5.000 € on a house of 100.000 €. Since you have put in only 20.000 € of your own money, your rate of return is 5.000\u002F20.000 = 25 %. \u003C\u002Fp>\n\u003Cp>Over time, as you pay off your loan and tax increases, this return goes down. We calculate compound rates of returns of about 12 % for a ten-year holding period, declining to 8 % for a 30-year holding period. \u003C\u002Fp>\n\u003Cp>This is still incredibly high. Of course, these are based on scenarios, and there are risks involved.\u003C\u002Fp>\n\n            \u003Cwidget type=\"callToActionRich\" headline=\"Lower your taxes in Germany\" background-color=\"#F7F7F7\" main-cta-label=\"Explore our projects\" main-cta-link=\"https:\u002F\u002Finvestfriend.de\u002Fen\" description=\"<p>A real estate investment is an attractive way to build wealth and minimize your tax burden.<\u002Fp>\" :pictures='[{\"url\":\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1VSdooJuMPgjmiXJhEEs21\u002F5f5ded2fef6a9c3dd4f31131b253305f\u002FTeltow_exterior_02.png\",\"title\":\"Investfriend Hero Teltow\",\"description\":null}]'>\u003C\u002Fwidget>\n           \n\u003Ch2 id=\"h-high-return-on-investment\">High Return On Investment\u003C\u002Fh2>\n\u003Cp>But the point here is that the returns are potentially very high. As house prices rarely decline in nominal terms, your rental yield is already so much higher than the interest you pay that the investment tends to be relatively safe. In Germany, investment property is, hence, a very attractive \u003Ca href=\"https:\u002F\u002Finvestfriend.de\u002Fen\">investment option\u003C\u002Fa>.\u003C\u002Fp>\n\u003Cp>\u003Cb>No wonder many people in Germany use investment properties to supplement their retirement income. \u003C\u002Fb>\u003C\u002Fp>\n\u003Ch2 id=\"h-tax-advantages\">Tax Advantages\u003C\u002Fh2>\n\u003Cp>In addition to the revenue from rental income, tax breaks also increase the return on investment. The tax authorities grant them as \u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fdepreciation-laws-real-estate-germany-2024.add\">depreciation\u003C\u002Fa> for use (“\u003Ca href=\"https:\u002F\u002Fratgeber.immowelt.de\u002Fa\u002Fsteuern-sparen-mit-immobilien-afa-nutzen.html\">\u003Cb>\u003Cu>Absetzung für Abnutzung\u003C\u002Fu>\u003C\u002Fb>\u003C\u002Fa>”, short: AfA). With this building depreciation, owners can claim the acquisition and production costs of their property as part of a tax write-off property in Germany, helping to reduce their overall taxable income.\u003C\u002Fp>\n\u003Cp>For houses built from 1925 onwards, you can depreciate 2 % per year. For homes built before the depreciation, it’s 2,5 %. There are limits on the costs per square meter you can deduct.  \u003C\u002Fp>\n\u003Cp>You can only deduct the cost of the building. I.e., the purchase value plus renovation cost minus the land value. The land cost is usually determined based on local community land value tables. In the public \u003Ca href=\"https:\u002F\u002Fwww.bodenrichtwerte-boris.de\u002Fboris-d\u002Findex.html?lang=en\">BORIS-D\u003C\u002Fa> database, you can find indicative values.\u003C\u002Fp>\n\u003Cp>Especially attractive are properties that can benefit from the so-called Special Depreciation or Sonder AfA (\u003Ca href=\"https:\u002F\u002Fwww.gesetze-im-internet.de\u002Festg\u002F__7b.html\">\u003Cu>§ 7b EStG\u003C\u002Fu>\u003C\u002Fa>). It applies to newly created rental properties that meet the energy efficiency standard EH40\u002FQNG (Efficiency House 40; Sustainability Seal). It includes newly created apartments through roof extensions, rooftop conversions, or conversion of commercial space to new rental apartments. These properties should have an upper construction cost limit of 5.200 € per m²; 4.000 € per m² (of this amount) can be depreciated. You can linearly depreciate 5 % over 4 years. Note: Depreciation applies only after the building has been completed. You need to rent out the property (or have it available for rent out) for at least 10 years. \u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Finvestfriend.de\u002Fen\">Discover your investment property options\u003C\u002Fa>.\u003C\u002Fp>\n\u003Ch2 id=\"h-historical-returns-on-house-prices\">Historical Returns on House Prices\u003C\u002Fh2>\n\u003Cp>The Federal Reserve Bank of San Francisco paper “\u003Ca href=\"https:\u002F\u002Fwww.frbsf.org\u002Feconomic-research\u002Ffiles\u002Fwp2017-25.pdf\">\u003Cu>The Rate of Return on Everything, 1870–2015\u003C\u002Fu>\u003C\u002Fa>” calculates historical returns on house prices in Germany as 7,82 % – based on the longest available series.\u003C\u002Fp>\n\n            \u003Cpicture>\n              \u003Csource type=\"image\u002Favif\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=avif&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=avif&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=avif&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=avif&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=avif&w=1922 2x\n                    \">\n              \u003Csource type=\"image\u002Fwebp\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=webp&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=webp&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=webp&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=webp&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?fm=webp&w=1922 2x\n                    \">\n              \u003Cimg loading=\"lazy\" class=\"image-fluid\" alt=\"Returns using longest possible sample for each asset\" sizes=\"(min-width: 961px) 961px, 100vw\" width=\"961\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?w=1922 2x\n                    \" src=\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png?w=961\">\n            \u003C\u002Fsource>\u003C\u002Fsource>\u003C\u002Fpicture>\n          \n\u003Cp>\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fproperties\">Find your ideal property to rent out with our Hypofriend property search\u003C\u002Fa>.\u003C\u002Fp>",{"data":20,"content":21,"nodeType":103},{},[22,31,80,119,126,140,159,176,183,204,220,257,264,318,336,343,350,358,365,372,379,408,415,432,440,447,479,486,505,525,541,548,568,581,587],{"data":23,"content":24,"nodeType":30},{},[25],{"data":26,"marks":27,"value":28,"nodeType":29},{},[],"Special Advantages of Real Estate Investment Properties in Germany","text","heading-2",{"data":32,"content":33,"nodeType":79},{},[34,59,69],{"data":35,"content":36,"nodeType":58},{},[37],{"data":38,"content":39,"nodeType":57},{},[40,44,53],{"data":41,"marks":42,"value":43,"nodeType":29},{},[],"After ten years, you can sell a property that has been ",{"data":45,"content":47,"nodeType":52},{"uri":46},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fshould-i-buy-a-tenanted-property-for-own-use-in-germany.add",[48],{"data":49,"marks":50,"value":51,"nodeType":29},{},[],"rented","hyperlink",{"data":54,"marks":55,"value":56,"nodeType":29},{},[]," without any capital gains tax, unlike, for example, ETFs.","paragraph","list-item",{"data":60,"content":61,"nodeType":58},{},[62],{"data":63,"content":64,"nodeType":57},{},[65],{"data":66,"marks":67,"value":68,"nodeType":29},{},[],"You can deduct 2-3 % of the value of a used building in addition to your mortgage interest and maintenance costs from your income tax! With energy efficient new builts you can now depreciate up to about 50% in 10 years and get 20-25% of the purchase price back from the tax office.",{"data":70,"content":71,"nodeType":58},{},[72],{"data":73,"content":74,"nodeType":57},{},[75],{"data":76,"marks":77,"value":78,"nodeType":29},{},[],"Banks give you excellent terms: Interest rates and repayment terms are very similar to those of German own-use home buyers. These favorable conditions are not available to people who do not live or pay taxes in Germany.","ordered-list",{"data":81,"content":87,"nodeType":88,"entry":89},{"target":82},{"sys":83},{"id":84,"type":85,"linkType":86},"5V0iIbt5OvWzbo6j19hCaw","Link","Entry",[],"embedded-entry-block",{"title":90,"type":91,"headline":92,"description":93,"backgroundColor":104,"mainCtaLabel":105,"mainCtaLink":106,"pictures":107,"imageAlignment":116,"showBankLogos":117,"contentType":118},"Blog: IF expanded CTA \u002F 3: Build your wealth in Germany (EN)","callToActionRich","Build your wealth in Germany",{"data":94,"content":95,"nodeType":103},{},[96],{"data":97,"content":98,"nodeType":57},{},[99],{"data":100,"marks":101,"value":102,"nodeType":29},{},[],"Learn how to invest in energy-efficient, commission-free investment properties and save thousands in taxes every year.","document","#F7F7F7","See our projects","https:\u002F\u002Finvestfriend.de\u002Fen",[108],{"fileName":109,"details":110,"url":115},"Rent-Or-Buy-800x534.jpg",{"size":111,"image":112},1035764,{"width":113,"height":114},1600,1068,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4fM1kNSRDAGXcEwuLLCTN3\u002Fbb759bee2f34818b8fb470c81193cfaf\u002FRent-Or-Buy-800x534.jpg","LEFT",false,"widget",{"data":120,"content":121,"nodeType":57},{},[122],{"data":123,"marks":124,"value":125,"nodeType":29},{},[],"In an international context, these generous conditions are unheard of. Typically, mortgages need to be repaid in 20 years, and the interest rates are several percentage points higher for investors. Nearly everywhere, capital gains are taxable and rarely can build up costs to be depreciated.",{"data":127,"content":131,"nodeType":88,"entry":132},{"target":128},{"sys":129},{"id":130,"type":85,"linkType":86},"5oRXtsrwou6Gu4RO3ooeUk",[],{"videoUrl":133,"title":134,"decription":135,"thumbnail":136,"uploadDate":137,"contentUrl":133,"embedUrl":138,"type":86,"contentType":139},"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002Fi0y87qMaBxE","Everything You Need to Know About Becoming a Landlord in Germany 🇩🇪","In this video, we'll show you how to become a landlord in Germany, including all the important steps and requirements you need to know. If you're thinking of investing in German property or just interested in the process of becoming a landlord, then this video is for you!","https:\u002F\u002Fi.ytimg.com\u002Fvi_webp\u002Fi0y87qMaBxE\u002Fsddefault.webp","2023-05-04","https:\u002F\u002Fhypofriend.de\u002Fen\u002Fbenefits-investment-property-germany.add","video",{"data":141,"content":142,"nodeType":57},{},[143,147,155],{"data":144,"marks":145,"value":146,"nodeType":29},{},[],"Take advantage of the favorable conditions and ",{"data":148,"content":150,"nodeType":52},{"uri":149},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fcriteria\u002Fstart",[151],{"data":152,"marks":153,"value":154,"nodeType":29},{},[],"become a landlord",{"data":156,"marks":157,"value":158,"nodeType":29},{},[],".",{"data":160,"content":161,"nodeType":57},{},[162,166,172],{"data":163,"marks":164,"value":165,"nodeType":29},{},[],"As a result, investing in rental houses can be as attractive as buying one for your own use in Germany. The return on the ",{"data":167,"marks":168,"value":171,"nodeType":29},{},[169],{"type":170},"italic","capital you invested",{"data":173,"marks":174,"value":175,"nodeType":29},{},[]," (IRR) is, under reasonable assumptions, about 12 % in the first 10–15 years. ",{"data":177,"content":178,"nodeType":57},{},[179],{"data":180,"marks":181,"value":182,"nodeType":29},{},[],"The assumptions are a 95 % Loan-to-Value Ratio, a rental yield of 3 %, annual rent and price gains of 3 %, 11,5 % purchase costs, etc. Of course, you run the risk on the capital invested, but these are very attractive returns also compared to a stock-based index where you have gross returns of 6-8 % (net often as low as 4,5 to 6 %) and need long holding periods to avoid the risk of loss of capital.",{"data":184,"content":185,"nodeType":57},{},[186,190,200],{"data":187,"marks":188,"value":189,"nodeType":29},{},[],"Interested in a smart, tax-effective way of investing? Take a look at ",{"data":191,"content":193,"nodeType":52},{"uri":192},"https:\u002F\u002Fpensionfriend.de\u002Fen",[194],{"data":195,"marks":196,"value":199,"nodeType":29},{},[197],{"type":198},"underline","Pensionfriend",{"data":201,"marks":202,"value":203,"nodeType":29},{},[],"!",{"data":205,"content":210,"nodeType":211,"asset":212},{"target":206},{"sys":207},{"id":208,"type":85,"linkType":209},"4qr8sTIkxuLkDnq9mRpcXQ","Asset",[],"embedded-asset-block",{"fileName":213,"details":214,"url":219},"sample-calcultaion-annual-return_2022.png",{"size":215,"image":216},38202,{"width":217,"height":218},1356,730,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4qr8sTIkxuLkDnq9mRpcXQ\u002F763edac871abc6031c406d9c782c2879\u002Fsample-calcultaion-annual-return_2022.png",{"data":221,"content":222,"nodeType":57},{},[223,227,238,242,253],{"data":224,"marks":225,"value":226,"nodeType":29},{},[],"The total return for a relatively conservative appreciation of 3-5 % is up to 5 % for an existing built. For new built-with high tax ",{"data":228,"content":232,"nodeType":237},{"target":229},{"sys":230},{"id":231,"type":85,"linkType":86},"2k4UwTb386t8w1gYlvrYas",[233],{"data":234,"marks":235,"value":236,"nodeType":29},{},[],"depreciation","entry-hyperlink",{"data":239,"marks":240,"value":241,"nodeType":29},{},[]," possibilities and special KFW borrowing conditions, the ROI (return on the money you actually put in) can be much higher, over 20%. Indeed, hard to believe, but this is what you get when a government stacks one benefit upon another. \n\nFor more information on the increase in value, please refer to our ",{"data":243,"content":245,"nodeType":52},{"uri":244},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fare-german-houses-overpriced.add",[246],{"data":247,"marks":248,"value":252,"nodeType":29},{},[249,250],{"type":198},{"type":251},"bold","detailed report on German house prices",{"data":254,"marks":255,"value":256,"nodeType":29},{},[],". For a demonstration of return click on the above invitation to see our projects that qualify for the special depreciation and financing terms that make them so attractive.",{"data":258,"content":259,"nodeType":57},{},[260],{"data":261,"marks":262,"value":263,"nodeType":29},{},[],"The return for existing builts is, of course, a simplified summary – our customers can get a detailed spreadsheet to calculate their returns and check the cash flows under different scenarios. The same applies for the new builts with special conditions. Note that the simple calculation for an old-built above ignores the following:",{"data":265,"content":266,"nodeType":317},{},[267,277,287,297,307],{"data":268,"content":269,"nodeType":58},{},[270],{"data":271,"content":272,"nodeType":57},{},[273],{"data":274,"marks":275,"value":276,"nodeType":29},{},[],"Purchase costs: They can range from 5,5 to 12,25 %. They need to be amortized over the holding period. For example, a purchase fee of 5,5 percent reduces return by about 0,55 % if the holding period is ten years.",{"data":278,"content":279,"nodeType":58},{},[280],{"data":281,"content":282,"nodeType":57},{},[283],{"data":284,"marks":285,"value":286,"nodeType":29},{},[],"Taxation ",{"data":288,"content":289,"nodeType":58},{},[290],{"data":291,"content":292,"nodeType":57},{},[293],{"data":294,"marks":295,"value":296,"nodeType":29},{},[],"Compounding: Over time, all items, except the interest rate, will grow, adding to the return.",{"data":298,"content":299,"nodeType":58},{},[300],{"data":301,"content":302,"nodeType":57},{},[303],{"data":304,"marks":305,"value":306,"nodeType":29},{},[],"Interest rate risk: After the end of the fixed interest rate period, interest rates will change.",{"data":308,"content":309,"nodeType":58},{},[310],{"data":311,"content":312,"nodeType":57},{},[313],{"data":314,"marks":315,"value":316,"nodeType":29},{},[],"Leverage: The return on the money you actually put in, the ROI, is higher.","unordered-list",{"data":319,"content":320,"nodeType":57},{},[321,325,333],{"data":322,"marks":323,"value":324,"nodeType":29},{},[],"",{"data":326,"content":328,"nodeType":52},{"uri":327},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Freal-estate-investment-calculator-germany.ia",[329],{"data":330,"marks":331,"value":332,"nodeType":29},{},[],"Calculate your investment property returns",{"data":334,"marks":335,"value":324,"nodeType":29},{},[],{"data":337,"content":338,"nodeType":30},{},[339],{"data":340,"marks":341,"value":342,"nodeType":29},{},[],"Leverage Is a Key Consideration When Buying an Investment Property in Germany",{"data":344,"content":345,"nodeType":57},{},[346],{"data":347,"marks":348,"value":349,"nodeType":29},{},[],"Indeed, as an investor, leverage is a key consideration. Take the following example: If you spend only 20 % of your own money on a house with additional purchase costs of 10 % and borrow the remainder (90 %), your return is much higher.",{"data":351,"content":352,"nodeType":357},{},[353],{"data":354,"marks":355,"value":356,"nodeType":29},{},[],"A Quick Calculation for Existing Buildings","heading-3",{"data":359,"content":360,"nodeType":57},{},[361],{"data":362,"marks":363,"value":364,"nodeType":29},{},[],"Say your average return is 5.000 € on a house of 100.000 €. Since you have put in only 20.000 € of your own money, your rate of return is 5.000\u002F20.000 = 25 %. ",{"data":366,"content":367,"nodeType":57},{},[368],{"data":369,"marks":370,"value":371,"nodeType":29},{},[],"Over time, as you pay off your loan and tax increases, this return goes down. We calculate compound rates of returns of about 12 % for a ten-year holding period, declining to 8 % for a 30-year holding period. ",{"data":373,"content":374,"nodeType":57},{},[375],{"data":376,"marks":377,"value":378,"nodeType":29},{},[],"This is still incredibly high. Of course, these are based on scenarios, and there are risks involved.",{"data":380,"content":384,"nodeType":88,"entry":385},{"target":381},{"sys":382},{"id":383,"type":85,"linkType":86},"3Ugqmy2eqzfcbUSY2V8P6I",[],{"title":386,"type":91,"headline":387,"description":388,"backgroundColor":104,"mainCtaLabel":398,"mainCtaLink":106,"pictures":399,"imageAlignment":116,"showBankLogos":117,"contentType":118},"Blog: IF expanded CTA \u002F 2: Lower your taxes (EN)","Lower your taxes in Germany",{"data":389,"content":390,"nodeType":103},{},[391],{"data":392,"content":393,"nodeType":57},{},[394],{"data":395,"marks":396,"value":397,"nodeType":29},{},[],"A real estate investment is an attractive way to build wealth and minimize your tax burden.","Explore our projects",[400],{"fileName":401,"details":402,"url":407},"Teltow_exterior_02.png",{"size":403,"image":404},4984255,{"width":405,"height":406},3500,1969,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1VSdooJuMPgjmiXJhEEs21\u002F5f5ded2fef6a9c3dd4f31131b253305f\u002FTeltow_exterior_02.png",{"data":409,"content":410,"nodeType":30},{},[411],{"data":412,"marks":413,"value":414,"nodeType":29},{},[],"High Return On Investment",{"data":416,"content":417,"nodeType":57},{},[418,422,429],{"data":419,"marks":420,"value":421,"nodeType":29},{},[],"But the point here is that the returns are potentially very high. As house prices rarely decline in nominal terms, your rental yield is already so much higher than the interest you pay that the investment tends to be relatively safe. In Germany, investment property is, hence, a very attractive ",{"data":423,"content":424,"nodeType":52},{"uri":106},[425],{"data":426,"marks":427,"value":428,"nodeType":29},{},[],"investment option",{"data":430,"marks":431,"value":158,"nodeType":29},{},[],{"data":433,"content":434,"nodeType":57},{},[435],{"data":436,"marks":437,"value":439,"nodeType":29},{},[438],{"type":251},"No wonder many people in Germany use investment properties to supplement their retirement income. ",{"data":441,"content":442,"nodeType":30},{},[443],{"data":444,"marks":445,"value":446,"nodeType":29},{},[],"Tax Advantages",{"data":448,"content":449,"nodeType":57},{},[450,454,461,465,475],{"data":451,"marks":452,"value":453,"nodeType":29},{},[],"In addition to the revenue from rental income, tax breaks also increase the return on investment. The tax authorities grant them as ",{"data":455,"content":457,"nodeType":52},{"uri":456},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fdepreciation-laws-real-estate-germany-2024.add",[458],{"data":459,"marks":460,"value":236,"nodeType":29},{},[],{"data":462,"marks":463,"value":464,"nodeType":29},{},[]," for use (“",{"data":466,"content":468,"nodeType":52},{"uri":467},"https:\u002F\u002Fratgeber.immowelt.de\u002Fa\u002Fsteuern-sparen-mit-immobilien-afa-nutzen.html",[469],{"data":470,"marks":471,"value":474,"nodeType":29},{},[472,473],{"type":198},{"type":251},"Absetzung für Abnutzung",{"data":476,"marks":477,"value":478,"nodeType":29},{},[],"”, short: AfA). With this building depreciation, owners can claim the acquisition and production costs of their property as part of a tax write-off property in Germany, helping to reduce their overall taxable income.",{"data":480,"content":481,"nodeType":57},{},[482],{"data":483,"marks":484,"value":485,"nodeType":29},{},[],"For houses built from 1925 onwards, you can depreciate 2 % per year. For homes built before the depreciation, it’s 2,5 %. There are limits on the costs per square meter you can deduct.  ",{"data":487,"content":488,"nodeType":57},{},[489,493,501],{"data":490,"marks":491,"value":492,"nodeType":29},{},[],"You can only deduct the cost of the building. I.e., the purchase value plus renovation cost minus the land value. The land cost is usually determined based on local community land value tables. In the public ",{"data":494,"content":496,"nodeType":52},{"uri":495},"https:\u002F\u002Fwww.bodenrichtwerte-boris.de\u002Fboris-d\u002Findex.html?lang=en",[497],{"data":498,"marks":499,"value":500,"nodeType":29},{},[],"BORIS-D",{"data":502,"marks":503,"value":504,"nodeType":29},{},[]," database, you can find indicative values.",{"data":506,"content":507,"nodeType":57},{},[508,512,521],{"data":509,"marks":510,"value":511,"nodeType":29},{},[],"Especially attractive are properties that can benefit from the so-called Special Depreciation or Sonder AfA (",{"data":513,"content":515,"nodeType":52},{"uri":514},"https:\u002F\u002Fwww.gesetze-im-internet.de\u002Festg\u002F__7b.html",[516],{"data":517,"marks":518,"value":520,"nodeType":29},{},[519],{"type":198},"§ 7b EStG",{"data":522,"marks":523,"value":524,"nodeType":29},{},[],"). It applies to newly created rental properties that meet the energy efficiency standard EH40\u002FQNG (Efficiency House 40; Sustainability Seal). It includes newly created apartments through roof extensions, rooftop conversions, or conversion of commercial space to new rental apartments. These properties should have an upper construction cost limit of 5.200 € per m²; 4.000 € per m² (of this amount) can be depreciated. You can linearly depreciate 5 % over 4 years. Note: Depreciation applies only after the building has been completed. You need to rent out the property (or have it available for rent out) for at least 10 years. ",{"data":526,"content":527,"nodeType":57},{},[528,531,538],{"data":529,"marks":530,"value":324,"nodeType":29},{},[],{"data":532,"content":533,"nodeType":52},{"uri":106},[534],{"data":535,"marks":536,"value":537,"nodeType":29},{},[],"Discover your investment property options",{"data":539,"marks":540,"value":158,"nodeType":29},{},[],{"data":542,"content":543,"nodeType":30},{},[544],{"data":545,"marks":546,"value":547,"nodeType":29},{},[],"Historical Returns on House Prices",{"data":549,"content":550,"nodeType":57},{},[551,555,564],{"data":552,"marks":553,"value":554,"nodeType":29},{},[],"The Federal Reserve Bank of San Francisco paper “",{"data":556,"content":558,"nodeType":52},{"uri":557},"https:\u002F\u002Fwww.frbsf.org\u002Feconomic-research\u002Ffiles\u002Fwp2017-25.pdf",[559],{"data":560,"marks":561,"value":563,"nodeType":29},{},[562],{"type":198},"The Rate of Return on Everything, 1870–2015",{"data":565,"marks":566,"value":567,"nodeType":29},{},[],"” calculates historical returns on house prices in Germany as 7,82 % – based on the longest available series.",{"data":569,"content":573,"nodeType":211,"asset":574},{"target":570},{"sys":571},{"id":572,"type":85,"linkType":209},"76wRWILcteTL6Fa5o566i6",[],{"fileName":575,"details":576,"url":580},"return-longest-sample@2x.png",{"size":577,"image":578},55062,{"width":217,"height":579},1962,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F76wRWILcteTL6Fa5o566i6\u002F38fd2768d0fd35611801d0834843de28\u002Freturn-longest-sample_2x.png",{"data":582,"content":583,"nodeType":57},{},[584],{"data":585,"marks":586,"value":324,"nodeType":29},{},[],{"data":588,"content":589,"nodeType":57},{},[590,593,601],{"data":591,"marks":592,"value":324,"nodeType":29},{},[],{"data":594,"content":596,"nodeType":52},{"uri":595},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fproperties",[597],{"data":598,"marks":599,"value":600,"nodeType":29},{},[],"Find your ideal property to rent out with our Hypofriend property search",{"data":602,"marks":603,"value":158,"nodeType":29},{},[],1,"Tue, 14 Jul 2020 14:00:24 +0000","Thu, 17 Sep 2026 09:18:34 +0000","Why real estate investment Germany is worth it","Learn why real estate investment in Germany offers benefits in rental yields and taxes.",null,"https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5Tp2oh76OpPzTYM4QNYgB5\u002Fc805d352f0d29c6e78ceb5d52d5d05aa\u002FSEO-rent-or-buy-in-germany-800x534.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3KKt37OKeRORuJcDvpYJ0U\u002F8fb31a04784286f496ccf97b9609e2d6\u002Frent-or-buy-in-germany-1692x918.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2ZhesBkxgSnSy3BxmMpMKE\u002F1dc3681ec5ebf29d94d917517b396b75\u002Frent-or-buy-in-germany-523x366.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F24QsE2lii8fqgp7bbBQCma\u002Fe478c95ffdf5d034fa31f6d4475ac097\u002Frent-or-buy-in-germany-1692x918.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4jJVRnIWFBRHrHgEajQBuD\u002F35e9da430c7bdd63f44b3d855628a7be\u002Frent-or-buy-in-germany-523x366.webp","en","Have you ever thought of investing in a real estate property to rent it out? If not—here’s your chance to consider it. If you’re interested in a property investment in Germany, you’ll find an unusually generous system for investment properties!",[618,620,622,624,626],{"key":619,"value":28},"#h-special-advantages-of-real-estate-investment-properties-in-germany",{"key":621,"value":342},"#h-leverage-is-a-key-consideration-when-buying-an-investment-property-in-germany",{"key":623,"value":414},"#h-high-return-on-investment",{"key":625,"value":446},"#h-tax-advantages",{"key":627,"value":547},"#h-historical-returns-on-house-prices",[629,639,647],{"slug":630,"title":631,"listPicture":632,"listPictureMobile":633,"listPictureWebp":634,"listPictureMobileWebp":635,"preview":636,"category":12,"categoryTitle":637,"categoryCode":638},"buying-a-home-for-yourself-or-a-rental-property-in-germany","What's Better in Germany: Buying a Home for Yourself or a Rental Property?","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F61qlPPB7YcT6uGtMuEZxVD\u002F0031d19efd13eccef6c230ae7fbfe6eb\u002Fnews-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2U5AF4Jzh0sbYHDa3wNoKK\u002F8cf082a20057781fed438467ba5877ed\u002Fnews-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6bf2ZgIc6NGtMGyDDL8WdE\u002F8e617188029d1d7d7ca56c32e9b45e51\u002Fnews-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1rJVpZ1NLJnsW62W5biSOf\u002Fab4284c09dfa1afc3e3670d4f879c4ee\u002Fnews-380x243.webp","In Germany, it can be a smart move to begin your homeownership journey with a rental property.","Property Search","dd",{"slug":640,"title":641,"listPicture":642,"listPictureMobile":643,"listPictureWebp":644,"listPictureMobileWebp":645,"preview":646,"category":12,"categoryTitle":637,"categoryCode":638},"property-prices-in-berlin","Berlin Property Prices and District Guide","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3Jzb07ZQZiCP8QhWbgO2Tc\u002F8f9363fc6ad54220d266ea5df0f7b9f6\u002Fproperty-prices-berlin-800x430.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F18hJSOMw6bJSjApAYwCt9c\u002F250d03ebe7b859087df48fc470ab088e\u002Fproperty-prices-berlin-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F12Ku3btn4KByYlfkRY2nLw\u002Fb199e50aa7182d3d7e2e5121cd79e55b\u002Fproperty-prices-berlin-800x430.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F40xEmpDSUZs5HSBEu1j8fA\u002Fbdf6ded281c838e92b5dc7d43f5c8c07\u002Fproperty-prices-berlin-380x243.webp","How much does an apartment in Berlin cost? Explore our overview with real estate prices and average cost per square meter across all Berlin districts. Get the data you need to buy.",{"slug":5,"title":6,"listPicture":7,"listPictureMobile":8,"listPictureWebp":9,"listPictureMobileWebp":10,"preview":11,"category":12,"categoryTitle":637,"categoryCode":638},1790254366529]