[{"data":1,"prerenderedAt":1875},["ShallowReactive",2],{"blog-article-baby-boomer-homes-silver-tsunami-en":3},{"article":4,"recommendedArticles":1863},{"slug":5,"title":6,"listPicture":7,"listPictureMobile":8,"listPictureWebp":9,"listPictureMobileWebp":10,"preview":11,"category":12,"author":13,"authorImage":14,"authorImageWebp":15,"authorDescription":16,"authorSlug":17,"content":18,"contentRaw":19,"order":637,"publishedAt":1841,"createdAt":1841,"updatedAt":1842,"seoTitle":6,"seoDescription":1843,"seoKeywords":1844,"seoImage":1845,"mainPicture":1846,"mainPictureMobile":1847,"mainPictureWebp":1848,"mainPictureMobileWebp":1849,"language":636,"subTitle":1844,"actionLabel":1844,"actionType":1844,"actionText":1844,"id":1844,"introduction":1850,"tableOfContentArray":1851},"baby-boomer-homes-silver-tsunami","What Germany's aging population means for the Housing Market","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5c7cIO42DSe8gIapPI2xRH\u002F890b7841c75c3f4522b2bac6a9c7091c\u002Fkfw-forderungen-neubau-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FSr3EvnmQPafzj0Hch0URX\u002Fc1b82fa894f607e630baf402c3f9acfb\u002Fkfw-forderungen-neubau-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2ZtnmYfRpwgcHn1POhxgmB\u002F3843fc99fbb13f35df182cbd0462b923\u002Fkfw-forderungen-neubau-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F5vIiqCB371EvWmfi7gRqaC\u002Ff52bf42f74542226e4ecf47dcaab6c88\u002Fkfw-forderungen-neubau-380x243.webp","We show why baby boomer properties won’t flood the German real estate market - backed up by data.","market-news","Dr. Chris Mulder","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.png","https:\u002F\u002Fa.hypofriend.de\u002Fhypofriends\u002Fdr.-christian-mulder.webp","Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.","chris","  \u003Cdiv id=\"table-of-contents\">\n    \u003Cdiv class=\"headline\">\n      Table Of Contents\n    \u003C\u002Fdiv>\n    \u003Cul>\n      \u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-german-population-projections\">\n    German population projections\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-household-growth-vs-population-headcount-what-truly-drives-housing-demand\">\n    Household growth vs. population headcount: what truly drives housing demand?\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-25-year-household-growth-scenarios\">\n    25-year household growth scenarios\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-is-the-size-of-the-housing-units-declining\">\n    Is the size of the housing units declining?\n  \u003C\u002Fa>\n\u003C\u002Fli>\u003Cli>\n  \u003Ca @click.prevent=\"$root.$emit('scrollAnchor', $event)\" href=\"#h-will-the-silver-tsunami-cause-housing-oversupply-in-germany\">\n    Will the silver tsunami cause housing oversupply in Germany?\n  \u003C\u002Fa>\n\u003C\u002Fli>\n    \u003C\u002Ful>\n  \u003C\u002Fdiv>\n\u003Ch2 id=\"h-german-population-projections\">German population projections\u003C\u002Fh2>\n\u003Cp>Demographic projections seem to validate this tsunami fear because of Germany's low birth rate. Over the last 50 years, immigration has more than offset this. This is not a recent trend. Looking back, Germany has attracted immigrants throughout most of its history, with its population tripling in the 19th century. Going forward, the Destatis (Federal Statistical Office of Germany) 15th Coordinated \u003Ca href=\"https:\u002F\u002Fwww.destatis.de\u002FDE\u002FThemen\u002FGesellschaft-Umwelt\u002FBevoelkerung\u002F_Grafik\u002F_Interaktiv\u002F16te-kbv-13-entwicklung-bevoelkerungszahl.html\">Population Projection\u003C\u002Fa> shows, though, that population could decline:\u003C\u002Fp>\n\n            \u003Cpicture>\n              \u003Csource type=\"image\u002Favif\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=avif&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=avif&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=avif&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=avif&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=avif&w=1922 2x\n                    \">\n              \u003Csource type=\"image\u002Fwebp\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=webp&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=webp&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=webp&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=webp&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?fm=webp&w=1922 2x\n                    \">\n              \u003Cimg loading=\"lazy\" class=\"image-fluid\" alt=\"EN Population projection 25y\" sizes=\"(min-width: 961px) 961px, 100vw\" width=\"961\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?w=1922 2x\n                    \" src=\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png?w=961\">\n            \u003C\u002Fsource>\u003C\u002Fsource>\u003C\u002Fpicture>\n          \n\u003Cp>When immigration is high, and birth rates return to the 2015-2021 level, the population keeps increasing. In a scenario with medium birth rates, medium life expectancy, and medium migration, the population size decreases slightly. But with low migration and birth rates at about the current level the population would decline to 1970 levels. \u003C\u002Fp>\n\u003Ch2 id=\"h-household-growth-vs-population-headcount-what-truly-drives-housing-demand\">Household growth vs. population headcount: what truly drives housing demand?\u003Cbr>\n\u003C\u002Fh2>\n\u003Cp>However, population growth isn’t the only key driver of the housing market.\u003C\u002Fp>\n\u003Cp>Household density has been declining for years. This is driven in part by an ageing population, where the surviving partner stays in the home, smaller family sizes linked to low birth rates, and by people being able to afford to live by themselves. \u003Cbr>\u003Cbr>Over the past 25 years, household density has declined steadily by about 0,31 % per year. In total numbers: while the German population grew by just 2 % over the past 25 years, the total number of households, and hence housing demand, grew by 10 %.\u003C\u002Fp>\n\n            \u003Cwidget type=\"callToActionRich\" headline=\"See what you can afford\" background-color=\"#F7F7F7\" main-cta-label=\"See what I can afford\" main-cta-link=\"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fcriteria\u002Fstart\" description=\"<p>Calculate what you can afford and book a free appointment for your mortgage with just a few clicks <\u002Fp>\" :pictures='[{\"url\":\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4fM1kNSRDAGXcEwuLLCTN3\u002Fbb759bee2f34818b8fb470c81193cfaf\u002FRent-Or-Buy-800x534.jpg\",\"title\":\"rent or buy 800x534\",\"description\":null}]'>\u003C\u002Fwidget>\n           \n\u003Ch2 id=\"h-25-year-household-growth-scenarios\">25-year household growth scenarios\u003C\u002Fh2>\n\u003Cp>The following graph shows the development of total housing units over the past 25 years and over the next 25 years, based on the three population projections discussed above.\u003C\u002Fp>\n\n            \u003Cpicture>\n              \u003Csource type=\"image\u002Favif\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=avif&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=avif&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=avif&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=avif&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=avif&w=1922 2x\n                    \">\n              \u003Csource type=\"image\u002Fwebp\" sizes=\"(min-width: 961px) 961px, 100vw\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=webp&w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=webp&w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=webp&w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=webp&w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?fm=webp&w=1922 2x\n                    \">\n              \u003Cimg loading=\"lazy\" class=\"image-fluid\" alt=\"EN Household Growth 25y\" sizes=\"(min-width: 961px) 961px, 100vw\" width=\"961\" srcset=\"\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?w=327 327w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?w=570 570w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?w=961 961w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?w=1200 1200w,\n                      \u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?w=1922 2x\n                    \" src=\"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png?w=961\">\n            \u003C\u002Fsource>\u003C\u002Fsource>\u003C\u002Fpicture>\n          \n\u003Cp>Housing demand is driven by household units, not total people. We evaluated three 25-year demographic scenarios: a slight increase (+2.04%), moderate contraction (-1.44%), and severe contraction (-5.04%). In every scenario, even with a 5.04% population drop, housing demand will likely continue to rise. \u003C\u002Fp>\n\u003Ctable>\n\u003Ctr>\n\u003Ctd>\u003Cp>\u003Cb>25-Year Population Scenario\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>Annual Pop. Rate\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>Autonomous HH Trend\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>\u003Cb>Net Annual HH Growth\u003C\u002Fb>\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>25-Year Household Growth\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>\u003Cp>\u003Cb>High Growth (+2.04%)\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>+0.08%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>+0.31%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>+0.39%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>+10.24%\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>\u003Cp>\u003Cb>Moderate Decline (-1.44%)\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>−0.06%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>+0.31%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>+0.25%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>+6.50%\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>\u003Cp>\u003Cb>Severe Decline (-5.04%)\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>−0.21%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>+0.31%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>+0.10%\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>+2.62%\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003C\u002Ftable>\n\u003Cp>Across all of these scenarios, the number of households grows - even when population size decreases. This naturally increases demand. \u003C\u002Fp>\n\u003Cp>Yes, there are scenarios where this isn’t true - but they are also very unlikely. For this to be probable, it would need even lower birth rates and\u002For low immigration. The latter is especially unlikely, as a population decline creates strong incentives for immigration, as workers are needed, among other things, to care for the elderly. \u003C\u002Fp>\n\u003Ch2 id=\"h-is-the-size-of-the-housing-units-declining\">Is the size of the housing units declining?\u003C\u002Fh2>\n\u003Cp>The above shows that the number of units is increasing, but if per-person demand for m2 were to decline and large houses were split into smaller units, this might still reduce overall housing demand. \u003Cbr>\u003Cbr>The opposite is actually true. Demand for m2 has been increasing, resulting in larger units. This increase in unit size has occurred even though there are fewer people per unit. The average housing size was 84,6 m2 in 2000. This has increased to 95,0 m2 in 2025. \u003Cbr>\u003Cbr>This is an annual trend of 0,42% annually. This is even more significant than the household unit trend. This trend, driven by rising income and wealth, would add almost 5% to housing demand over 10 years if all existing units were merged and then split into larger units! \u003Cbr>\u003Cbr>This trend alone outweighs the population decline. \u003C\u002Fp>\n\u003Ctable>\n\u003Ctr>\n\u003Ctd>\u003Cp>\u003Cb>Metric\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>2000\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>2025\u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\n\u003Cp>\u003Cb>Annual Growth Rate \u003C\u002Fb>\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003Ctd>\u003Cp>\u003Cb>10-Year Demand Impact \u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>\u003Cp>\u003Cb>Average Housing Size \u003C\u002Fb>\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>84.6 m2\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>95,0 m2\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>+0,42 %\u003C\u002Fp>\u003C\u002Ftd>\n\u003Ctd>\u003Cp>+4,3 %\u003C\u002Fp>\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003C\u002Ftable>\n\u003Cp>\u003C\u002Fp>\n\u003Ch2 id=\"h-will-the-silver-tsunami-cause-housing-oversupply-in-germany\">Will the silver tsunami cause housing oversupply in Germany?\u003C\u002Fh2>\n\u003Cp>The silver tsunami is therefore unlikely to trigger the housing collapse many have proclaimed. Some Boomer-owned properties will enter the market, others will be inherited, and occupied by children and grandchildren. Overall, the structural shifts toward smaller, more numerous households will absorb inventory, keeping total net housing demand positive for decades to come.\u003Cbr>\u003Cbr>In addition, builders need to build larger units, or merge smaller units into larger ones, to meet demand for more sizable units. This will add substantially to the housing demand.  \u003C\u002Fp>\n\n\u003Cp>\u003C\u002Fp>",{"nodeType":20,"data":21,"content":22},"document",{},[23,32,53,70,77,84,91,98,135,142,149,163,170,459,466,473,480,487,608,615,622,629,1835],{"nodeType":24,"data":25,"content":26},"heading-2",{},[27],{"nodeType":28,"value":29,"marks":30,"data":31},"text","German population projections",[],{},{"nodeType":33,"data":34,"content":35},"paragraph",{},[36,40,49],{"nodeType":28,"value":37,"marks":38,"data":39},"Demographic projections seem to validate this tsunami fear because of Germany's low birth rate. Over the last 50 years, immigration has more than offset this. This is not a recent trend. Looking back, Germany has attracted immigrants throughout most of its history, with its population tripling in the 19th century. Going forward, the Destatis (Federal Statistical Office of Germany) 15th Coordinated ",[],{},{"nodeType":41,"data":42,"content":44},"hyperlink",{"uri":43},"https:\u002F\u002Fwww.destatis.de\u002FDE\u002FThemen\u002FGesellschaft-Umwelt\u002FBevoelkerung\u002F_Grafik\u002F_Interaktiv\u002F16te-kbv-13-entwicklung-bevoelkerungszahl.html",[45],{"nodeType":28,"value":46,"marks":47,"data":48},"Population Projection",[],{},{"nodeType":28,"value":50,"marks":51,"data":52}," shows, though, that population could decline:",[],{},{"nodeType":54,"data":55,"content":61,"asset":62},"embedded-asset-block",{"target":56},{"sys":57},{"id":58,"type":59,"linkType":60},"4a5jhVgl6bXszHBc6xbr59","Link","Asset",[],{"fileName":63,"details":64,"url":69},"Screenshot 2026-09-22 at 13.09.01.png",{"size":65,"image":66},244376,{"width":67,"height":68},1354,800,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4a5jhVgl6bXszHBc6xbr59\u002F34ecfb25acc381c84fd1967b553b6b13\u002FScreenshot_2026-09-22_at_13.09.01.png",{"nodeType":33,"data":71,"content":72},{},[73],{"nodeType":28,"value":74,"marks":75,"data":76},"When immigration is high, and birth rates return to the 2015-2021 level, the population keeps increasing. In a scenario with medium birth rates, medium life expectancy, and medium migration, the population size decreases slightly. But with low migration and birth rates at about the current level the population would decline to 1970 levels. ",[],{},{"nodeType":24,"data":78,"content":79},{},[80],{"nodeType":28,"value":81,"marks":82,"data":83},"Household growth vs. population headcount: what truly drives housing demand?\n",[],{},{"nodeType":33,"data":85,"content":86},{},[87],{"nodeType":28,"value":88,"marks":89,"data":90},"However, population growth isn’t the only key driver of the housing market.",[],{},{"nodeType":33,"data":92,"content":93},{},[94],{"nodeType":28,"value":95,"marks":96,"data":97},"Household density has been declining for years. This is driven in part by an ageing population, where the surviving partner stays in the home, smaller family sizes linked to low birth rates, and by people being able to afford to live by themselves. \n\nOver the past 25 years, household density has declined steadily by about 0,31 % per year. In total numbers: while the German population grew by just 2 % over the past 25 years, the total number of households, and hence housing demand, grew by 10 %.",[],{},{"nodeType":99,"data":100,"content":105,"entry":106},"embedded-entry-block",{"target":101},{"sys":102},{"id":103,"type":59,"linkType":104},"4ywa8c8uQoTkjpWpya51Yi","Entry",[],{"title":107,"type":108,"headline":109,"description":110,"backgroundColor":120,"mainCtaLabel":121,"mainCtaLink":122,"pictures":123,"imageAlignment":132,"showBankLogos":133,"contentType":134},"Blog: Property Prices 2026 \u002F 3: Check what you can afford (EN)","callToActionRich","See what you can afford",{"data":111,"content":112,"nodeType":20},{},[113],{"data":114,"content":115,"nodeType":33},{},[116],{"data":117,"marks":118,"value":119,"nodeType":28},{},[],"Calculate what you can afford and book a free appointment for your mortgage with just a few clicks ","#F7F7F7","See what I can afford","https:\u002F\u002Fhypofriend.de\u002Fen\u002Fcriteria\u002Fstart",[124],{"fileName":125,"details":126,"url":131},"Rent-Or-Buy-800x534.jpg",{"size":127,"image":128},1035764,{"width":129,"height":130},1600,1068,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4fM1kNSRDAGXcEwuLLCTN3\u002Fbb759bee2f34818b8fb470c81193cfaf\u002FRent-Or-Buy-800x534.jpg","LEFT",false,"widget",{"nodeType":24,"data":136,"content":137},{},[138],{"nodeType":28,"value":139,"marks":140,"data":141},"25-year household growth scenarios",[],{},{"nodeType":33,"data":143,"content":144},{},[145],{"nodeType":28,"value":146,"marks":147,"data":148},"The following graph shows the development of total housing units over the past 25 years and over the next 25 years, based on the three population projections discussed above.",[],{},{"nodeType":54,"data":150,"content":154,"asset":155},{"target":151},{"sys":152},{"id":153,"type":59,"linkType":60},"1L7CNQTzfYLVjGD3pDKC5S",[],{"fileName":156,"details":157,"url":162},"Screenshot 2026-09-22 at 13.10.08.png",{"size":158,"image":159},214024,{"width":160,"height":161},1538,796,"\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1L7CNQTzfYLVjGD3pDKC5S\u002Fcedfe14afac89cf0b23298f43d12f1c0\u002FScreenshot_2026-09-22_at_13.10.08.png",{"nodeType":33,"data":164,"content":165},{},[166],{"nodeType":28,"value":167,"marks":168,"data":169},"Housing demand is driven by household units, not total people. We evaluated three 25-year demographic scenarios: a slight increase (+2.04%), moderate contraction (-1.44%), and severe contraction (-5.04%). In every scenario, even with a 5.04% population drop, housing demand will likely continue to rise. ",[],{},{"nodeType":171,"data":172,"content":173},"table",{},[174,242,315,387],{"nodeType":175,"data":176,"content":177},"table-row",{},[178,191,202,213,231],{"nodeType":179,"data":180,"content":181},"table-cell",{},[182],{"nodeType":33,"data":183,"content":184},{},[185],{"nodeType":28,"value":186,"marks":187,"data":190},"25-Year Population Scenario",[188],{"type":189},"bold",{},{"nodeType":179,"data":192,"content":193},{},[194],{"nodeType":33,"data":195,"content":196},{},[197],{"nodeType":28,"value":198,"marks":199,"data":201},"Annual Pop. Rate",[200],{"type":189},{},{"nodeType":179,"data":203,"content":204},{},[205],{"nodeType":33,"data":206,"content":207},{},[208],{"nodeType":28,"value":209,"marks":210,"data":212},"Autonomous HH Trend",[211],{"type":189},{},{"nodeType":179,"data":214,"content":215},{},[216,224],{"nodeType":33,"data":217,"content":218},{},[219],{"nodeType":28,"value":220,"marks":221,"data":223},"Net Annual HH Growth",[222],{"type":189},{},{"nodeType":33,"data":225,"content":226},{},[227],{"nodeType":28,"value":228,"marks":229,"data":230},"\n",[],{},{"nodeType":179,"data":232,"content":233},{},[234],{"nodeType":33,"data":235,"content":236},{},[237],{"nodeType":28,"value":238,"marks":239,"data":241},"25-Year Household Growth",[240],{"type":189},{},{"nodeType":175,"data":243,"content":244},{},[245,256,272,288,304],{"nodeType":179,"data":246,"content":247},{},[248],{"nodeType":33,"data":249,"content":250},{},[251],{"nodeType":28,"value":252,"marks":253,"data":255},"High Growth (+2.04%)",[254],{"type":189},{},{"nodeType":179,"data":257,"content":258},{},[259,266],{"nodeType":33,"data":260,"content":261},{},[262],{"nodeType":28,"value":263,"marks":264,"data":265},"+0.08%",[],{},{"nodeType":33,"data":267,"content":268},{},[269],{"nodeType":28,"value":228,"marks":270,"data":271},[],{},{"nodeType":179,"data":273,"content":274},{},[275,282],{"nodeType":33,"data":276,"content":277},{},[278],{"nodeType":28,"value":279,"marks":280,"data":281},"+0.31%",[],{},{"nodeType":33,"data":283,"content":284},{},[285],{"nodeType":28,"value":228,"marks":286,"data":287},[],{},{"nodeType":179,"data":289,"content":290},{},[291,298],{"nodeType":33,"data":292,"content":293},{},[294],{"nodeType":28,"value":295,"marks":296,"data":297},"+0.39%",[],{},{"nodeType":33,"data":299,"content":300},{},[301],{"nodeType":28,"value":228,"marks":302,"data":303},[],{},{"nodeType":179,"data":305,"content":306},{},[307],{"nodeType":33,"data":308,"content":309},{},[310],{"nodeType":28,"value":311,"marks":312,"data":314},"+10.24%",[313],{"type":189},{},{"nodeType":175,"data":316,"content":317},{},[318,329,345,360,376],{"nodeType":179,"data":319,"content":320},{},[321],{"nodeType":33,"data":322,"content":323},{},[324],{"nodeType":28,"value":325,"marks":326,"data":328},"Moderate Decline (-1.44%)",[327],{"type":189},{},{"nodeType":179,"data":330,"content":331},{},[332,339],{"nodeType":33,"data":333,"content":334},{},[335],{"nodeType":28,"value":336,"marks":337,"data":338},"−0.06%",[],{},{"nodeType":33,"data":340,"content":341},{},[342],{"nodeType":28,"value":228,"marks":343,"data":344},[],{},{"nodeType":179,"data":346,"content":347},{},[348,354],{"nodeType":33,"data":349,"content":350},{},[351],{"nodeType":28,"value":279,"marks":352,"data":353},[],{},{"nodeType":33,"data":355,"content":356},{},[357],{"nodeType":28,"value":228,"marks":358,"data":359},[],{},{"nodeType":179,"data":361,"content":362},{},[363,370],{"nodeType":33,"data":364,"content":365},{},[366],{"nodeType":28,"value":367,"marks":368,"data":369},"+0.25%",[],{},{"nodeType":33,"data":371,"content":372},{},[373],{"nodeType":28,"value":228,"marks":374,"data":375},[],{},{"nodeType":179,"data":377,"content":378},{},[379],{"nodeType":33,"data":380,"content":381},{},[382],{"nodeType":28,"value":383,"marks":384,"data":386},"+6.50%",[385],{"type":189},{},{"nodeType":175,"data":388,"content":389},{},[390,401,417,432,448],{"nodeType":179,"data":391,"content":392},{},[393],{"nodeType":33,"data":394,"content":395},{},[396],{"nodeType":28,"value":397,"marks":398,"data":400},"Severe Decline (-5.04%)",[399],{"type":189},{},{"nodeType":179,"data":402,"content":403},{},[404,411],{"nodeType":33,"data":405,"content":406},{},[407],{"nodeType":28,"value":408,"marks":409,"data":410},"−0.21%",[],{},{"nodeType":33,"data":412,"content":413},{},[414],{"nodeType":28,"value":228,"marks":415,"data":416},[],{},{"nodeType":179,"data":418,"content":419},{},[420,426],{"nodeType":33,"data":421,"content":422},{},[423],{"nodeType":28,"value":279,"marks":424,"data":425},[],{},{"nodeType":33,"data":427,"content":428},{},[429],{"nodeType":28,"value":228,"marks":430,"data":431},[],{},{"nodeType":179,"data":433,"content":434},{},[435,442],{"nodeType":33,"data":436,"content":437},{},[438],{"nodeType":28,"value":439,"marks":440,"data":441},"+0.10%",[],{},{"nodeType":33,"data":443,"content":444},{},[445],{"nodeType":28,"value":228,"marks":446,"data":447},[],{},{"nodeType":179,"data":449,"content":450},{},[451],{"nodeType":33,"data":452,"content":453},{},[454],{"nodeType":28,"value":455,"marks":456,"data":458},"+2.62%",[457],{"type":189},{},{"nodeType":33,"data":460,"content":461},{},[462],{"nodeType":28,"value":463,"marks":464,"data":465},"Across all of these scenarios, the number of households grows - even when population size decreases. This naturally increases demand. ",[],{},{"nodeType":33,"data":467,"content":468},{},[469],{"nodeType":28,"value":470,"marks":471,"data":472},"Yes, there are scenarios where this isn’t true - but they are also very unlikely. For this to be probable, it would need even lower birth rates and\u002For low immigration. The latter is especially unlikely, as a population decline creates strong incentives for immigration, as workers are needed, among other things, to care for the elderly. ",[],{},{"nodeType":24,"data":474,"content":475},{},[476],{"nodeType":28,"value":477,"marks":478,"data":479},"Is the size of the housing units declining?",[],{},{"nodeType":33,"data":481,"content":482},{},[483],{"nodeType":28,"value":484,"marks":485,"data":486},"The above shows that the number of units is increasing, but if per-person demand for m2 were to decline and large houses were split into smaller units, this might still reduce overall housing demand. \n\nThe opposite is actually true. Demand for m2 has been increasing, resulting in larger units. This increase in unit size has occurred even though there are fewer people per unit. The average housing size was 84,6 m2 in 2000. This has increased to 95,0 m2 in 2025. \n\nThis is an annual trend of 0,42% annually. This is even more significant than the household unit trend. This trend, driven by rising income and wealth, would add almost 5% to housing demand over 10 years if all existing units were merged and then split into larger units! \n\nThis trend alone outweighs the population decline. ",[],{},{"nodeType":171,"data":488,"content":489},{},[490,554],{"nodeType":175,"data":491,"content":492},{},[493,504,515,526,543],{"nodeType":179,"data":494,"content":495},{},[496],{"nodeType":33,"data":497,"content":498},{},[499],{"nodeType":28,"value":500,"marks":501,"data":503},"Metric",[502],{"type":189},{},{"nodeType":179,"data":505,"content":506},{},[507],{"nodeType":33,"data":508,"content":509},{},[510],{"nodeType":28,"value":511,"marks":512,"data":514},"2000",[513],{"type":189},{},{"nodeType":179,"data":516,"content":517},{},[518],{"nodeType":33,"data":519,"content":520},{},[521],{"nodeType":28,"value":522,"marks":523,"data":525},"2025",[524],{"type":189},{},{"nodeType":179,"data":527,"content":528},{},[529,537],{"nodeType":33,"data":530,"content":531},{},[532],{"nodeType":28,"value":533,"marks":534,"data":536},"Annual Growth Rate ",[535],{"type":189},{},{"nodeType":33,"data":538,"content":539},{},[540],{"nodeType":28,"value":228,"marks":541,"data":542},[],{},{"nodeType":179,"data":544,"content":545},{},[546],{"nodeType":33,"data":547,"content":548},{},[549],{"nodeType":28,"value":550,"marks":551,"data":553},"10-Year Demand Impact ",[552],{"type":189},{},{"nodeType":175,"data":555,"content":556},{},[557,568,578,588,598],{"nodeType":179,"data":558,"content":559},{},[560],{"nodeType":33,"data":561,"content":562},{},[563],{"nodeType":28,"value":564,"marks":565,"data":567},"Average Housing Size ",[566],{"type":189},{},{"nodeType":179,"data":569,"content":570},{},[571],{"nodeType":33,"data":572,"content":573},{},[574],{"nodeType":28,"value":575,"marks":576,"data":577},"84.6 m2",[],{},{"nodeType":179,"data":579,"content":580},{},[581],{"nodeType":33,"data":582,"content":583},{},[584],{"nodeType":28,"value":585,"marks":586,"data":587},"95,0 m2",[],{},{"nodeType":179,"data":589,"content":590},{},[591],{"nodeType":33,"data":592,"content":593},{},[594],{"nodeType":28,"value":595,"marks":596,"data":597},"+0,42 %",[],{},{"nodeType":179,"data":599,"content":600},{},[601],{"nodeType":33,"data":602,"content":603},{},[604],{"nodeType":28,"value":605,"marks":606,"data":607},"+4,3 %",[],{},{"nodeType":33,"data":609,"content":610},{},[611],{"nodeType":28,"value":612,"marks":613,"data":614},"",[],{},{"nodeType":24,"data":616,"content":617},{},[618],{"nodeType":28,"value":619,"marks":620,"data":621},"Will the silver tsunami cause housing oversupply in Germany?",[],{},{"nodeType":33,"data":623,"content":624},{},[625],{"nodeType":28,"value":626,"marks":627,"data":628},"The silver tsunami is therefore unlikely to trigger the housing collapse many have proclaimed. Some Boomer-owned properties will enter the market, others will be inherited, and occupied by children and grandchildren. Overall, the structural shifts toward smaller, more numerous households will absorb inventory, keeping total net housing demand positive for decades to come.\n\nIn addition, builders need to build larger units, or merge smaller units into larger ones, to meet demand for more sizable units. This will add substantially to the housing demand.  ",[],{},{"nodeType":99,"data":630,"content":634,"entry":635},{"target":631},{"sys":632},{"id":633,"type":59,"linkType":104},"5W9TrDIAW7ElW671xykDHc",[],{"language":636,"order":637,"url":638,"category":639,"author":640,"publishedAt":641,"title":642,"seoTitle":642,"introduction":643,"preview":644,"content":645,"seoDescription":1824,"seoImage":1825,"mainPicture":1826,"mainPictureMobile":1827,"mainPictureWebP":1828,"mainPictureMobileWebP":1829,"listPicture":1830,"listPictureMobile":1831,"listPictureWebP":1832,"listPictureMobileWebP":1833,"type":104,"contentType":1834},"en",1,"property-prices-germany-2026","property-search","nick","2026-02-12T00:00+02:00","Where It Still Makes Sense to Buy a Home in Germany – 2026","Despite higher interest rates, 2026 is a great time to invest in German property—if you choose the right region.","For future homebuyers and investors, the question in 2026 isn't if you should buy in Germany, but where. This article examines the findings of the latest Postbank Property Atlas to reveal affordable regions with strong growth potential.",{"nodeType":20,"data":646,"content":647},{},[648,655,683,690,734,753,759,766,790,797,829,849,869,888,895,932,1202,1231,1250,1257,1264,1589,1609,1616,1623,1674,1681,1727,1746,1753,1818],{"nodeType":24,"data":649,"content":650},{},[651],{"nodeType":28,"value":652,"marks":653,"data":654},"What are Germany’s Smartest Regions to Buy Property Right Now?",[],{},{"nodeType":33,"data":656,"content":657},{},[658,662,670,674,679],{"nodeType":28,"value":659,"marks":660,"data":661},"The ",[],{},{"nodeType":41,"data":663,"content":665},{"uri":664},"https:\u002F\u002Fwww.postbank.de\u002Fthemenwelten\u002Fbauen-wohnen\u002Fpreisprognose-bis-2030-wo-steigen-immobilienpreise.html",[666],{"nodeType":28,"value":667,"marks":668,"data":669},"Postbank Property Atlas 2026",[],{},{"nodeType":28,"value":671,"marks":672,"data":673},", developed with the Hamburg Institute of International Economics (HWWI), confirms a clear market turnaround: after three years of inflation-adjusted declines, real property prices across Germany rose by an average of ",[],{},{"nodeType":28,"value":675,"marks":676,"data":678},"+0.6%",[677],{"type":189},{},{"nodeType":28,"value":680,"marks":681,"data":682},".",[],{},{"nodeType":33,"data":684,"content":685},{},[686],{"nodeType":28,"value":687,"marks":688,"data":689},"As new construction remains stalled and demand shifts, 51 regions across Germany now offer the strongest investment baseline:",[],{},{"nodeType":691,"data":692,"content":693},"unordered-list",{},[694,705,724],{"nodeType":695,"data":696,"content":697},"list-item",{},[698],{"nodeType":33,"data":699,"content":700},{},[701],{"nodeType":28,"value":702,"marks":703,"data":704},"Affordable entry pricing relative to rents (multipliers under 25x)",[],{},{"nodeType":695,"data":706,"content":707},{},[708],{"nodeType":33,"data":709,"content":710},{},[711,715,720],{"nodeType":28,"value":712,"marks":713,"data":714},"Strong projected real price growth of ",[],{},{"nodeType":28,"value":716,"marks":717,"data":719},"≥ 0.6% per year",[718],{"type":189},{},{"nodeType":28,"value":721,"marks":722,"data":723}," through 2035",[],{},{"nodeType":695,"data":725,"content":726},{},[727],{"nodeType":33,"data":728,"content":729},{},[730],{"nodeType":28,"value":731,"marks":732,"data":733},"Higher immediate yield potential compared to traditional megacities",[],{},{"nodeType":99,"data":735,"content":738,"entry":739},{"target":736},{"sys":737},{"id":103,"type":59,"linkType":104},[],{"title":107,"type":108,"headline":109,"description":740,"backgroundColor":120,"mainCtaLabel":121,"mainCtaLink":122,"pictures":749,"imageAlignment":132,"showBankLogos":133,"contentType":134},{"data":741,"content":742,"nodeType":20},{},[743],{"data":744,"content":745,"nodeType":33},{},[746],{"data":747,"marks":748,"value":119,"nodeType":28},{},[],[750],{"fileName":125,"details":751,"url":131},{"size":127,"image":752},{"width":129,"height":130},{"nodeType":54,"data":754,"content":758},{"target":755},{"sys":756},{"id":757,"type":59,"linkType":60},"5PYZGL8XZKTMVNBcvuhN65",[],{"nodeType":24,"data":760,"content":761},{},[762],{"nodeType":28,"value":763,"marks":764,"data":765},"What Makes These Regions Stand Out?",[],{},{"nodeType":33,"data":767,"content":768},{},[769,773,778,782,787],{"nodeType":28,"value":770,"marks":771,"data":772},"The regions shaded in ",[],{},{"nodeType":28,"value":774,"marks":775,"data":777},"dark green",[776],{"type":189},{},{"nodeType":28,"value":779,"marks":780,"data":781}," on the map represent the most accessible price entry points, with average 2025 purchase prices between ",[],{},{"nodeType":28,"value":783,"marks":784,"data":786},"€900 and under €2,000\u002Fm²",[785],{"type":189},{},{"nodeType":28,"value":680,"marks":788,"data":789},[],{},{"nodeType":33,"data":791,"content":792},{},[793],{"nodeType":28,"value":794,"marks":795,"data":796},"However, price alone isn't the full picture. The top-performing value regions combine:",[],{},{"nodeType":691,"data":798,"content":799},{},[800,810],{"nodeType":695,"data":801,"content":802},{},[803],{"nodeType":33,"data":804,"content":805},{},[806],{"nodeType":28,"value":807,"marks":808,"data":809},"A multiplier (price-to-rent ratio) under 25x",[],{},{"nodeType":695,"data":811,"content":812},{},[813],{"nodeType":33,"data":814,"content":815},{},[816,820,825],{"nodeType":28,"value":817,"marks":818,"data":819},"Expected annual real capital appreciation of ",[],{},{"nodeType":28,"value":821,"marks":822,"data":824},"≥ 0.6% to over 1.5%",[823],{"type":189},{},{"nodeType":28,"value":826,"marks":827,"data":828}," until 2035",[],{},{"nodeType":33,"data":830,"content":831},{},[832,836,846],{"nodeType":28,"value":833,"marks":834,"data":835},"With rents rising faster than purchase prices in over half of German districts, buying in these balanced regions allows owners and investors to ",[],{},{"nodeType":41,"data":837,"content":839},{"uri":838},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Frent-or-buy-in-germany.ia",[840],{"nodeType":28,"value":841,"marks":842,"data":845},"build equity faster",[843],{"type":844},"underline",{},{"nodeType":28,"value":680,"marks":847,"data":848},[],{},{"nodeType":33,"data":850,"content":851},{},[852,856,865],{"nodeType":28,"value":853,"marks":854,"data":855},"Are you still looking for a property to buy? Use the ",[],{},{"nodeType":41,"data":857,"content":859},{"uri":858},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fbuy-apartment-germany",[860],{"nodeType":28,"value":861,"marks":862,"data":864},"Hypofriend Property Radar",[863],{"type":844},{},{"nodeType":28,"value":866,"marks":867,"data":868}," to find the right property for you.",[],{},{"nodeType":99,"data":870,"content":873,"entry":874},{"target":871},{"sys":872},{"id":103,"type":59,"linkType":104},[],{"title":107,"type":108,"headline":109,"description":875,"backgroundColor":120,"mainCtaLabel":121,"mainCtaLink":122,"pictures":884,"imageAlignment":132,"showBankLogos":133,"contentType":134},{"data":876,"content":877,"nodeType":20},{},[878],{"data":879,"content":880,"nodeType":33},{},[881],{"data":882,"marks":883,"value":119,"nodeType":28},{},[],[885],{"fileName":125,"details":886,"url":131},{"size":127,"image":887},{"width":129,"height":130},{"nodeType":24,"data":889,"content":890},{},[891],{"nodeType":28,"value":892,"marks":893,"data":894},"What are Top Value Regions & Emerging Hotspots in Germany?",[],{},{"nodeType":33,"data":896,"content":897},{},[898,902,907,914,919,923,928],{"nodeType":28,"value":899,"marks":900,"data":901},"Growth is no longer confined to major suburban commuter belts. Dynamic ",[],{},{"nodeType":28,"value":903,"marks":904,"data":906},"medium-sized cities (",[905],{"type":189},{},{"nodeType":28,"value":908,"marks":909,"data":913},"Mittelstädte",[910,912],{"type":911},"italic",{"type":189},{},{"nodeType":28,"value":915,"marks":916,"data":918},")",[917],{"type":189},{},{"nodeType":28,"value":920,"marks":921,"data":922}," posted average real gains of ",[],{},{"nodeType":28,"value":924,"marks":925,"data":927},"+1.2%",[926],{"type":189},{},{"nodeType":28,"value":929,"marks":930,"data":931},", leading the national recovery.",[],{},{"nodeType":171,"data":933,"content":934},{},[935,971,1004,1037,1070,1103,1136,1169],{"nodeType":175,"data":936,"content":937},{},[938,949,960],{"nodeType":179,"data":939,"content":940},{},[941],{"nodeType":33,"data":942,"content":943},{},[944],{"nodeType":28,"value":945,"marks":946,"data":948},"Region \u002F City",[947],{"type":189},{},{"nodeType":179,"data":950,"content":951},{},[952],{"nodeType":33,"data":953,"content":954},{},[955],{"nodeType":28,"value":956,"marks":957,"data":959},"Real Growth (Annual \u002F Recent)",[958],{"type":189},{},{"nodeType":179,"data":961,"content":962},{},[963],{"nodeType":33,"data":964,"content":965},{},[966],{"nodeType":28,"value":967,"marks":968,"data":970},"Key Investment Driver",[969],{"type":189},{},{"nodeType":175,"data":972,"content":973},{},[974,984,994],{"nodeType":179,"data":975,"content":976},{},[977],{"nodeType":33,"data":978,"content":979},{},[980],{"nodeType":28,"value":981,"marks":982,"data":983},"Potsdam",[],{},{"nodeType":179,"data":985,"content":986},{},[987],{"nodeType":33,"data":988,"content":989},{},[990],{"nodeType":28,"value":991,"marks":992,"data":993},"+14.3% real surge",[],{},{"nodeType":179,"data":995,"content":996},{},[997],{"nodeType":33,"data":998,"content":999},{},[1000],{"nodeType":28,"value":1001,"marks":1002,"data":1003},"Outstanding demand overflow from Berlin",[],{},{"nodeType":175,"data":1005,"content":1006},{},[1007,1017,1027],{"nodeType":179,"data":1008,"content":1009},{},[1010],{"nodeType":33,"data":1011,"content":1012},{},[1013],{"nodeType":28,"value":1014,"marks":1015,"data":1016},"Pirmasens",[],{},{"nodeType":179,"data":1018,"content":1019},{},[1020],{"nodeType":33,"data":1021,"content":1022},{},[1023],{"nodeType":28,"value":1024,"marks":1025,"data":1026},"+11.4% real surge",[],{},{"nodeType":179,"data":1028,"content":1029},{},[1030],{"nodeType":33,"data":1031,"content":1032},{},[1033],{"nodeType":28,"value":1034,"marks":1035,"data":1036},"High rental yield and low purchase base",[],{},{"nodeType":175,"data":1038,"content":1039},{},[1040,1050,1060],{"nodeType":179,"data":1041,"content":1042},{},[1043],{"nodeType":33,"data":1044,"content":1045},{},[1046],{"nodeType":28,"value":1047,"marks":1048,"data":1049},"Saxony (State Average)",[],{},{"nodeType":179,"data":1051,"content":1052},{},[1053],{"nodeType":33,"data":1054,"content":1055},{},[1056],{"nodeType":28,"value":1057,"marks":1058,"data":1059},"+5.2% real overall",[],{},{"nodeType":179,"data":1061,"content":1062},{},[1063],{"nodeType":33,"data":1064,"content":1065},{},[1066],{"nodeType":28,"value":1067,"marks":1068,"data":1069},"Strong regional job growth and industrial investment",[],{},{"nodeType":175,"data":1071,"content":1072},{},[1073,1083,1093],{"nodeType":179,"data":1074,"content":1075},{},[1076],{"nodeType":33,"data":1077,"content":1078},{},[1079],{"nodeType":28,"value":1080,"marks":1081,"data":1082},"Leipzig",[],{},{"nodeType":179,"data":1084,"content":1085},{},[1086],{"nodeType":33,"data":1087,"content":1088},{},[1089],{"nodeType":28,"value":1090,"marks":1091,"data":1092},"+1.9% p.a. projected",[],{},{"nodeType":179,"data":1094,"content":1095},{},[1096],{"nodeType":33,"data":1097,"content":1098},{},[1099],{"nodeType":28,"value":1100,"marks":1101,"data":1102},"Strong population (+5.6%) and income growth",[],{},{"nodeType":175,"data":1104,"content":1105},{},[1106,1116,1126],{"nodeType":179,"data":1107,"content":1108},{},[1109],{"nodeType":33,"data":1110,"content":1111},{},[1112],{"nodeType":28,"value":1113,"marks":1114,"data":1115},"Barnim (near Berlin)",[],{},{"nodeType":179,"data":1117,"content":1118},{},[1119],{"nodeType":33,"data":1120,"content":1121},{},[1122],{"nodeType":28,"value":1123,"marks":1124,"data":1125},"+1.5% p.a. projected",[],{},{"nodeType":179,"data":1127,"content":1128},{},[1129],{"nodeType":33,"data":1130,"content":1131},{},[1132],{"nodeType":28,"value":1133,"marks":1134,"data":1135},"High suburban demand and solid multiplier (24.0x)",[],{},{"nodeType":175,"data":1137,"content":1138},{},[1139,1149,1159],{"nodeType":179,"data":1140,"content":1141},{},[1142],{"nodeType":33,"data":1143,"content":1144},{},[1145],{"nodeType":28,"value":1146,"marks":1147,"data":1148},"Dahme-Spreewald",[],{},{"nodeType":179,"data":1150,"content":1151},{},[1152],{"nodeType":33,"data":1153,"content":1154},{},[1155],{"nodeType":28,"value":1156,"marks":1157,"data":1158},"+1.4% p.a. projected",[],{},{"nodeType":179,"data":1160,"content":1161},{},[1162],{"nodeType":33,"data":1163,"content":1164},{},[1165],{"nodeType":28,"value":1166,"marks":1167,"data":1168},"Regional economic hub with low multiplier (22.7x)",[],{},{"nodeType":175,"data":1170,"content":1171},{},[1172,1182,1192],{"nodeType":179,"data":1173,"content":1174},{},[1175],{"nodeType":33,"data":1176,"content":1177},{},[1178],{"nodeType":28,"value":1179,"marks":1180,"data":1181},"Ludwigshafen",[],{},{"nodeType":179,"data":1183,"content":1184},{},[1185],{"nodeType":33,"data":1186,"content":1187},{},[1188],{"nodeType":28,"value":1189,"marks":1190,"data":1191},"+1.2% p.a. projected",[],{},{"nodeType":179,"data":1193,"content":1194},{},[1195],{"nodeType":33,"data":1196,"content":1197},{},[1198],{"nodeType":28,"value":1199,"marks":1200,"data":1201},"Strong industrial base with attractive multiplier (20.7x)",[],{},{"nodeType":33,"data":1203,"content":1204},{},[1205,1209,1214,1218,1227],{"nodeType":28,"value":1206,"marks":1207,"data":1208},"💡 ",[],{},{"nodeType":28,"value":1210,"marks":1211,"data":1213},"Key Takeaway:",[1212],{"type":189},{},{"nodeType":28,"value":1215,"marks":1216,"data":1217}," Medium-sized cities and secondary hubs currently offer the best balance of lower entry prices, ",[],{},{"nodeType":41,"data":1219,"content":1221},{"uri":1220},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Freal-estate-investment-calculator-germany.ia",[1222],{"nodeType":28,"value":1223,"marks":1224,"data":1226},"strong rental returns",[1225],{"type":844},{},{"nodeType":28,"value":1228,"marks":1229,"data":1230},", and rapid price appreciation.",[],{},{"nodeType":33,"data":1232,"content":1233},{},[1234,1238,1247],{"nodeType":28,"value":1235,"marks":1236,"data":1237},"Looking to build long-term wealth through buy-to-let real estate? Explore investment properties and calculate your tax benefits with ",[],{},{"nodeType":41,"data":1239,"content":1241},{"uri":1240},"https:\u002F\u002Finvestfriend.de\u002Fen",[1242],{"nodeType":28,"value":1243,"marks":1244,"data":1246},"Investfriend",[1245],{"type":844},{},{"nodeType":28,"value":680,"marks":1248,"data":1249},[],{},{"nodeType":24,"data":1251,"content":1252},{},[1253],{"nodeType":28,"value":1254,"marks":1255,"data":1256},"What About the Big 7 Metropolises?",[],{},{"nodeType":33,"data":1258,"content":1259},{},[1260],{"nodeType":28,"value":1261,"marks":1262,"data":1263},"The \"Big 7\" megacities remain core targets for long-term capital preservation, but their trajectories have diverged significantly:",[],{},{"nodeType":171,"data":1265,"content":1266},{},[1267,1314,1369,1424,1479,1534],{"nodeType":175,"data":1268,"content":1269},{},[1270,1281,1292,1303],{"nodeType":179,"data":1271,"content":1272},{},[1273],{"nodeType":33,"data":1274,"content":1275},{},[1276],{"nodeType":28,"value":1277,"marks":1278,"data":1280},"City",[1279],{"type":189},{},{"nodeType":179,"data":1282,"content":1283},{},[1284],{"nodeType":33,"data":1285,"content":1286},{},[1287],{"nodeType":28,"value":1288,"marks":1289,"data":1291},"2025 Avg. Price\u002Fm²",[1290],{"type":189},{},{"nodeType":179,"data":1293,"content":1294},{},[1295],{"nodeType":33,"data":1296,"content":1297},{},[1298],{"nodeType":28,"value":1299,"marks":1300,"data":1302},"Recent Performance",[1301],{"type":189},{},{"nodeType":179,"data":1304,"content":1305},{},[1306],{"nodeType":33,"data":1307,"content":1308},{},[1309],{"nodeType":28,"value":1310,"marks":1311,"data":1313},"Strategy",[1312],{"type":189},{},{"nodeType":175,"data":1315,"content":1316},{},[1317,1327,1343,1359],{"nodeType":179,"data":1318,"content":1319},{},[1320],{"nodeType":33,"data":1321,"content":1322},{},[1323],{"nodeType":28,"value":1324,"marks":1325,"data":1326},"Hamburg",[],{},{"nodeType":179,"data":1328,"content":1329},{},[1330,1337],{"nodeType":33,"data":1331,"content":1332},{},[1333],{"nodeType":28,"value":1334,"marks":1335,"data":1336},"€6,394",[],{},{"nodeType":33,"data":1338,"content":1339},{},[1340],{"nodeType":28,"value":228,"marks":1341,"data":1342},[],{},{"nodeType":179,"data":1344,"content":1345},{},[1346,1353],{"nodeType":33,"data":1347,"content":1348},{},[1349],{"nodeType":28,"value":1350,"marks":1351,"data":1352},"Rebounded (+1.05% real)",[],{},{"nodeType":33,"data":1354,"content":1355},{},[1356],{"nodeType":28,"value":228,"marks":1357,"data":1358},[],{},{"nodeType":179,"data":1360,"content":1361},{},[1362],{"nodeType":33,"data":1363,"content":1364},{},[1365],{"nodeType":28,"value":1366,"marks":1367,"data":1368},"Safe, steady capital preservation",[],{},{"nodeType":175,"data":1370,"content":1371},{},[1372,1382,1398,1414],{"nodeType":179,"data":1373,"content":1374},{},[1375],{"nodeType":33,"data":1376,"content":1377},{},[1378],{"nodeType":28,"value":1379,"marks":1380,"data":1381},"Munich",[],{},{"nodeType":179,"data":1383,"content":1384},{},[1385,1392],{"nodeType":33,"data":1386,"content":1387},{},[1388],{"nodeType":28,"value":1389,"marks":1390,"data":1391},"€9,070",[],{},{"nodeType":33,"data":1393,"content":1394},{},[1395],{"nodeType":28,"value":228,"marks":1396,"data":1397},[],{},{"nodeType":179,"data":1399,"content":1400},{},[1401,1408],{"nodeType":33,"data":1402,"content":1403},{},[1404],{"nodeType":28,"value":1405,"marks":1406,"data":1407},"Rebounded (+1.00% real)",[],{},{"nodeType":33,"data":1409,"content":1410},{},[1411],{"nodeType":28,"value":228,"marks":1412,"data":1413},[],{},{"nodeType":179,"data":1415,"content":1416},{},[1417],{"nodeType":33,"data":1418,"content":1419},{},[1420],{"nodeType":28,"value":1421,"marks":1422,"data":1423},"Premium stability, lower initial yield",[],{},{"nodeType":175,"data":1425,"content":1426},{},[1427,1437,1453,1469],{"nodeType":179,"data":1428,"content":1429},{},[1430],{"nodeType":33,"data":1431,"content":1432},{},[1433],{"nodeType":28,"value":1434,"marks":1435,"data":1436},"Frankfurt",[],{},{"nodeType":179,"data":1438,"content":1439},{},[1440,1447],{"nodeType":33,"data":1441,"content":1442},{},[1443],{"nodeType":28,"value":1444,"marks":1445,"data":1446},"€6,293",[],{},{"nodeType":33,"data":1448,"content":1449},{},[1450],{"nodeType":28,"value":228,"marks":1451,"data":1452},[],{},{"nodeType":179,"data":1454,"content":1455},{},[1456,1463],{"nodeType":33,"data":1457,"content":1458},{},[1459],{"nodeType":28,"value":1460,"marks":1461,"data":1462},"Flat (-0.04% real)",[],{},{"nodeType":33,"data":1464,"content":1465},{},[1466],{"nodeType":28,"value":228,"marks":1467,"data":1468},[],{},{"nodeType":179,"data":1470,"content":1471},{},[1472],{"nodeType":33,"data":1473,"content":1474},{},[1475],{"nodeType":28,"value":1476,"marks":1477,"data":1478},"Wait-and-see \u002F Selective buying",[],{},{"nodeType":175,"data":1480,"content":1481},{},[1482,1492,1508,1524],{"nodeType":179,"data":1483,"content":1484},{},[1485],{"nodeType":33,"data":1486,"content":1487},{},[1488],{"nodeType":28,"value":1489,"marks":1490,"data":1491},"Berlin",[],{},{"nodeType":179,"data":1493,"content":1494},{},[1495,1502],{"nodeType":33,"data":1496,"content":1497},{},[1498],{"nodeType":28,"value":1499,"marks":1500,"data":1501},"€5,796",[],{},{"nodeType":33,"data":1503,"content":1504},{},[1505],{"nodeType":28,"value":228,"marks":1506,"data":1507},[],{},{"nodeType":179,"data":1509,"content":1510},{},[1511,1518],{"nodeType":33,"data":1512,"content":1513},{},[1514],{"nodeType":28,"value":1515,"marks":1516,"data":1517},"Slight dip (-1.24% real)",[],{},{"nodeType":33,"data":1519,"content":1520},{},[1521],{"nodeType":28,"value":228,"marks":1522,"data":1523},[],{},{"nodeType":179,"data":1525,"content":1526},{},[1527],{"nodeType":33,"data":1528,"content":1529},{},[1530],{"nodeType":28,"value":1531,"marks":1532,"data":1533},"Re-entry opportunity for long-term buyers",[],{},{"nodeType":175,"data":1535,"content":1536},{},[1537,1547,1563,1579],{"nodeType":179,"data":1538,"content":1539},{},[1540],{"nodeType":33,"data":1541,"content":1542},{},[1543],{"nodeType":28,"value":1544,"marks":1545,"data":1546},"Stuttgart",[],{},{"nodeType":179,"data":1548,"content":1549},{},[1550,1557],{"nodeType":33,"data":1551,"content":1552},{},[1553],{"nodeType":28,"value":1554,"marks":1555,"data":1556},"€4,737",[],{},{"nodeType":33,"data":1558,"content":1559},{},[1560],{"nodeType":28,"value":228,"marks":1561,"data":1562},[],{},{"nodeType":179,"data":1564,"content":1565},{},[1566,1573],{"nodeType":33,"data":1567,"content":1568},{},[1569],{"nodeType":28,"value":1570,"marks":1571,"data":1572},"Adjusted (-1.37% real)",[],{},{"nodeType":33,"data":1574,"content":1575},{},[1576],{"nodeType":28,"value":228,"marks":1577,"data":1578},[],{},{"nodeType":179,"data":1580,"content":1581},{},[1582],{"nodeType":33,"data":1583,"content":1584},{},[1585],{"nodeType":28,"value":1586,"marks":1587,"data":1588},"Value entry point in a high-income market",[],{},{"nodeType":33,"data":1590,"content":1591},{},[1592,1596,1605],{"nodeType":28,"value":1593,"marks":1594,"data":1595},"While yield is lower in these tier-1 hubs, their tight rental supply and economic weight continue to safeguard value over longer time horizons. You can calculate how much upfront costs you need to pay for each of these cities with our ",[],{},{"nodeType":41,"data":1597,"content":1599},{"uri":1598},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fproperty-purchasing-cost-calculator-germany.ia",[1600],{"nodeType":28,"value":1601,"marks":1602,"data":1604},"Property Purchasing Cost Calculator",[1603],{"type":844},{},{"nodeType":28,"value":1606,"marks":1607,"data":1608},". ",[],{},{"nodeType":33,"data":1610,"content":1611},{},[1612],{"nodeType":28,"value":1613,"marks":1614,"data":1615},"Where to Be Cautious: Vacation Markets & Weak Demographics",[],{},{"nodeType":33,"data":1617,"content":1618},{},[1619],{"nodeType":28,"value":1620,"marks":1621,"data":1622},"A low price tag alone doesn't guarantee a good deal. Buyers should exercise caution in two specific areas:",[],{},{"nodeType":691,"data":1624,"content":1625},{},[1626,1659],{"nodeType":695,"data":1627,"content":1628},{},[1629],{"nodeType":33,"data":1630,"content":1631},{},[1632,1637,1641,1646,1650,1655],{"nodeType":28,"value":1633,"marks":1634,"data":1636},"Overpriced Resort & Vacation Markets:",[1635],{"type":189},{},{"nodeType":28,"value":1638,"marks":1639,"data":1640}," Formerly booming island and coastal locations are undergoing price corrections as buyer sensitivity grows (e.g., Nordfriesland\u002FSylt at ",[],{},{"nodeType":28,"value":1642,"marks":1643,"data":1645},"-7.4%",[1644],{"type":189},{},{"nodeType":28,"value":1647,"marks":1648,"data":1649}," and Aurich\u002FNorderney at ",[],{},{"nodeType":28,"value":1651,"marks":1652,"data":1654},"-8.6%",[1653],{"type":189},{},{"nodeType":28,"value":1656,"marks":1657,"data":1658},").\nPNG",[],{},{"nodeType":695,"data":1660,"content":1661},{},[1662],{"nodeType":33,"data":1663,"content":1664},{},[1665,1670],{"nodeType":28,"value":1666,"marks":1667,"data":1669},"Structurally Weak Rural Areas:",[1668],{"type":189},{},{"nodeType":28,"value":1671,"marks":1672,"data":1673}," Regions with shrinking populations, weak job creation, and poor infrastructure continue to lag behind.\nPNG",[],{},{"nodeType":33,"data":1675,"content":1676},{},[1677],{"nodeType":28,"value":1678,"marks":1679,"data":1680},"Before buying, confirm that your target area features:",[],{},{"nodeType":691,"data":1682,"content":1683},{},[1684,1694,1704],{"nodeType":695,"data":1685,"content":1686},{},[1687],{"nodeType":33,"data":1688,"content":1689},{},[1690],{"nodeType":28,"value":1691,"marks":1692,"data":1693},"Rent growth aligned with purchase prices",[],{},{"nodeType":695,"data":1695,"content":1696},{},[1697],{"nodeType":33,"data":1698,"content":1699},{},[1700],{"nodeType":28,"value":1701,"marks":1702,"data":1703},"Positive demographic and employment trends",[],{},{"nodeType":695,"data":1705,"content":1706},{},[1707],{"nodeType":33,"data":1708,"content":1709},{},[1710,1714,1723],{"nodeType":28,"value":1711,"marks":1712,"data":1713},"A ",[],{},{"nodeType":41,"data":1715,"content":1717},{"uri":1716},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Finvestment-property-first-impact-on-dream-home.ia",[1718],{"nodeType":28,"value":1719,"marks":1720,"data":1722},"realistic price-to-rent multiplier",[1721],{"type":844},{},{"nodeType":28,"value":1724,"marks":1725,"data":1726}," (\u003C25x)",[],{},{"nodeType":99,"data":1728,"content":1731,"entry":1732},{"target":1729},{"sys":1730},{"id":103,"type":59,"linkType":104},[],{"title":107,"type":108,"headline":109,"description":1733,"backgroundColor":120,"mainCtaLabel":121,"mainCtaLink":122,"pictures":1742,"imageAlignment":132,"showBankLogos":133,"contentType":134},{"data":1734,"content":1735,"nodeType":20},{},[1736],{"data":1737,"content":1738,"nodeType":33},{},[1739],{"data":1740,"marks":1741,"value":119,"nodeType":28},{},[],[1743],{"fileName":125,"details":1744,"url":131},{"size":127,"image":1745},{"width":129,"height":130},{"nodeType":33,"data":1747,"content":1748},{},[1749],{"nodeType":28,"value":1750,"marks":1751,"data":1752},"We help expats and investors finance homes in Germany, with access to over 750 banks.",[],{},{"nodeType":691,"data":1754,"content":1755},{},[1756,1777,1797],{"nodeType":695,"data":1757,"content":1758},{},[1759],{"nodeType":33,"data":1760,"content":1761},{},[1762,1765,1774],{"nodeType":28,"value":612,"marks":1763,"data":1764},[],{},{"nodeType":41,"data":1766,"content":1768},{"uri":1767},"https:\u002F\u002Fhypofriend.de\u002Fen](https:\u002F\u002Fhypofriend.de\u002Fen",[1769],{"nodeType":28,"value":1770,"marks":1771,"data":1773},"Get pre-qualified in minutes",[1772],{"type":844},{},{"nodeType":28,"value":612,"marks":1775,"data":1776},[],{},{"nodeType":695,"data":1778,"content":1779},{},[1780],{"nodeType":33,"data":1781,"content":1782},{},[1783,1786,1794],{"nodeType":28,"value":612,"marks":1784,"data":1785},[],{},{"nodeType":41,"data":1787,"content":1789},{"uri":1788},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fgerman-mortgage-calculator",[1790],{"nodeType":28,"value":109,"marks":1791,"data":1793},[1792],{"type":844},{},{"nodeType":28,"value":612,"marks":1795,"data":1796},[],{},{"nodeType":695,"data":1798,"content":1799},{},[1800],{"nodeType":33,"data":1801,"content":1802},{},[1803,1806,1815],{"nodeType":28,"value":612,"marks":1804,"data":1805},[],{},{"nodeType":41,"data":1807,"content":1809},{"uri":1808},"https:\u002F\u002Fhypofriend.de\u002Fen\u002Fappointment",[1810],{"nodeType":28,"value":1811,"marks":1812,"data":1814},"Speak with an expert advisor",[1813],{"type":844},{},{"nodeType":28,"value":612,"marks":1816,"data":1817},[],{},{"nodeType":33,"data":1819,"content":1820},{},[1821],{"nodeType":28,"value":612,"marks":1822,"data":1823},[],{},"See which regions in Germany are the smartest to buy property in 2026.","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1BDcPvi2mzeBFIVvlqqnfv\u002Fabf527e40f0e9ff8c0723e9fcafc2a9d\u002FSEO-news-800x534.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FBREsGn1gx9DcyD4pQALKk\u002Fa5f48eeb8aa0c84c46f29e6e909672a7\u002Fnews-1692x918.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3kGcvr2GW8kEtd7JQ0cWcA\u002F50c325f611f4dd4f8acb77bf7e244ec8\u002Fnews-523x366.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F3NzWx2N8wlCWlS1En4EUqK\u002F374157194aab2f8b564784efb65ea54a\u002Fnews-1692x918.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1WlfuHRDFpibnFyPC6XmVv\u002Fda2a3a06981f3b1adec1a3edbaf1b867\u002Fnews-523x366.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F61qlPPB7YcT6uGtMuEZxVD\u002F0031d19efd13eccef6c230ae7fbfe6eb\u002Fnews-800x511.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F2U5AF4Jzh0sbYHDa3wNoKK\u002F8cf082a20057781fed438467ba5877ed\u002Fnews-380x243.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F6bf2ZgIc6NGtMGyDDL8WdE\u002F8e617188029d1d7d7ca56c32e9b45e51\u002Fnews-800x511.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1rJVpZ1NLJnsW62W5biSOf\u002Fab4284c09dfa1afc3e3670d4f879c4ee\u002Fnews-380x243.webp","post",{"nodeType":33,"data":1836,"content":1837},{},[1838],{"nodeType":28,"value":612,"marks":1839,"data":1840},[],{},"Tue, 22 Sep 2026 11:11:22 +0000","Tue, 20 Oct 2026 13:53:47 +0000","Will baby boomers selling their homes crash German property prices? Our data shows housing demand keeps rising to 2050, even if the population shrinks by 5%.",null,"https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4bv2CyCcXhjsBptPPmlpTy\u002Fb31b4fad94186854334c3b44fc1bc1e6\u002FSEO-kfw-forderungen-neubau-800x534.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002FYE2mOBQjMM93ZI7C50eHT\u002F89b15e1fbefa2494ca695fe359a41ac0\u002Fkfw-forderungen-neubau-1692x918.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F1uECAcW3iMmqfkZuHQsmGh\u002F132f2d18932f211589b83e6625cb137f\u002Fkfw-forderungen-neubau-523x366.jpg","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F4oZARv4e8BCZOXU5mCq2gL\u002F04de2bb2972c8d1a0e24714543c1503b\u002Fkfw-forderungen-neubau-1692x918.webp","https:\u002F\u002Fimages.ctfassets.net\u002Fshj4zexxz7od\u002F79QEL2evHbHhpW8Ou82Uu4\u002F1b70e0e7e975268a81b0e005936e1e34\u002Fkfw-forderungen-neubau-523x366.webp","The \"silver tsunami”, the flood of older people selling their homes, is a popular topic in Germany. It feeds on the phenomenon that Germany has an especially large baby-boom population: people born in the sixties.\u003Cbr>\n\u003Cbr>\n\nThey are now retiring, and so the story goes that they will sell their large homes and depress property prices. With low birth rates, there would be no one to buy these properties. \nData-driven projections about future housing demand show why this story does not hold.\u003Cbr> \n\u003Cbr>\n\n__Key Takeaway:__ Contrary to fears of a \"silver tsunami\" housing market crash, real estate demand in Germany is likely to remain on an upward trend. Even under a worse case severe population contraction (-5.04%) over the next 25 years, total housing demand increases by +2.62% due to a decline in household density of +0.31% annually. If we consider demand for m2, which has been growing at 0,42% annually, demand is even stronger as larger units need to be built or smaller units merged.\u003Cbr>\n\u003Cbr>",[1852,1854,1857,1859,1861],{"key":1853,"value":29},"#h-german-population-projections",{"key":1855,"value":1856},"#h-household-growth-vs-population-headcount-what-truly-drives-housing-demand","Household growth vs. population headcount: what truly drives housing demand?",{"key":1858,"value":139},"#h-25-year-household-growth-scenarios",{"key":1860,"value":477},"#h-is-the-size-of-the-housing-units-declining",{"key":1862,"value":619},"#h-will-the-silver-tsunami-cause-housing-oversupply-in-germany",[1864,1867,1871],{"slug":5,"title":6,"listPicture":7,"listPictureMobile":8,"listPictureWebp":9,"listPictureMobileWebp":10,"preview":11,"category":12,"categoryTitle":1865,"categoryCode":1866},"Market News","hn",{"slug":1868,"title":1869,"listPicture":1830,"listPictureMobile":1831,"listPictureWebp":1832,"listPictureMobileWebp":1833,"preview":1870,"category":12,"categoryTitle":1865,"categoryCode":1866},"our-german-housing-outlook-2025","Our German Housing Outlook (2025)","Maintaining a perspective that is both realistic and optimistic, our outlook for Germany heading into 2025 highlights continued positive trends in key areas. German house prices, having recovered significantly since late 2023, are expected to increase further due to persistent demand and constrained supply.",{"slug":1872,"title":1873,"listPicture":1830,"listPictureMobile":1831,"listPictureWebp":1832,"listPictureMobileWebp":1833,"preview":1874,"category":12,"categoryTitle":1865,"categoryCode":1866},"affordable-housing-requires-more-new-buildings","Affordable housing requires more new buildings","Fewer building permits were issued in Berlin in 2020 than in the previous year. This will further exacerbate the situation for purchase prices.\n",1792654285485]